Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Anadolu Anonim Turk Sigorta Sirketi's 3-Year RORE % for the quarter that ended in Sep. 2025 was 22.45%.
IST:ANSGR's 3-Year RORE % is ranked better than 64.19% of 472
companies
in the Insurance industry
Industry Median: 12.05
vs IST:ANSGR: 22.45
Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Anadolu Anonim Turk Sigorta Sirketi 3-Year RORE % Related Terms
Anadolu Anonim Turk Sigorta Sirketi 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Anadolu Anonim Turk Sigorta Sirketi 3-Year RORE % Chart
IST:ANSGR vs BRK.A, AIG, HIG: 3-Year RORE % Comparison
For the Insurance - Diversified subindustry, Anadolu Anonim Turk Sigorta Sirketi's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Anadolu Anonim Turk Sigorta Sirketi 3-Year RORE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Anadolu Anonim Turk Sigorta Sirketi's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Anadolu Anonim Turk Sigorta Sirketi's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Sep. 2025 and 3-year before.
Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) has a 3-Year RORE % of 22.45 as of Sep. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Anadolu Anonim Turk Sigorta Sirketi and its competitors. According to the industry distribution chart, Anadolu Anonim Turk Sigorta Sirketi ranks #169 out of 472 companies in the Insurance industry, placing it in the top 35.8%.
Is Anadolu Anonim Turk Sigorta Sirketi's 3-Year RORE % too high?
Anadolu Anonim Turk Sigorta Sirketi's current 3-Year RORE % is 22.45. The Insurance industry median 3-Year RORE % is 12.05. Anadolu Anonim Turk Sigorta Sirketi's value of 22.45 is 86.3% above this industry median. Based on the distribution chart, Anadolu Anonim Turk Sigorta Sirketi ranks #169 out of 472 companies in the Insurance industry, which is above the industry midpoint. Overall, Anadolu Anonim Turk Sigorta Sirketi has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Anadolu Anonim Turk Sigorta Sirketi's 3-Year RORE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Anadolu Anonim Turk Sigorta Sirketi ranks #169 out of 472 companies for 3-Year RORE %. This puts Anadolu Anonim Turk Sigorta Sirketi in the upper half of its industry. The industry median 3-Year RORE % is 12.05. Anadolu Anonim Turk Sigorta Sirketi's value of 22.45 is 86.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 12.05, based on 472 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anadolu Anonim Turk Sigorta Sirketi's current 3-Year RORE % of 22.45 is 86.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Anadolu Anonim Turk Sigorta Sirketi and its competitors. For the Insurance industry, the median 3-Year RORE % is 12.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anadolu Anonim Turk Sigorta Sirketi's current 3-Year RORE % is 22.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anadolu Anonim Turk Sigorta Sirketi stock overvalued right now?
Based on GuruFocus' analysis, Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) is currently considered Possible Value Trap. The stock's GF Value™ is ₺43.70, compared to a current price of ₺27.90 — trading 36.2% below its estimated fair value. The current 3-Year RORE % is 22.45 and 86.3% above the Insurance industry median of 12.05. Anadolu Anonim Turk Sigorta Sirketi's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR), the current 3-Year RORE % is 22.45 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) Overvalued in 2026?
Based on GuruFocus' analysis, Anadolu Anonim Turk Sigorta Sirketi stock appears to be undervalued.
The current stock price of ₺27.90 is trading 36.2% below its estimated GF Value™ of ₺43.70.
GuruFocus considers Anadolu Anonim Turk Sigorta Sirketi to be Possible Value Trap.
Key valuation signals for IST:ANSGR:
3-Year RORE %: 22.45
GF Value™: ₺43.70 vs. price of ₺27.90 (36.2% below fair value)
Industry Position: 86.3% above the Insurance median (#169 of 472)
No single metric tells the full story. See the IST:ANSGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Anadolu Anonim Turk Sigorta Sirketi Business Description
Anadolu Anonim Turk Sigorta Sirketi is Turkish insurance company. The company offers health insurance, fire and natural disaster insurance and motor vehicle insurance. Insurance provided for fire and natural disasters covers material damages occurred due to fire, lightening, explosion or smoke, steam, and temperature resulted from fire, lightning, and explosion up to insurance policy limits. Motor vehicle insurance covers accident with the motorized or non-motorized vehicles which used in highways, crash with fixed or moving items, theft or attempted theft and burn. Health insurance covers treatment costs of illnesses or accidental injuries during the period of insurance. The company operates its business solely in Turkey. Most of the company's revenue consists of premium received.
59GF Score
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