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FDSB (Fifth District Bancorp) Return-on-Tangible-Asset : 0.06% (As of Mar. 2025)


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What is Fifth District Bancorp Return-on-Tangible-Asset?

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Fifth District Bancorp's annualized Net Income for the quarter that ended in Mar. 2025 was $0.31 Mil. Fifth District Bancorp's average total tangible assets for the quarter that ended in Mar. 2025 was $529.19 Mil. Therefore, Fifth District Bancorp's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2025 was 0.06%.

The historical rank and industry rank for Fifth District Bancorp's Return-on-Tangible-Asset or its related term are showing as below:

FDSB' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -0.21   Med: 0.17   Max: 0.61
Current: 0.03

During the past 3 years, Fifth District Bancorp's highest Return-on-Tangible-Asset was 0.61%. The lowest was -0.21%. And the median was 0.17%.

FDSB's Return-on-Tangible-Asset is ranked worse than
93.32% of 1586 companies
in the Banks industry
Industry Median: 0.89 vs FDSB: 0.03

Fifth District Bancorp Return-on-Tangible-Asset Historical Data

The historical data trend for Fifth District Bancorp's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Fifth District Bancorp Return-on-Tangible-Asset Chart

Fifth District Bancorp Annual Data
Trend Dec22 Dec23 Dec24
Return-on-Tangible-Asset
0.61 0.17 -0.21

Fifth District Bancorp Quarterly Data
Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.94 0.55 -0.61 0.12 0.06

Competitive Comparison of Fifth District Bancorp's Return-on-Tangible-Asset

For the Banks - Regional subindustry, Fifth District Bancorp's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fifth District Bancorp's Return-on-Tangible-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Fifth District Bancorp's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Fifth District Bancorp's Return-on-Tangible-Asset falls into.


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Fifth District Bancorp Return-on-Tangible-Asset Calculation

Fifth District Bancorp's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2024 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=-1.078/( (480.797+527.307)/ 2 )
=-1.078/504.052
=-0.21 %

Fifth District Bancorp's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=0.312/( (527.307+531.069)/ 2 )
=0.312/529.188
=0.06 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2025) net income data.


Fifth District Bancorp  (NAS:FDSB) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Fifth District Bancorp Return-on-Tangible-Asset Related Terms

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Fifth District Bancorp Business Description

Traded in Other Exchanges
N/A
Address
4000 General DeGaulle Drive, New Orleans, LA, USA, 70114
Fifth District Bancorp inc is a holding company of Fifth District. Fifth District portfolio consists primarily of fixed-rate one- to four-family residential mortgage loans also originate construction loans, home equity loans, home equity lines of credit, land loans, and share loans (loans secured by deposit accounts at Fifth District) and purchase commercial business loans. The company offer a variety of deposit accounts including checking accounts, money market accounts, and certificates of deposit. In addition, it offers electronic banking services including mobile banking, on-line banking, telephone banking, bill pay, and electronic funds transfer via SmartPay.