Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) Effective Interest Rate on Debt %: 271.64% (As of Sep. 2025)

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IST:ANSGR Anadolu Anonim Turk Sigorta Sirketi IST:ANSGR
59 GF Score
Price ₺27.78
GF Value ₺44.11
Valuation Possible Value Trap
! 5 Warning Signs
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What is Anadolu Anonim Turk Sigorta Sirketi Effective Interest Rate on Debt %?

Anadolu Anonim Turk Sigorta Sirketi IST:ANSGR -0.50% 59 Effective Interest Rate on Debt % is 271.64% as of Sep. 2025. GuruFocus rates IST:ANSGR with a GF Score™ of 59/100 and a GF Value™ of ₺44.11 (Possible Value Trap). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Anadolu Anonim Turk Sigorta Sirketi's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was ₺449 Mil. Anadolu Anonim Turk Sigorta Sirketi's average total debt for the quarter that ended in Sep. 2025 was ₺165 Mil. Therefore, Anadolu Anonim Turk Sigorta Sirketi's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 271.64%.


Anadolu Anonim Turk Sigorta Sirketi  (IST:ANSGR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Anadolu Anonim Turk Sigorta Sirketi Effective Interest Rate on Debt % Related Terms


Anadolu Anonim Turk Sigorta Sirketi Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Anadolu Anonim Turk Sigorta Sirketi's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Anadolu Anonim Turk Sigorta Sirketi Effective Interest Rate on Debt % Chart

Anadolu Anonim Turk Sigorta Sirketi Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 59.61 110.53 209.86 551.37 711.71

Anadolu Anonim Turk Sigorta Sirketi Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.32 584.78 2,246.63 4,560.22 271.64

IST:ANSGR vs BRK.A, AIG, HIG: Effective Interest Rate on Debt % Comparison

For the Insurance - Diversified subindustry, Anadolu Anonim Turk Sigorta Sirketi's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Anadolu Anonim Turk Sigorta Sirketi Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, Anadolu Anonim Turk Sigorta Sirketi's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Anadolu Anonim Turk Sigorta Sirketi's Effective Interest Rate on Debt % falls into.


IST:ANSGR
59GF Score
Anadolu Anonim Turk Sigorta Sirketi IST:ANSGR
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Anadolu Anonim Turk Sigorta Sirketi Effective Interest Rate on Debt % Calculation

Anadolu Anonim Turk Sigorta Sirketi's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -1149.042/( (114.449+208.445)/ 2 )
=-1  *  -1149.042/161.447
=711.71 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=95.31 + 19.139
=114.449

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=160.364 + 48.081
=208.445

Anadolu Anonim Turk Sigorta Sirketi's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -449.304/( (176.21+154.6)/ 2 )
=-1  *  -449.304/165.405
=271.64 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=136.295 + 39.915
=176.21

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=123.923 + 30.677
=154.6

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 271.64% mean?
Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) has a Effective Interest Rate on Debt % of 271.64% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Anadolu Anonim Turk Sigorta Sirketi and its competitors.
Is Anadolu Anonim Turk Sigorta Sirketi's Effective Interest Rate on Debt % too high?
Anadolu Anonim Turk Sigorta Sirketi's current Effective Interest Rate on Debt % is 271.64%. Overall, Anadolu Anonim Turk Sigorta Sirketi has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Anadolu Anonim Turk Sigorta Sirketi's Effective Interest Rate on Debt % compare to BRK.A and AIG?
Anadolu Anonim Turk Sigorta Sirketi's Effective Interest Rate on Debt % of 271.64% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Anadolu Anonim Turk Sigorta Sirketi and its competitors. Anadolu Anonim Turk Sigorta Sirketi's current Effective Interest Rate on Debt % is 271.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anadolu Anonim Turk Sigorta Sirketi stock overvalued right now?
Based on GuruFocus' analysis, Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) is currently considered Possible Value Trap. The stock's GF Value™ is ₺44.11, compared to a current price of ₺27.78 — trading 37% below its estimated fair value. The current Effective Interest Rate on Debt % is 271.64%. Anadolu Anonim Turk Sigorta Sirketi's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR), the current Effective Interest Rate on Debt % is 271.64% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) Overvalued in 2026?

Based on GuruFocus' analysis, Anadolu Anonim Turk Sigorta Sirketi stock appears to be undervalued. The current stock price of ₺27.78 is trading 37% below its estimated GF Value™ of ₺44.11. GuruFocus considers Anadolu Anonim Turk Sigorta Sirketi to be Possible Value Trap.

Key valuation signals for IST:ANSGR:

  • Effective Interest Rate on Debt %: 271.64%
  • GF Value™: ₺44.11 vs. price of ₺27.78 (37% below fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the IST:ANSGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Anadolu Anonim Turk Sigorta Sirketi Business Description

Address Ruzgarlibahce Mahallesi Kavak, Sokak No 31 34805 Kavacik /Istanbul, Anadolu Sigorta, Istanbul, TUR
Anadolu Anonim Turk Sigorta Sirketi is Turkish insurance company. The company offers health insurance, fire and natural disaster insurance and motor vehicle insurance. Insurance provided for fire and natural disasters covers material damages occurred due to fire, lightening, explosion or smoke, steam, and temperature resulted from fire, lightning, and explosion up to insurance policy limits. Motor vehicle insurance covers accident with the motorized or non-motorized vehicles which used in highways, crash with fixed or moving items, theft or attempted theft and burn. Health insurance covers treatment costs of illnesses or accidental injuries during the period of insurance. The company operates its business solely in Turkey. Most of the company's revenue consists of premium received.
59GF Score

Get the complete analysis for IST:ANSGR

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺27.78
Price
₺44.11
GF Value