Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) Return-on-Tangible-Equity: 53.05% (As of Sep. 2025) — 98% Above Median


IST:ANSGR Anadolu Anonim Turk Sigorta Sirketi IST:ANSGR
59 GF Score
Price ₺26.96
GF Value ₺43.54
Valuation Possible Value Trap
! 2 Warning Signs
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What is Anadolu Anonim Turk Sigorta Sirketi Return-on-Tangible-Equity?

Anadolu Anonim Turk Sigorta Sirketi IST:ANSGR -0.52% 59 Return-on-Tangible-Equity is 53.05% as of Sep. 2025, which is 98% above its 10-year median of 26.77. GuruFocus rates IST:ANSGR with a GF Score™ of 59/100 and a GF Value™ of ₺43.54 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 499 Insurance companies, Anadolu Anonim Turk Sigorta Sirketi ranks better than 91.38% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Anadolu Anonim Turk Sigorta Sirketi's annualized net income for the quarter that ended in Sep. 2025 was ₺14,949 Mil. Anadolu Anonim Turk Sigorta Sirketi's average shareholder tangible equity for the quarter that ended in Sep. 2025 was ₺28,177 Mil. Therefore, Anadolu Anonim Turk Sigorta Sirketi's annualized Return-on-Tangible-Equity for the quarter that ended in Sep. 2025 was 53.05%.

The historical rank and industry rank for Anadolu Anonim Turk Sigorta Sirketi's Return-on-Tangible-Equity or its related term are showing as below:

IST:ANSGR' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 9.67   Med: 26.77   Max: 78.05
Current: 49.98

During the past 13 years, Anadolu Anonim Turk Sigorta Sirketi's highest Return-on-Tangible-Equity was 78.05%. The lowest was 9.67%. And the median was 26.77%.

IST:ANSGR's Return-on-Tangible-Equity is ranked better than
91.38% of 499 companies
in the Insurance industry
Industry Median: 13.51 vs IST:ANSGR: 49.98

Anadolu Anonim Turk Sigorta Sirketi  (IST:ANSGR) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Anadolu Anonim Turk Sigorta Sirketi Return-on-Tangible-Equity Related Terms


Anadolu Anonim Turk Sigorta Sirketi Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Anadolu Anonim Turk Sigorta Sirketi's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Anadolu Anonim Turk Sigorta Sirketi Return-on-Tangible-Equity Chart

Anadolu Anonim Turk Sigorta Sirketi Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25.58 22.29 35.25 78.05 65.74

Anadolu Anonim Turk Sigorta Sirketi Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 55.63 60.46 34.41 53.06 53.05

IST:ANSGR vs BRK.A, AIG, HIG: Return-on-Tangible-Equity Comparison

For the Insurance - Diversified subindustry, Anadolu Anonim Turk Sigorta Sirketi's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Anadolu Anonim Turk Sigorta Sirketi Return-on-Tangible-Equity vs Insurance Industry

For the Insurance industry and Financial Services sector, Anadolu Anonim Turk Sigorta Sirketi's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Anadolu Anonim Turk Sigorta Sirketi's Return-on-Tangible-Equity falls into.


IST:ANSGR
59GF Score
Anadolu Anonim Turk Sigorta Sirketi IST:ANSGR
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Anadolu Anonim Turk Sigorta Sirketi Return-on-Tangible-Equity Calculation

Anadolu Anonim Turk Sigorta Sirketi's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2024 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=11538.847/( (11871.095+23234.936 )/ 2 )
=11538.847/17553.0155
=65.74 %

