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FDSB (Fifth District Bancorp) Effective Interest Rate on Debt % : 0.00% (As of Dec. 2024)


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What is Fifth District Bancorp Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Fifth District Bancorp's annualized positive value of Interest Expense for the quarter that ended in Dec. 2024 was $9.17 Mil. Fifth District Bancorp's average total debt for the quarter that ended in Dec. 2024 was $0.00 Mil. Therefore, Fifth District Bancorp's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2024 was N/A%.

Fifth District Bancorp Effective Interest Rate on Debt % Historical Data

The historical data trend for Fifth District Bancorp's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Fifth District Bancorp Effective Interest Rate on Debt % Chart

Fifth District Bancorp Annual Data
Trend Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
- 159.13 230.53

Fifth District Bancorp Quarterly Data
Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only 199.60 225.20 - - -

Competitive Comparison of Fifth District Bancorp's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, Fifth District Bancorp's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Fifth District Bancorp's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Fifth District Bancorp's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Fifth District Bancorp's Effective Interest Rate on Debt % falls into.


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Fifth District Bancorp Effective Interest Rate on Debt % Calculation

Fifth District Bancorp's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -9.221/( (4+0)/ 1 )
=-1  *  -9.221/4
=230.53 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 4
=4

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0
=0

Fifth District Bancorp's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2024 )+Total Debt  (Q: Dec. 2024 ))/ count )
=-1  *  -9.172/( (0+0)/ 1 )
=-1  *  -9.172/0
=N/A %

where

Total Debt  (Q: Sep. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0
=0

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0
=0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2024) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Fifth District Bancorp  (NAS:FDSB) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Fifth District Bancorp Effective Interest Rate on Debt % Related Terms

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Fifth District Bancorp Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Fifth District Bancorp Inc (NAS:FDSB) » Definitions » Effective Interest Rate on Debt %
Comparable Companies
MCBK JBTC IBTN FABP GSBX BORT PTBS NWPP STBK CCNB NSE:HDFCBANK SHSE:600036 NSE:ICICIBANK SAU:1120 MIL:ISP XPAR:BNP SGX:D05 MIL:UCG NSE:SBIN HKSE:01658
Traded in Other Exchanges
N/A
Address
4000 General DeGaulle Drive, New Orleans, LA, USA, 70114
Website
https://www.fifthdistrict.com
Fifth District Bancorp inc is a holding company of Fifth District. Fifth District portfolio consists primarily of fixed-rate one- to four-family residential mortgage loans also originate construction loans, home equity loans, home equity lines of credit, land loans, and share loans (loans secured by deposit accounts at Fifth District) and purchase commercial business loans. The company offer a variety of deposit accounts including checking accounts, money market accounts, and certificates of deposit. In addition, it offers electronic banking services including mobile banking, on-line banking, telephone banking, bill pay, and electronic funds transfer via SmartPay.