PT Indomobil Sukses International Tbk (ISX:IMAS) Effective Interest Rate on Debt %: 4.63% (As of Mar. 2026)


ISX:IMAS PT Indomobil Sukses International Tbk ISX:IMAS
67 GF Score
Price Rp795.00
GF Value Rp1,345.38
Valuation Possible Value Trap
! 4 Warning Signs
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What is PT Indomobil Sukses International Tbk Effective Interest Rate on Debt %?

PT Indomobil Sukses International Tbk ISX:IMAS +1.27% 67 Effective Interest Rate on Debt % is 4.63% as of Mar. 2026. GuruFocus rates ISX:IMAS with a GF Score™ of 67/100 and a GF Value™ of Rp1,345.38 (Possible Value Trap). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PT Indomobil Sukses International Tbk's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was Rp2,422,364 Mil. PT Indomobil Sukses International Tbk's average total debt for the quarter that ended in Mar. 2026 was Rp52,353,582 Mil. Therefore, PT Indomobil Sukses International Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.63%.


PT Indomobil Sukses International Tbk  (ISX:IMAS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


PT Indomobil Sukses International Tbk Effective Interest Rate on Debt % Related Terms


PT Indomobil Sukses International Tbk Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for PT Indomobil Sukses International Tbk's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Indomobil Sukses International Tbk Effective Interest Rate on Debt % Chart

PT Indomobil Sukses International Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.42 4.67 5.69 5.91 5.42

PT Indomobil Sukses International Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.35 5.53 5.44 5.72 4.63

ISX:IMAS vs CVNA, PAG, ALTB: Effective Interest Rate on Debt % Comparison

For the Auto & Truck Dealerships subindustry, PT Indomobil Sukses International Tbk's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Indomobil Sukses International Tbk Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, PT Indomobil Sukses International Tbk's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where PT Indomobil Sukses International Tbk's Effective Interest Rate on Debt % falls into.


ISX:IMAS
67GF Score
PT Indomobil Sukses International Tbk ISX:IMAS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Indomobil Sukses International Tbk Effective Interest Rate on Debt % Calculation

PT Indomobil Sukses International Tbk's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2585462/( (44075695+51332682)/ 2 )
=-1  *  -2585462/47704188.5
=5.42 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=23426292 + 20649403
=44075695

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26665004 + 24667678
=51332682

PT Indomobil Sukses International Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -2422364/( (51332682+53374482)/ 2 )
=-1  *  -2422364/52353582
=4.63 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26665004 + 24667678
=51332682

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=29155739 + 24218743
=53374482

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.63% mean?
PT Indomobil Sukses International Tbk (ISX:IMAS) has a Effective Interest Rate on Debt % of 4.63% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Indomobil Sukses International Tbk and its competitors.
Is PT Indomobil Sukses International Tbk's Effective Interest Rate on Debt % too high?
PT Indomobil Sukses International Tbk's current Effective Interest Rate on Debt % is 4.63%. Overall, PT Indomobil Sukses International Tbk has a GF Score™ of 67/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Indomobil Sukses International Tbk's Effective Interest Rate on Debt % compare to CVNA and PAG?
PT Indomobil Sukses International Tbk's Effective Interest Rate on Debt % of 4.63% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Indomobil Sukses International Tbk and its competitors. PT Indomobil Sukses International Tbk's current Effective Interest Rate on Debt % is 4.63%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Indomobil Sukses International Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Indomobil Sukses International Tbk (ISX:IMAS) is currently considered Possible Value Trap. The stock's GF Value™ is Rp1,345.38, compared to a current price of Rp795.00 — trading 40.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.63%. PT Indomobil Sukses International Tbk's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PT Indomobil Sukses International Tbk (ISX:IMAS), the current Effective Interest Rate on Debt % is 4.63% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Indomobil Sukses International Tbk (ISX:IMAS) Overvalued in 2026?

Based on GuruFocus' analysis, PT Indomobil Sukses International Tbk stock appears to be undervalued. The current stock price of Rp795.00 is trading 40.9% below its estimated GF Value™ of Rp1,345.38. GuruFocus considers PT Indomobil Sukses International Tbk to be Possible Value Trap.

Key valuation signals for ISX:IMAS:

  • Effective Interest Rate on Debt %: 4.63%
  • GF Value™: Rp1,345.38 vs. price of Rp795.00 (40.9% below fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the ISX:IMAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Indomobil Sukses International Tbk Business Description

Address Jalan MT Haryono Kav. 8, Wisma lndomobil 1, 9th Floor, Jakarta, IDN, 13330
PT Indomobil Sukses International Tbk is engaged in automotive industry. It is engaged in assembling and distributing automobiles, buses, trucks and heavy equipment. The company operates through various segments namely automotive (including workshops), financial services, car rental and logistics, and others. It offers products under the Suzuki, Nissan, Volvo, Volkswagen, SsangYong, AUDI, KIA, Hino, Renault, Manitou, GEHL, Kalmar, Foton, Great Wall, SDLG, and other brands. In addition, it also offers motorcycles and their related components, and automotive maintenance and consumer financing services. Revenue for the group is derived from the sale of goods and by rendering of services.
67GF Score

Get the complete analysis for ISX:IMAS

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp795.00
Price
Rp1,345.38
GF Value