IST:ANSGR's ROA % is ranked better than 95.06% of 506
companies
in the Insurance industry
Industry Median: 2.7
vs IST:ANSGR: 12.43
Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Sep. 2025) net income data. The Revenue data used here is four times the quarterly (Sep. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Anadolu Anonim Turk Sigorta Sirketi ROA % Related Terms
Anadolu Anonim Turk Sigorta Sirketi ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Anadolu Anonim Turk Sigorta Sirketi's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Anadolu Anonim Turk Sigorta Sirketi ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Anadolu Anonim Turk Sigorta Sirketi's ROA % distribution charts can be found below:
* The bar in red indicates where Anadolu Anonim Turk Sigorta Sirketi's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Sep. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) has a ROA % of 13.36% as of Sep. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Anadolu Anonim Turk Sigorta Sirketi and its competitors. This is 186% above median its historical median of 4.67. Over the past decade, Anadolu Anonim Turk Sigorta Sirketi's ROA % has ranged from 1.85 to 15.84. According to the industry distribution chart, Anadolu Anonim Turk Sigorta Sirketi ranks #25 out of 506 companies in the Insurance industry, placing it in the top 4.9%.
Is Anadolu Anonim Turk Sigorta Sirketi's ROA % too high?
Anadolu Anonim Turk Sigorta Sirketi's current ROA % of 13.36% is 186% above median its 10-year median of 4.67. Over the past 10 years, this metric has ranged from a low of 1.85 to a high of 15.84. The Insurance industry median ROA % is 2.70. Anadolu Anonim Turk Sigorta Sirketi's value of 13.36% is 394.8% above this industry median. Based on the distribution chart, Anadolu Anonim Turk Sigorta Sirketi ranks #25 out of 506 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Anadolu Anonim Turk Sigorta Sirketi has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Anadolu Anonim Turk Sigorta Sirketi's ROA % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Anadolu Anonim Turk Sigorta Sirketi ranks #25 out of 506 companies for ROA %. This places Anadolu Anonim Turk Sigorta Sirketi in the top 5% of its industry — outperforming the majority of peers. The industry median ROA % is 2.70. Anadolu Anonim Turk Sigorta Sirketi's value of 13.36% is 394.8% above this benchmark. Historically, Anadolu Anonim Turk Sigorta Sirketi's own ROA % has ranged from 1.85 to 15.84 over the past decade. While the company's 10-year median is 4.67 vs. the industry median of 2.70, Anadolu Anonim Turk Sigorta Sirketi has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.70, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anadolu Anonim Turk Sigorta Sirketi's current ROA % of 13.36% is 394.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Anadolu Anonim Turk Sigorta Sirketi and its competitors. For the Insurance industry, the median ROA % is 2.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anadolu Anonim Turk Sigorta Sirketi's current ROA % is 13.36%, which is 186% above median its own 10-year median of 4.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anadolu Anonim Turk Sigorta Sirketi stock overvalued right now?
Based on GuruFocus' analysis, Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) is currently considered Possible Value Trap. The stock's GF Value™ is ₺43.04, compared to a current price of ₺28.02 — trading 34.9% below its estimated fair value. The current ROA % is 13.36%, which is 186% above median its 10-year median of 4.67 and 394.8% above the Insurance industry median of 2.70. Anadolu Anonim Turk Sigorta Sirketi's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR), the current ROA % is 13.36% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) Overvalued in 2026?
Based on GuruFocus' analysis, Anadolu Anonim Turk Sigorta Sirketi stock appears to be undervalued.
The current stock price of ₺28.02 is trading 34.9% below its estimated GF Value™ of ₺43.04.
GuruFocus considers Anadolu Anonim Turk Sigorta Sirketi to be Possible Value Trap.
Key valuation signals for IST:ANSGR:
ROA %: 13.36% (186% above median its 10-year median of 4.67)
GF Value™: ₺43.04 vs. price of ₺28.02 (34.9% below fair value)
Industry Position: 394.8% above the Insurance median (#25 of 506)
No single metric tells the full story. See the IST:ANSGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Anadolu Anonim Turk Sigorta Sirketi Business Description
Anadolu Anonim Turk Sigorta Sirketi is Turkish insurance company. The company offers health insurance, fire and natural disaster insurance and motor vehicle insurance. Insurance provided for fire and natural disasters covers material damages occurred due to fire, lightening, explosion or smoke, steam, and temperature resulted from fire, lightning, and explosion up to insurance policy limits. Motor vehicle insurance covers accident with the motorized or non-motorized vehicles which used in highways, crash with fixed or moving items, theft or attempted theft and burn. Health insurance covers treatment costs of illnesses or accidental injuries during the period of insurance. The company operates its business solely in Turkey. Most of the company's revenue consists of premium received.
59GF Score
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