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Fifth District BancorpFDSB +0.85%16 5-Year Yield-on-Cost % is 0.00 as of Jul. 29, 2026. GuruFocus rates FDSB with a GF Score™ of 16/100. The stock has 3 warning signs investors should review. Among 1,251 Banks companies, Fifth District Bancorp ranks worse than 79935.97% on this metric.
Fifth District Bancorp's yield on cost for the quarter that ended in Mar. 2026 was 0.00.
The historical rank and industry rank for Fifth District Bancorp's 5-Year Yield-on-Cost % or its related term are showing as below:
FDSB's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.84 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Fifth District Bancorp (NAS:FDSB) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Fifth District Bancorp 5-Year Yield-on-Cost % Related Terms
FDSB vs UWHR, FSMK, BCOW: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Fifth District Bancorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fifth District Bancorp 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Fifth District Bancorp's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Fifth District Bancorp's 5-Year Yield-on-Cost % falls into.
Fifth District Bancorp 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Fifth District Bancorp (FDSB) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 29, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Fifth District Bancorp and its competitors. According to the industry distribution chart, Fifth District Bancorp ranks #999999 out of 1251 companies in the Banks industry.
Is Fifth District Bancorp's 5-Year Yield-on-Cost % too high?
Fifth District Bancorp's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, Fifth District Bancorp ranks #999999 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Fifth District Bancorp has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Fifth District Bancorp's 5-Year Yield-on-Cost % compare to UWHR and FSMK?
According to the Banks industry distribution chart, Fifth District Bancorp ranks #999999 out of 1251 companies for 5-Year Yield-on-Cost %. This places Fifth District Bancorp in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Fifth District Bancorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fifth District Bancorp's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fifth District Bancorp stock overvalued right now?
Fifth District Bancorp (FDSB) has a current 5-Year Yield-on-Cost % of 0.00. The current 5-Year Yield-on-Cost % is 0.00. Fifth District Bancorp's overall GF Score™ is 16/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Fifth District Bancorp (FDSB), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fifth District Bancorp inc is a holding company of Fifth District. The company's loan portfolio consists mainly of fixed-rate one- to four-family residential mortgage loans. It also originates construction loans (residential and commercial), home equity loans, home equity lines of credit, land loans, commercial real estate loans, commercial and industrial loans, and share loans (secured by deposit accounts), and purchase consumer and commercial business loans. The company offers a variety of deposit accounts, including checking accounts, money market accounts, and certificates of deposit. In addition, it offers electronic banking services including mobile banking, online banking, telephone banking, bill pay, and electronic funds transfer via SmartPay.
16GF Score
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