Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) Interest Coverage: 103.85 (As of Jun. 2026) — 597% Above Median

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IST:ANSGR Anadolu Anonim Turk Sigorta Sirketi IST:ANSGR
78 GF Score
Price ₺27.50
GF Value ₺45.78
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Anadolu Anonim Turk Sigorta Sirketi Interest Coverage?

Anadolu Anonim Turk Sigorta Sirketi IST:ANSGR +1.18% 78 Interest Coverage is 103.85 as of Jun. 2026, which is 597% above its 10-year median of 14.91. GuruFocus rates IST:ANSGR with a GF Score™ of 78/100 and a GF Value™ of ₺45.78 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 348 Insurance companies, Anadolu Anonim Turk Sigorta Sirketi ranks better than 58.33% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Anadolu Anonim Turk Sigorta Sirketi's EBIT for the three months ended in Jun. 2026 was ₺5,224 Mil. Anadolu Anonim Turk Sigorta Sirketi's Interest Expense for the three months ended in Jun. 2026 was ₺-50 Mil. Anadolu Anonim Turk Sigorta Sirketi's interest coverage for the quarter that ended in Jun. 2026 was 103.85. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Anadolu Anonim Turk Sigorta Sirketi's Interest Coverage or its related term are showing as below:

IST:ANSGR' s Interest Coverage Range Over the Past 10 Years
Min: 7.1   Med: 14.91   Max: 42.73
Current: 21.76


IST:ANSGR's Interest Coverage is ranked better than
58.33% of 348 companies
in the Insurance industry
Industry Median: 15.43 vs IST:ANSGR: 21.76

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Anadolu Anonim Turk Sigorta Sirketi  (IST:ANSGR) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Anadolu Anonim Turk Sigorta Sirketi Interest Coverage Related Terms


Anadolu Anonim Turk Sigorta Sirketi Interest Coverage Historical Data

* Premium members only.

The historical data trend for Anadolu Anonim Turk Sigorta Sirketi's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Anadolu Anonim Turk Sigorta Sirketi Interest Coverage Chart

Anadolu Anonim Turk Sigorta Sirketi Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.74 11.85 15.93 13.88 13.18

Anadolu Anonim Turk Sigorta Sirketi Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.10 2.77 44.26 10.81 103.85

IST:ANSGR vs BRK.A, AIG, HIG: Interest Coverage Comparison

For the Insurance - Diversified subindustry, Anadolu Anonim Turk Sigorta Sirketi's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Anadolu Anonim Turk Sigorta Sirketi Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Anadolu Anonim Turk Sigorta Sirketi's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Anadolu Anonim Turk Sigorta Sirketi's Interest Coverage falls into.


IST:ANSGR
78GF Score
Anadolu Anonim Turk Sigorta Sirketi IST:ANSGR
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Anadolu Anonim Turk Sigorta Sirketi Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Anadolu Anonim Turk Sigorta Sirketi's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Anadolu Anonim Turk Sigorta Sirketi's Interest Expense was ₺-1,403 Mil. Its EBIT was ₺18,488 Mil. And its Long-Term Debt & Capital Lease Obligation was ₺111 Mil.

Interest Coverage=-1* EBIT (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*18488.252/-1402.596
=13.18

Anadolu Anonim Turk Sigorta Sirketi's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, Anadolu Anonim Turk Sigorta Sirketi's Interest Expense was ₺-50 Mil. Its EBIT was ₺5,224 Mil. And its Long-Term Debt & Capital Lease Obligation was ₺135 Mil.

