Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) ROE %: 52.00% (As of Sep. 2025) — 105% Above Median


IST:ANSGR Anadolu Anonim Turk Sigorta Sirketi IST:ANSGR
59 GF Score
Price ₺28.02
GF Value ₺43.04
Valuation Possible Value Trap
! 6 Warning Signs
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What is Anadolu Anonim Turk Sigorta Sirketi ROE %?

Anadolu Anonim Turk Sigorta Sirketi IST:ANSGR -1.34% 59 ROE % is 52.00% as of Sep. 2025, which is 105% above its 10-year median of 25.32. GuruFocus rates IST:ANSGR with a GF Score™ of 59/100 and a GF Value™ of ₺43.04 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 502 Insurance companies, Anadolu Anonim Turk Sigorta Sirketi ranks better than 96.02% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Anadolu Anonim Turk Sigorta Sirketi's annualized net income for the quarter that ended in Sep. 2025 was ₺14,949 Mil. Anadolu Anonim Turk Sigorta Sirketi's average Total Stockholders Equity over the quarter that ended in Sep. 2025 was ₺28,747 Mil. Therefore, Anadolu Anonim Turk Sigorta Sirketi's annualized ROE % for the quarter that ended in Sep. 2025 was 52.00%.

The historical rank and industry rank for Anadolu Anonim Turk Sigorta Sirketi's ROE % or its related term are showing as below:

IST:ANSGR' s ROE % Range Over the Past 10 Years
Min: 9.01   Med: 25.32   Max: 75.18
Current: 48.96

During the past 13 years, Anadolu Anonim Turk Sigorta Sirketi's highest ROE % was 75.18%. The lowest was 9.01%. And the median was 25.32%.

IST:ANSGR's ROE % is ranked better than
96.02% of 502 companies
in the Insurance industry
Industry Median: 11.73 vs IST:ANSGR: 48.96

Anadolu Anonim Turk Sigorta Sirketi  (IST:ANSGR) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Sep. 2025 )
=Net Income/Total Stockholders Equity
=14949.064/28746.706
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(14949.064 / 99932.484)*(99932.484 / 111886.8515)*(111886.8515 / 28746.706)
=Net Margin %*Asset Turnover*Equity Multiplier
=14.96 %*0.8932*3.8922
=ROA %*Equity Multiplier
=13.36 %*3.8922
=52.00 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Sep. 2025 )
=Net Income/Total Stockholders Equity
=14949.064/28746.706
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / EBIT) * (EBIT / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (14949.064 / 19435.136) * (19435.136 / 19884.436) * (19884.436 / 99932.484) * (99932.484 / 111886.8515) * (111886.8515 / 28746.706)
= Tax Burden * Interest Burden * EBIT Margin % * Asset Turnover * Equity Multiplier
= 0.7692 * 0.9774 * 19.9 % * 0.8932 * 3.8922
=52.00 %

Note: The net income data used here is four times the quarterly (Sep. 2025) net income data. The Revenue data used here is four times the quarterly (Sep. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Anadolu Anonim Turk Sigorta Sirketi ROE % Related Terms


Anadolu Anonim Turk Sigorta Sirketi ROE % Historical Data

* Premium members only.

The historical data trend for Anadolu Anonim Turk Sigorta Sirketi's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Anadolu Anonim Turk Sigorta Sirketi ROE % Chart

Anadolu Anonim Turk Sigorta Sirketi Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.21 21.10 33.25 75.18 64.21

Anadolu Anonim Turk Sigorta Sirketi Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 54.50 59.21 33.69 51.94 52.00

IST:ANSGR vs BRK.A, AIG, HIG: ROE % Comparison

For the Insurance - Diversified subindustry, Anadolu Anonim Turk Sigorta Sirketi's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Anadolu Anonim Turk Sigorta Sirketi ROE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Anadolu Anonim Turk Sigorta Sirketi's ROE % distribution charts can be found below:

* The bar in red indicates where Anadolu Anonim Turk Sigorta Sirketi's ROE % falls into.


