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Fifth District BancorpFDSB -0.80%14 3-Year Share Buyback Ratio is 1.30 as of Jun. 2026, which is at its 10-year median of 1.30. GuruFocus rates FDSB with a GF Score™ of 14/100. The stock has 6 warning signs investors should review. Among 1,031 Banks companies, Fifth District Bancorp ranks better than 81.96% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Fifth District Bancorp's current 3-Year Share Buyback Ratio was 1.30%.
The historical rank and industry rank for Fifth District Bancorp's 3-Year Share Buyback Ratio or its related term are showing as below:
FDSB'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: 1.3 Med: 1.3 Max: 1.3
Current: 1.3
During the past 4 years, Fifth District Bancorp's highest 3-Year Share Buyback Ratio was 1.30%. The lowest was 1.30%. And the median was 1.30%.
FDSB's 3-Year Share Buyback Ratio is ranked better than 81.96% of 1031
companies
in the Banks industry
Industry Median: -0.2
vs FDSB: 1.30
Fifth District Bancorp (NAS:FDSB) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Fifth District Bancorp 3-Year Share Buyback Ratio Related Terms
FDSB vs CULL, BSFO, SEBC: 3-Year Share Buyback Ratio Comparison
For the Banks - Regional subindustry, Fifth District Bancorp's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fifth District Bancorp 3-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Fifth District Bancorp's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Fifth District Bancorp's 3-Year Share Buyback Ratio falls into.
Fifth District Bancorp 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 1.30 mean?
Fifth District Bancorp (FDSB) has a 3-Year Share Buyback Ratio of 1.30 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Fifth District Bancorp and its competitors. This is near median its historical median of 1.30. Over the past decade, Fifth District Bancorp's 3-Year Share Buyback Ratio has ranged from 1.30 to 1.30. According to the industry distribution chart, Fifth District Bancorp ranks #186 out of 1031 companies in the Banks industry, placing it in the top 18%.
Is Fifth District Bancorp's 3-Year Share Buyback Ratio too high?
Fifth District Bancorp's current 3-Year Share Buyback Ratio of 1.30 is near median its 10-year median of 1.30. Over the past 10 years, this metric has ranged from a low of 1.30 to a high of 1.30. Based on the distribution chart, Fifth District Bancorp ranks #186 out of 1031 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Fifth District Bancorp has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Fifth District Bancorp's 3-Year Share Buyback Ratio compare to CULL and BSFO?
According to the Banks industry distribution chart, Fifth District Bancorp ranks #186 out of 1031 companies for 3-Year Share Buyback Ratio. This places Fifth District Bancorp in the top 18% of its industry — outperforming the majority of peers. Historically, Fifth District Bancorp's own 3-Year Share Buyback Ratio has ranged from 1.30 to 1.30 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Fifth District Bancorp and its competitors. Fifth District Bancorp's current 3-Year Share Buyback Ratio is 1.30, which is near median its own 10-year median of 1.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fifth District Bancorp stock overvalued right now?
Fifth District Bancorp (FDSB) has a current 3-Year Share Buyback Ratio of 1.30. The current 3-Year Share Buyback Ratio is 1.30, which is near median its 10-year median of 1.30. Fifth District Bancorp's overall GF Score™ is 14/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Fifth District Bancorp (FDSB), the current 3-Year Share Buyback Ratio is 1.30 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fifth District Bancorp inc is a holding company of Fifth District. The company's loan portfolio consists mainly of fixed-rate one- to four-family residential mortgage loans. It also originates construction loans (residential and commercial), home equity loans, home equity lines of credit, land loans, commercial real estate loans, commercial and industrial loans, and share loans (secured by deposit accounts), and purchase consumer and commercial business loans. The company offers a variety of deposit accounts, including checking accounts, money market accounts, and certificates of deposit. In addition, it offers electronic banking services including mobile banking, online banking, telephone banking, bill pay, and electronic funds transfer via SmartPay.
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