Interest Coverage=-1* EBIT (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*5223.807/-50.301
=103.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 103.85 mean?
Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) has a Interest Coverage of 103.85 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Anadolu Anonim Turk Sigorta Sirketi and its competitors. This is 597% above median its historical median of 14.91. Over the past decade, Anadolu Anonim Turk Sigorta Sirketi's Interest Coverage has ranged from 7.10 to 42.73. According to the industry distribution chart, Anadolu Anonim Turk Sigorta Sirketi ranks #145 out of 348 companies in the Insurance industry, placing it in the top 41.7%.
Is Anadolu Anonim Turk Sigorta Sirketi's Interest Coverage too high?
Anadolu Anonim Turk Sigorta Sirketi's current Interest Coverage of 103.85 is 597% above median its 10-year median of 14.91. Over the past 10 years, this metric has ranged from a low of 7.10 to a high of 42.73. The Insurance industry median Interest Coverage is 15.43. Anadolu Anonim Turk Sigorta Sirketi's value of 103.85 is 573% above this industry median. Based on the distribution chart, Anadolu Anonim Turk Sigorta Sirketi ranks #145 out of 348 companies in the Insurance industry, which is above the industry midpoint. Overall, Anadolu Anonim Turk Sigorta Sirketi has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Anadolu Anonim Turk Sigorta Sirketi's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Anadolu Anonim Turk Sigorta Sirketi ranks #145 out of 348 companies for Interest Coverage. This puts Anadolu Anonim Turk Sigorta Sirketi in the upper half of its industry. The industry median Interest Coverage is 15.43. Anadolu Anonim Turk Sigorta Sirketi's value of 103.85 is 573% above this benchmark. Historically, Anadolu Anonim Turk Sigorta Sirketi's own Interest Coverage has ranged from 7.10 to 42.73 over the past decade. While the company's 10-year median is 14.91 vs. the industry median of 15.43, Anadolu Anonim Turk Sigorta Sirketi has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 15.43, based on 348 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anadolu Anonim Turk Sigorta Sirketi's current Interest Coverage of 103.85 is 573% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Anadolu Anonim Turk Sigorta Sirketi and its competitors. For the Insurance industry, the median Interest Coverage is 15.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anadolu Anonim Turk Sigorta Sirketi's current Interest Coverage is 103.85, which is 597% above median its own 10-year median of 14.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anadolu Anonim Turk Sigorta Sirketi stock overvalued right now?
Based on GuruFocus' analysis, Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) is currently considered Significantly Undervalued. The stock's GF Value™ is ₺45.78, compared to a current price of ₺27.50 — trading 39.9% below its estimated fair value. The current Interest Coverage is 103.85, which is 597% above median its 10-year median of 14.91 and 573% above the Insurance industry median of 15.43. Anadolu Anonim Turk Sigorta Sirketi's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR), the current Interest Coverage is 103.85 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) Overvalued in 2026?

Based on GuruFocus' analysis, Anadolu Anonim Turk Sigorta Sirketi stock appears to be undervalued. The current stock price of ₺27.50 is trading 39.9% below its estimated GF Value™ of ₺45.78. GuruFocus considers Anadolu Anonim Turk Sigorta Sirketi to be Significantly Undervalued.

Key valuation signals for IST:ANSGR:

  • Interest Coverage: 103.85 (597% above median its 10-year median of 14.91)
  • GF Value™: ₺45.78 vs. price of ₺27.50 (39.9% below fair value)
  • GF Score™: 78/100 with 2 warning signs
  • Industry Position: 573% above the Insurance median (#145 of 348)

No single metric tells the full story. See the IST:ANSGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Anadolu Anonim Turk Sigorta Sirketi Business Description

Address Ruzgarlibahce Mahallesi Kavak, Sokak No 31 34805 Kavacik /Istanbul, Anadolu Sigorta, Istanbul, TUR
Anadolu Anonim Turk Sigorta Sirketi is Turkish insurance company. The company offers health insurance, fire and natural disaster insurance and motor vehicle insurance. Insurance provided for fire and natural disasters covers material damages occurred due to fire, lightening, explosion or smoke, steam, and temperature resulted from fire, lightning, and explosion up to insurance policy limits. Motor vehicle insurance covers accident with the motorized or non-motorized vehicles which used in highways, crash with fixed or moving items, theft or attempted theft and burn. Health insurance covers treatment costs of illnesses or accidental injuries during the period of insurance. The company operates its business solely in Turkey. Most of the company's revenue consists of premium received.
78GF Score

Get the complete analysis for IST:ANSGR

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺27.50
Price
₺45.78
GF Value