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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Fifth District Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fifth District Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Fifth District Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Fifth District Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fifth District Bancorp (FDSB) has a FCF Margin % of 19.48% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Fifth District Bancorp and its competitors. According to the industry distribution chart, Fifth District Bancorp ranks #1068 out of 1502 companies in the Banks industry, placing it in the top 71.1%.
Is Fifth District Bancorp's FCF Margin % too high?
Fifth District Bancorp's current FCF Margin % is 19.48%. The Banks industry median FCF Margin % is 25.82. Fifth District Bancorp's value of 19.48% is 24.5% below this industry median. Based on the distribution chart, Fifth District Bancorp ranks #1068 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Fifth District Bancorp has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Fifth District Bancorp's FCF Margin % compare to UWHR and FSMK?
According to the Banks industry distribution chart, Fifth District Bancorp ranks #1068 out of 1502 companies for FCF Margin %. This places Fifth District Bancorp in the lower half of its industry. The industry median FCF Margin % is 25.82. Fifth District Bancorp's value of 19.48% is 24.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 25.82, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fifth District Bancorp's current FCF Margin % of 19.48% is 24.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Fifth District Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 25.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fifth District Bancorp's current FCF Margin % is 19.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fifth District Bancorp stock overvalued right now?
Fifth District Bancorp (FDSB) has a current FCF Margin % of 19.48%. The current FCF Margin % is 19.48% and 24.5% below the Banks industry median of 25.82. Fifth District Bancorp's overall GF Score™ is 16/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Fifth District Bancorp (FDSB), the current FCF Margin % is 19.48% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fifth District Bancorp inc is a holding company of Fifth District. The company's loan portfolio consists mainly of fixed-rate one- to four-family residential mortgage loans. It also originates construction loans (residential and commercial), home equity loans, home equity lines of credit, land loans, commercial real estate loans, commercial and industrial loans, and share loans (secured by deposit accounts), and purchase consumer and commercial business loans. The company offers a variety of deposit accounts, including checking accounts, money market accounts, and certificates of deposit. In addition, it offers electronic banking services including mobile banking, online banking, telephone banking, bill pay, and electronic funds transfer via SmartPay.
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