IST:ANSGR
59GF Score
Anadolu Anonim Turk Sigorta Sirketi IST:ANSGR
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Anadolu Anonim Turk Sigorta Sirketi ROE % Calculation

Anadolu Anonim Turk Sigorta Sirketi's annualized ROE % for the fiscal year that ended in Dec. 2024 is calculated as

ROE %=Net Income (A: Dec. 2024 )/( (Total Stockholders Equity (A: Dec. 2023 )+Total Stockholders Equity (A: Dec. 2024 ))/ count )
=11538.847/( (12217.136+23726.137)/ 2 )
=11538.847/17971.6365
=64.21 %

Anadolu Anonim Turk Sigorta Sirketi's annualized ROE % for the quarter that ended in Sep. 2025 is calculated as

ROE %=Net Income (Q: Sep. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Sep. 2025 ))/ count )
=14949.064/( (26716.322+30777.09)/ 2 )
=14949.064/28746.706
=52.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Sep. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 52.00% mean?
Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) has a ROE % of 52.00% as of Sep. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Anadolu Anonim Turk Sigorta Sirketi and its competitors. This is 105% above median its historical median of 25.32. Over the past decade, Anadolu Anonim Turk Sigorta Sirketi's ROE % has ranged from 9.01 to 75.18. According to the industry distribution chart, Anadolu Anonim Turk Sigorta Sirketi ranks #20 out of 502 companies in the Insurance industry, placing it in the top 4%.
Is Anadolu Anonim Turk Sigorta Sirketi's ROE % too high?
Anadolu Anonim Turk Sigorta Sirketi's current ROE % of 52.00% is 105% above median its 10-year median of 25.32. Over the past 10 years, this metric has ranged from a low of 9.01 to a high of 75.18. The Insurance industry median ROE % is 11.73. Anadolu Anonim Turk Sigorta Sirketi's value of 52.00% is 343.3% above this industry median. Based on the distribution chart, Anadolu Anonim Turk Sigorta Sirketi ranks #20 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Anadolu Anonim Turk Sigorta Sirketi has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Anadolu Anonim Turk Sigorta Sirketi's ROE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Anadolu Anonim Turk Sigorta Sirketi ranks #20 out of 502 companies for ROE %. This places Anadolu Anonim Turk Sigorta Sirketi in the top 4% of its industry — outperforming the majority of peers. The industry median ROE % is 11.73. Anadolu Anonim Turk Sigorta Sirketi's value of 52.00% is 343.3% above this benchmark. Historically, Anadolu Anonim Turk Sigorta Sirketi's own ROE % has ranged from 9.01 to 75.18 over the past decade. While the company's 10-year median is 25.32 vs. the industry median of 11.73, Anadolu Anonim Turk Sigorta Sirketi has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.73, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anadolu Anonim Turk Sigorta Sirketi's current ROE % of 52.00% is 343.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Anadolu Anonim Turk Sigorta Sirketi and its competitors. For the Insurance industry, the median ROE % is 11.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anadolu Anonim Turk Sigorta Sirketi's current ROE % is 52.00%, which is 105% above median its own 10-year median of 25.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anadolu Anonim Turk Sigorta Sirketi stock overvalued right now?
Based on GuruFocus' analysis, Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) is currently considered Possible Value Trap. The stock's GF Value™ is ₺43.04, compared to a current price of ₺28.02 — trading 34.9% below its estimated fair value. The current ROE % is 52.00%, which is 105% above median its 10-year median of 25.32 and 343.3% above the Insurance industry median of 11.73. Anadolu Anonim Turk Sigorta Sirketi's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR), the current ROE % is 52.00% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) Overvalued in 2026?

Based on GuruFocus' analysis, Anadolu Anonim Turk Sigorta Sirketi stock appears to be undervalued. The current stock price of ₺28.02 is trading 34.9% below its estimated GF Value™ of ₺43.04. GuruFocus considers Anadolu Anonim Turk Sigorta Sirketi to be Possible Value Trap.

Key valuation signals for IST:ANSGR:

  • ROE %: 52.00% (105% above median its 10-year median of 25.32)
  • GF Value™: ₺43.04 vs. price of ₺28.02 (34.9% below fair value)
  • GF Score™: 59/100 with 6 warning signs
  • Industry Position: 343.3% above the Insurance median (#20 of 502)

No single metric tells the full story. See the IST:ANSGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Anadolu Anonim Turk Sigorta Sirketi Business Description

Address Ruzgarlibahce Mahallesi Kavak, Sokak No 31 34805 Kavacik /Istanbul, Anadolu Sigorta, Istanbul, TUR
Anadolu Anonim Turk Sigorta Sirketi is Turkish insurance company. The company offers health insurance, fire and natural disaster insurance and motor vehicle insurance. Insurance provided for fire and natural disasters covers material damages occurred due to fire, lightening, explosion or smoke, steam, and temperature resulted from fire, lightning, and explosion up to insurance policy limits. Motor vehicle insurance covers accident with the motorized or non-motorized vehicles which used in highways, crash with fixed or moving items, theft or attempted theft and burn. Health insurance covers treatment costs of illnesses or accidental injuries during the period of insurance. The company operates its business solely in Turkey. Most of the company's revenue consists of premium received.
59GF Score

Get the complete analysis for IST:ANSGR

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺28.02
Price
₺43.04
GF Value