Anadolu Anonim Turk Sigorta Sirketi's annualized Return-on-Tangible-Equity for the quarter that ended in Sep. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Sep. 2025 )  (Q: Jun. 2025 )(Q: Sep. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Sep. 2025 )  (Q: Jun. 2025 )(Q: Sep. 2025 )
=14949.064/( (26156.672+30197.17)/ 2 )
=14949.064/28176.921
=53.05 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Sep. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 53.05% mean?
Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) has a Return-on-Tangible-Equity of 53.05% as of Sep. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Anadolu Anonim Turk Sigorta Sirketi and its competitors. This is 98% above median its historical median of 26.77. Over the past decade, Anadolu Anonim Turk Sigorta Sirketi's Return-on-Tangible-Equity has ranged from 9.67 to 78.05. According to the industry distribution chart, Anadolu Anonim Turk Sigorta Sirketi ranks #43 out of 499 companies in the Insurance industry, placing it in the top 8.6%.
Is Anadolu Anonim Turk Sigorta Sirketi's Return-on-Tangible-Equity too high?
Anadolu Anonim Turk Sigorta Sirketi's current Return-on-Tangible-Equity of 53.05% is 98% above median its 10-year median of 26.77. Over the past 10 years, this metric has ranged from a low of 9.67 to a high of 78.05. The Insurance industry median Return-on-Tangible-Equity is 13.51. Anadolu Anonim Turk Sigorta Sirketi's value of 53.05% is 292.7% above this industry median. Based on the distribution chart, Anadolu Anonim Turk Sigorta Sirketi ranks #43 out of 499 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Anadolu Anonim Turk Sigorta Sirketi has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Anadolu Anonim Turk Sigorta Sirketi's Return-on-Tangible-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Anadolu Anonim Turk Sigorta Sirketi ranks #43 out of 499 companies for Return-on-Tangible-Equity. This places Anadolu Anonim Turk Sigorta Sirketi in the top 9% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 13.51. Anadolu Anonim Turk Sigorta Sirketi's value of 53.05% is 292.7% above this benchmark. Historically, Anadolu Anonim Turk Sigorta Sirketi's own Return-on-Tangible-Equity has ranged from 9.67 to 78.05 over the past decade. While the company's 10-year median is 26.77 vs. the industry median of 13.51, Anadolu Anonim Turk Sigorta Sirketi has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.51, based on 499 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anadolu Anonim Turk Sigorta Sirketi's current Return-on-Tangible-Equity of 53.05% is 292.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Anadolu Anonim Turk Sigorta Sirketi and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anadolu Anonim Turk Sigorta Sirketi's current Return-on-Tangible-Equity is 53.05%, which is 98% above median its own 10-year median of 26.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anadolu Anonim Turk Sigorta Sirketi stock overvalued right now?
Based on GuruFocus' analysis, Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) is currently considered Possible Value Trap. The stock's GF Value™ is ₺43.54, compared to a current price of ₺26.96 — trading 38.1% below its estimated fair value. The current Return-on-Tangible-Equity is 53.05%, which is 98% above median its 10-year median of 26.77 and 292.7% above the Insurance industry median of 13.51. Anadolu Anonim Turk Sigorta Sirketi's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR), the current Return-on-Tangible-Equity is 53.05% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) Overvalued in 2026?

Based on GuruFocus' analysis, Anadolu Anonim Turk Sigorta Sirketi stock appears to be undervalued. The current stock price of ₺26.96 is trading 38.1% below its estimated GF Value™ of ₺43.54. GuruFocus considers Anadolu Anonim Turk Sigorta Sirketi to be Possible Value Trap.

Key valuation signals for IST:ANSGR:

  • Return-on-Tangible-Equity: 53.05% (98% above median its 10-year median of 26.77)
  • GF Value™: ₺43.54 vs. price of ₺26.96 (38.1% below fair value)
  • GF Score™: 59/100 with 2 warning signs
  • Industry Position: 292.7% above the Insurance median (#43 of 499)

No single metric tells the full story. See the IST:ANSGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Anadolu Anonim Turk Sigorta Sirketi Business Description

Address Ruzgarlibahce Mahallesi Kavak, Sokak No 31 34805 Kavacik /Istanbul, Anadolu Sigorta, Istanbul, TUR
Anadolu Anonim Turk Sigorta Sirketi is Turkish insurance company. The company offers health insurance, fire and natural disaster insurance and motor vehicle insurance. Insurance provided for fire and natural disasters covers material damages occurred due to fire, lightening, explosion or smoke, steam, and temperature resulted from fire, lightning, and explosion up to insurance policy limits. Motor vehicle insurance covers accident with the motorized or non-motorized vehicles which used in highways, crash with fixed or moving items, theft or attempted theft and burn. Health insurance covers treatment costs of illnesses or accidental injuries during the period of insurance. The company operates its business solely in Turkey. Most of the company's revenue consists of premium received.
59GF Score

Get the complete analysis for IST:ANSGR

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺26.96
Price
₺43.54
GF Value