Centuria Office REIT (ASX:COF) Effective Interest Rate on Debt %: 5.38% (As of Dec. 2025)

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ASX:COF Centuria Office REIT ASX:COF
66 GF Score
Price A$0.87
GF Value A$1.17
Valuation Modestly Undervalued
! 8 Warning Signs
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What is Centuria Office REIT Effective Interest Rate on Debt %?

Centuria Office REIT ASX:COF -2.25% 66 Effective Interest Rate on Debt % is 5.38% as of Dec. 2025. GuruFocus rates ASX:COF with a GF Score™ of 66/100 and a GF Value™ of A$1.17 (Modestly Undervalued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Centuria Office REIT's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was A$49.4 Mil. Centuria Office REIT's average total debt for the quarter that ended in Dec. 2025 was A$918.6 Mil. Therefore, Centuria Office REIT's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.38%.


Centuria Office REIT  (ASX:COF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Centuria Office REIT Effective Interest Rate on Debt % Related Terms


Centuria Office REIT Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Centuria Office REIT's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Centuria Office REIT Effective Interest Rate on Debt % Chart

Centuria Office REIT Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.44 2.42 4.12 5.14 5.53

Centuria Office REIT Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.98 5.11 5.85 5.24 5.38

ASX:COF vs BXP, ARE, VNO: Effective Interest Rate on Debt % Comparison

For the REIT - Office subindustry, Centuria Office REIT's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Centuria Office REIT Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Centuria Office REIT's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Centuria Office REIT's Effective Interest Rate on Debt % falls into.


ASX:COF
66GF Score
Centuria Office REIT ASX:COF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Centuria Office REIT Effective Interest Rate on Debt % Calculation

Centuria Office REIT's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -48.668/( (857.035+901.522)/ 2 )
=-1  *  -48.668/879.2785
=5.53 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=857.035 + 0
=857.035

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=901.522 + 0
=901.522

Centuria Office REIT's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -49.396/( (901.522+935.758)/ 2 )
=-1  *  -49.396/918.64
=5.38 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=901.522 + 0
=901.522

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=935.758 + 0
=935.758

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.38% mean?
Centuria Office REIT (ASX:COF) has a Effective Interest Rate on Debt % of 5.38% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Centuria Office REIT and its competitors.
Is Centuria Office REIT's Effective Interest Rate on Debt % too high?
Centuria Office REIT's current Effective Interest Rate on Debt % is 5.38%. Overall, Centuria Office REIT has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Centuria Office REIT's Effective Interest Rate on Debt % compare to BXP and ARE?
Centuria Office REIT's Effective Interest Rate on Debt % of 5.38% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Centuria Office REIT and its competitors. Centuria Office REIT's current Effective Interest Rate on Debt % is 5.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centuria Office REIT stock overvalued right now?
Based on GuruFocus' analysis, Centuria Office REIT (ASX:COF) is currently considered Modestly Undervalued. The stock's GF Value™ is A$1.17, compared to a current price of A$0.87 — trading 25.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.38%. Centuria Office REIT's overall GF Score™ is 66/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Centuria Office REIT (ASX:COF), the current Effective Interest Rate on Debt % is 5.38% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Centuria Office REIT (ASX:COF) Overvalued in 2026?

Based on GuruFocus' analysis, Centuria Office REIT stock appears to be undervalued. The current stock price of A$0.87 is trading 25.6% below its estimated GF Value™ of A$1.17. GuruFocus considers Centuria Office REIT to be Modestly Undervalued.

Key valuation signals for ASX:COF:

  • Effective Interest Rate on Debt %: 5.38%
  • GF Value™: A$1.17 vs. price of A$0.87 (25.6% below fair value)
  • GF Score™: 66/100 with 8 warning signs

No single metric tells the full story. See the ASX:COF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Centuria Office REIT Business Description

Industry Real EstateREITs
Other Exchanges 47X:Germany
Address 2 Chifley Square, Level 41, Chifley Tower, Sydney, NSW, AUS, 2000
Centuria Office REIT is an externally managed real estate investment vehicle. The trust holds a portfolio of office buildings and passes most of the income generated from leasing out these properties to unitholders. Centuria Office focuses on suburban offices, with nearly the entire portfolio located in major Australian capital cities and rated modern A grade.The external manager, Centuria Capital Group, receives fees from Centuria Office in exchange for leasing, property management, and development management services, and retains a 19% interest in the trust. Centuria Office REIT was originally called Centuria Metropolitan REIT. It was renamed in 2020 after selling its industrial assets and becoming a pure-play office REIT.
66GF Score

Get the complete analysis for ASX:COF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.87
Price
A$1.17
GF Value