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Fifth District BancorpFDSB -0.80%14 12-1 Month Momentum % is 29.50% as of Sep. 13, 2026. GuruFocus rates FDSB with a GF Score™ of 14/100. The stock has 6 warning signs investors should review. Among 1,589 Banks companies, Fifth District Bancorp ranks better than 64.19% on this metric.
12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-09-13), Fifth District Bancorp's 12-1 Month Momentum % is 29.50%.
The industry rank for Fifth District Bancorp's 12-1 Month Momentum % or its related term are showing as below:
FDSB's 12-1 Month Momentum % is ranked better than 64.19% of 1589
companies
in the Banks industry
Industry Median: 18.41
vs FDSB: 29.50
Fifth District Bancorp (NAS:FDSB) 12-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Fifth District Bancorp 12-1 Month Momentum % Related Terms
FDSB vs CULL, BSFO, SEBC: 12-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Fifth District Bancorp's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fifth District Bancorp 12-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Fifth District Bancorp's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Fifth District Bancorp's 12-1 Month Momentum % falls into.
Fifth District Bancorp (NAS:FDSB) 12-1 Month Momentum % Calculation
12-1 Month Momentum % is calculated as following:
12-1 Month Momentum %
=
( Price 1-month ago
/
Price 12-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fifth District Bancorp (FDSB) has a 12-1 Month Momentum % of 29.50% as of Sep. 13, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Fifth District Bancorp and its competitors. According to the industry distribution chart, Fifth District Bancorp ranks #569 out of 1589 companies in the Banks industry, placing it in the top 35.8%.
Is Fifth District Bancorp's 12-1 Month Momentum % too high?
Fifth District Bancorp's current 12-1 Month Momentum % is 29.50%. The Banks industry median 12-1 Month Momentum % is 18.41. Fifth District Bancorp's value of 29.50% is 60.2% above this industry median. Based on the distribution chart, Fifth District Bancorp ranks #569 out of 1589 companies in the Banks industry, which is above the industry midpoint. Overall, Fifth District Bancorp has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Fifth District Bancorp's 12-1 Month Momentum % compare to CULL and BSFO?
According to the Banks industry distribution chart, Fifth District Bancorp ranks #569 out of 1589 companies for 12-1 Month Momentum %. This puts Fifth District Bancorp in the upper half of its industry. The industry median 12-1 Month Momentum % is 18.41. Fifth District Bancorp's value of 29.50% is 60.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 18.41, based on 1,589 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fifth District Bancorp's current 12-1 Month Momentum % of 29.50% is 60.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Fifth District Bancorp and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 18.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fifth District Bancorp's current 12-1 Month Momentum % is 29.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fifth District Bancorp stock overvalued right now?
Fifth District Bancorp (FDSB) has a current 12-1 Month Momentum % of 29.50%. The current 12-1 Month Momentum % is 29.50% and 60.2% above the Banks industry median of 18.41. Fifth District Bancorp's overall GF Score™ is 14/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Fifth District Bancorp (FDSB), the current 12-1 Month Momentum % is 29.50% as of Sep. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fifth District Bancorp inc is a holding company of Fifth District. The company's loan portfolio consists mainly of fixed-rate one- to four-family residential mortgage loans. It also originates construction loans (residential and commercial), home equity loans, home equity lines of credit, land loans, commercial real estate loans, commercial and industrial loans, and share loans (secured by deposit accounts), and purchase consumer and commercial business loans. The company offers a variety of deposit accounts, including checking accounts, money market accounts, and certificates of deposit. In addition, it offers electronic banking services including mobile banking, online banking, telephone banking, bill pay, and electronic funds transfer via SmartPay.
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