Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) Debt-to-EBITDA : (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IST:ANSGR Anadolu Anonim Turk Sigorta Sirketi IST:ANSGR
78 GF Score
Price ₺27.10
GF Value ₺54.23
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Anadolu Anonim Turk Sigorta Sirketi Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Anadolu Anonim Turk Sigorta Sirketi's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₺30 Mil. Anadolu Anonim Turk Sigorta Sirketi's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₺135 Mil. Anadolu Anonim Turk Sigorta Sirketi's annualized EBITDA for the quarter that ended in Jun. 2026 was ₺17,537 Mil. Anadolu Anonim Turk Sigorta Sirketi's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 0.01.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Anadolu Anonim Turk Sigorta Sirketi's Debt-to-EBITDA or its related term are showing as below:

IST:ANSGR' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.01   Med: 0.03   Max: 0.08
Current: 0.01

During the past 13 years, the highest Debt-to-EBITDA Ratio of Anadolu Anonim Turk Sigorta Sirketi was 0.08. The lowest was 0.01. And the median was 0.03.

IST:ANSGR's Debt-to-EBITDA is ranked better than
99.68% of 313 companies
in the Insurance industry
Industry Median: 1.24 vs IST:ANSGR: 0.01

Anadolu Anonim Turk Sigorta Sirketi  (IST:ANSGR) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Anadolu Anonim Turk Sigorta Sirketi Debt-to-EBITDA Related Terms


Anadolu Anonim Turk Sigorta Sirketi Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Anadolu Anonim Turk Sigorta Sirketi's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Anadolu Anonim Turk Sigorta Sirketi Debt-to-EBITDA Chart

Anadolu Anonim Turk Sigorta Sirketi Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - -

Anadolu Anonim Turk Sigorta Sirketi Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

IST:ANSGR vs BRK.A, AIG, HIG: Debt-to-EBITDA Comparison

For the Insurance - Diversified subindustry, Anadolu Anonim Turk Sigorta Sirketi's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Anadolu Anonim Turk Sigorta Sirketi Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Anadolu Anonim Turk Sigorta Sirketi's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Anadolu Anonim Turk Sigorta Sirketi's Debt-to-EBITDA falls into.


IST:ANSGR
78GF Score
Anadolu Anonim Turk Sigorta Sirketi IST:ANSGR
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Anadolu Anonim Turk Sigorta Sirketi Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Anadolu Anonim Turk Sigorta Sirketi's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(16.334212 + 110.984526) / 16105.039439
=0.01

Anadolu Anonim Turk Sigorta Sirketi's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(30.054188 + 135.414801) / 17537.149576
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) Overvalued in 2026?

Based on GuruFocus' analysis, Anadolu Anonim Turk Sigorta Sirketi stock appears to be undervalued. The current stock price of ₺27.10 is trading 50% below its estimated GF Value™ of ₺54.23. GuruFocus considers Anadolu Anonim Turk Sigorta Sirketi to be Significantly Undervalued.

Key valuation signals for IST:ANSGR:

  • Debt-to-EBITDA:
  • GF Value™: ₺54.23 vs. price of ₺27.10 (50% below fair value)
  • GF Score™: 78/100 with 1 warning sign

No single metric tells the full story. See the IST:ANSGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Anadolu Anonim Turk Sigorta Sirketi Business Description

Address Ruzgarlibahce Mahallesi Kavak, Sokak No 31 34805 Kavacik /Istanbul, Anadolu Sigorta, Istanbul, TUR
Anadolu Anonim Turk Sigorta Sirketi is Turkish insurance company. The company offers health insurance, fire and natural disaster insurance and motor vehicle insurance. Insurance provided for fire and natural disasters covers material damages occurred due to fire, lightening, explosion or smoke, steam, and temperature resulted from fire, lightning, and explosion up to insurance policy limits. Motor vehicle insurance covers accident with the motorized or non-motorized vehicles which used in highways, crash with fixed or moving items, theft or attempted theft and burn. Health insurance covers treatment costs of illnesses or accidental injuries during the period of insurance. The company operates its business solely in Turkey. Most of the company's revenue consists of premium received.
78GF Score

Get the complete analysis for IST:ANSGR

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺27.10
Price
₺54.23
GF Value