Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Anadolu Anonim Turk Sigorta Sirketi's
EBIT
for the
three
months ended in Sep. 2025 was ₺4,971 Mil. Anadolu Anonim Turk Sigorta Sirketi's Interest Expense for the
three
months ended in Sep. 2025 was ₺-112 Mil.
Anadolu Anonim Turk Sigorta Sirketi's interest coverage for the quarter that ended in Sep. 2025 was 44.26.
The higher the ratio, the stronger the company's financial strength is.
Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Anadolu Anonim Turk Sigorta Sirketi Interest Coverage Related Terms
Anadolu Anonim Turk Sigorta Sirketi Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Anadolu Anonim Turk Sigorta Sirketi Interest Coverage Chart
IST:ANSGR vs BRK.A, AIG, HIG: Interest Coverage Comparison
For the Insurance - Diversified subindustry, Anadolu Anonim Turk Sigorta Sirketi's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Anadolu Anonim Turk Sigorta Sirketi Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Anadolu Anonim Turk Sigorta Sirketi's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Anadolu Anonim Turk Sigorta Sirketi's Interest Coverage falls into.
Anadolu Anonim Turk Sigorta Sirketi Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) has a Interest Coverage of 44.26 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Anadolu Anonim Turk Sigorta Sirketi and its competitors. This is 197% above median its historical median of 14.91. Over the past decade, Anadolu Anonim Turk Sigorta Sirketi's Interest Coverage has ranged from 5.07 to 42.73. According to the industry distribution chart, Anadolu Anonim Turk Sigorta Sirketi ranks #272 out of 351 companies in the Insurance industry, placing it in the top 77.5%.
Is Anadolu Anonim Turk Sigorta Sirketi's Interest Coverage too high?
Anadolu Anonim Turk Sigorta Sirketi's current Interest Coverage of 44.26 is 197% above median its 10-year median of 14.91. Over the past 10 years, this metric has ranged from a low of 5.07 to a high of 42.73. The Insurance industry median Interest Coverage is 16.23. Anadolu Anonim Turk Sigorta Sirketi's value of 44.26 is 172.7% above this industry median. Based on the distribution chart, Anadolu Anonim Turk Sigorta Sirketi ranks #272 out of 351 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Anadolu Anonim Turk Sigorta Sirketi has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Anadolu Anonim Turk Sigorta Sirketi's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Anadolu Anonim Turk Sigorta Sirketi ranks #272 out of 351 companies for Interest Coverage. This places Anadolu Anonim Turk Sigorta Sirketi in the lower half of its industry. The industry median Interest Coverage is 16.23. Anadolu Anonim Turk Sigorta Sirketi's value of 44.26 is 172.7% above this benchmark. Historically, Anadolu Anonim Turk Sigorta Sirketi's own Interest Coverage has ranged from 5.07 to 42.73 over the past decade. While the company's 10-year median is 14.91 vs. the industry median of 16.23, Anadolu Anonim Turk Sigorta Sirketi has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anadolu Anonim Turk Sigorta Sirketi's current Interest Coverage of 44.26 is 172.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Anadolu Anonim Turk Sigorta Sirketi and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anadolu Anonim Turk Sigorta Sirketi's current Interest Coverage is 44.26, which is 197% above median its own 10-year median of 14.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anadolu Anonim Turk Sigorta Sirketi stock overvalued right now?
Based on GuruFocus' analysis, Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) is currently considered Possible Value Trap. The stock's GF Value™ is ₺43.04, compared to a current price of ₺28.08 — trading 34.8% below its estimated fair value. The current Interest Coverage is 44.26, which is 197% above median its 10-year median of 14.91 and 172.7% above the Insurance industry median of 16.23. Anadolu Anonim Turk Sigorta Sirketi's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR), the current Interest Coverage is 44.26 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) Overvalued in 2026?
Based on GuruFocus' analysis, Anadolu Anonim Turk Sigorta Sirketi stock appears to be undervalued.
The current stock price of ₺28.08 is trading 34.8% below its estimated GF Value™ of ₺43.04.
GuruFocus considers Anadolu Anonim Turk Sigorta Sirketi to be Possible Value Trap.
Key valuation signals for IST:ANSGR:
Interest Coverage: 44.26 (197% above median its 10-year median of 14.91)
GF Value™: ₺43.04 vs. price of ₺28.08 (34.8% below fair value)
Industry Position: 172.7% above the Insurance median (#272 of 351)
No single metric tells the full story. See the IST:ANSGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Anadolu Anonim Turk Sigorta Sirketi Business Description
Anadolu Anonim Turk Sigorta Sirketi is Turkish insurance company. The company offers health insurance, fire and natural disaster insurance and motor vehicle insurance. Insurance provided for fire and natural disasters covers material damages occurred due to fire, lightening, explosion or smoke, steam, and temperature resulted from fire, lightning, and explosion up to insurance policy limits. Motor vehicle insurance covers accident with the motorized or non-motorized vehicles which used in highways, crash with fixed or moving items, theft or attempted theft and burn. Health insurance covers treatment costs of illnesses or accidental injuries during the period of insurance. The company operates its business solely in Turkey. Most of the company's revenue consists of premium received.
59GF Score
Get the complete analysis for IST:ANSGR
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