FDSB (Fifth District Bancorp) Enterprise Value: $70.14 Mil (As of Jul. 29, 2026) ***

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FDSB Fifth District Bancorp Inc FDSB
16 GF Score
Price $17.75
! 3 Warning Signs
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What is Fifth District Bancorp Enterprise Value?

Fifth District Bancorp FDSB +0.85% 16 Enterprise Value is $70.14 Mil as of Jul. 29, 2026. GuruFocus rates FDSB with a GF Score™ of 16/100. The stock has 3 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Fifth District Bancorp's Enterprise Value is $70.14 Mil. Fifth District Bancorp's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was $17.86 Mil. Therefore, Fifth District Bancorp's EV-to-Revenue ratio for today is 3.93.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Fifth District Bancorp's Enterprise Value is $70.14 Mil. Fifth District Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $1.54 Mil. Therefore, Fifth District Bancorp's EV-to-OCF ratio for today is 45.55.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Fifth District Bancorp's Enterprise Value is $70.14 Mil. Fifth District Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.91 Mil. Therefore, Fifth District Bancorp's EV-to-FCF ratio for today is 76.82.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Fifth District Bancorp  (NAS:FDSB) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Fifth District Bancorp's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=70.140/17.858
=3.93

Fifth District Bancorp's current Enterprise Value is $70.14 Mil.
Fifth District Bancorp's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $17.86 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Fifth District Bancorp's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=70.140/1.54
=45.55

Fifth District Bancorp's current Enterprise Value is $70.14 Mil.
Fifth District Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.54 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Fifth District Bancorp's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=70.140/0.913
=76.82

Fifth District Bancorp's current Enterprise Value is $70.14 Mil.
Fifth District Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.91 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Fifth District Bancorp Enterprise Value Related Terms


Fifth District Bancorp Enterprise Value Historical Data

* Premium members only.

The historical data trend for Fifth District Bancorp's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fifth District Bancorp Enterprise Value Chart

Fifth District Bancorp Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Enterprise Value
0.00 0.00 32.24 46.38

Fifth District Bancorp Quarterly Data
Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 37.72 40.96 42.00 46.38 55.07

FDSB vs UWHR, FSMK, BCOW: Enterprise Value Comparison

For the Banks - Regional subindustry, Fifth District Bancorp's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fifth District Bancorp Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Fifth District Bancorp's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Fifth District Bancorp's Enterprise Value falls into.


FDSB
16GF Score
Fifth District Bancorp Inc FDSB
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Fifth District Bancorp Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Fifth District Bancorp's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Fifth District Bancorp's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $70.14 Mil mean?
Fifth District Bancorp (FDSB) has a Enterprise Value of $70.14 Mil as of Jul. 29, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Fifth District Bancorp and its competitors.
Is Fifth District Bancorp's Enterprise Value too high?
Fifth District Bancorp's current Enterprise Value is $70.14 Mil. Overall, Fifth District Bancorp has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Fifth District Bancorp's Enterprise Value compare to UWHR and FSMK?
Fifth District Bancorp's Enterprise Value of $70.14 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Fifth District Bancorp and its competitors. Fifth District Bancorp's current Enterprise Value is $70.14 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fifth District Bancorp stock overvalued right now?
Fifth District Bancorp (FDSB) has a current Enterprise Value of $70.14 Mil. The current Enterprise Value is $70.14 Mil. Fifth District Bancorp's overall GF Score™ is 16/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Fifth District Bancorp (FDSB), the current Enterprise Value is $70.14 Mil as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fifth District Bancorp Business Description

Address 4000 General DeGaulle Drive, New Orleans, LA, USA, 70114
Fifth District Bancorp inc is a holding company of Fifth District. The company's loan portfolio consists mainly of fixed-rate one- to four-family residential mortgage loans. It also originates construction loans (residential and commercial), home equity loans, home equity lines of credit, land loans, commercial real estate loans, commercial and industrial loans, and share loans (secured by deposit accounts), and purchase consumer and commercial business loans. The company offers a variety of deposit accounts, including checking accounts, money market accounts, and certificates of deposit. In addition, it offers electronic banking services including mobile banking, online banking, telephone banking, bill pay, and electronic funds transfer via SmartPay.
16GF Score

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Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.75
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