PT Indomobil Sukses International Tbk (ISX:IMAS) Interest Coverage: 1.18 (As of Mar. 2026) — 13% Above Median


ISX:IMAS PT Indomobil Sukses International Tbk ISX:IMAS
73 GF Score
Price Rp830.00
GF Value Rp1,342.57
Valuation Possible Value Trap
! 4 Warning Signs
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What is PT Indomobil Sukses International Tbk Interest Coverage?

PT Indomobil Sukses International Tbk ISX:IMAS +1.22% 73 Interest Coverage is 1.18 as of Mar. 2026, which is 13% above its 10-year median of 1.04. GuruFocus rates ISX:IMAS with a GF Score™ of 73/100 and a GF Value™ of Rp1,342.57 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,066 Vehicles & Parts companies, PT Indomobil Sukses International Tbk ranks worse than 93.06% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PT Indomobil Sukses International Tbk's Operating Income for the three months ended in Mar. 2026 was Rp716,593 Mil. PT Indomobil Sukses International Tbk's Interest Expense for the three months ended in Mar. 2026 was Rp-605,591 Mil. PT Indomobil Sukses International Tbk's interest coverage for the quarter that ended in Mar. 2026 was 1.18. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PT Indomobil Sukses International Tbk's Interest Coverage or its related term are showing as below:

ISX:IMAS' s Interest Coverage Range Over the Past 10 Years
Min: 0.72   Med: 1.04   Max: 1.62
Current: 0.99


ISX:IMAS's Interest Coverage is ranked worse than
93.06% of 1066 companies
in the Vehicles & Parts industry
Industry Median: 8.295 vs ISX:IMAS: 0.99

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PT Indomobil Sukses International Tbk  (ISX:IMAS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PT Indomobil Sukses International Tbk Interest Coverage Related Terms


PT Indomobil Sukses International Tbk Interest Coverage Historical Data

* Premium members only.

The historical data trend for PT Indomobil Sukses International Tbk's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PT Indomobil Sukses International Tbk Interest Coverage Chart

PT Indomobil Sukses International Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.93 1.62 1.36 1.16 1.00

PT Indomobil Sukses International Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.24 1.12 0.90 0.81 1.18

ISX:IMAS vs CVNA, PAG, ALTB: Interest Coverage Comparison

For the Auto & Truck Dealerships subindustry, PT Indomobil Sukses International Tbk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Indomobil Sukses International Tbk Interest Coverage vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, PT Indomobil Sukses International Tbk's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PT Indomobil Sukses International Tbk's Interest Coverage falls into.


ISX:IMAS
73GF Score
PT Indomobil Sukses International Tbk ISX:IMAS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Indomobil Sukses International Tbk Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PT Indomobil Sukses International Tbk's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, PT Indomobil Sukses International Tbk's Interest Expense was Rp-2,585,462 Mil. Its Operating Income was Rp2,593,438 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp26,665,004 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*2593438/-2585462
=1.00

PT Indomobil Sukses International Tbk's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, PT Indomobil Sukses International Tbk's Interest Expense was Rp-605,591 Mil. Its Operating Income was Rp716,593 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp29,155,739 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*716593/-605591
=1.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.18 mean?
PT Indomobil Sukses International Tbk (ISX:IMAS) has a Interest Coverage of 1.18 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Indomobil Sukses International Tbk and its competitors. This is 13% above median its historical median of 1.04. Over the past decade, PT Indomobil Sukses International Tbk's Interest Coverage has ranged from 0.72 to 1.62. According to the industry distribution chart, PT Indomobil Sukses International Tbk ranks #992 out of 1066 companies in the Vehicles & Parts industry, placing it in the top 93.1%.
Is PT Indomobil Sukses International Tbk's Interest Coverage too high?
PT Indomobil Sukses International Tbk's current Interest Coverage of 1.18 is 13% above median its 10-year median of 1.04. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 1.62. The Vehicles & Parts industry median Interest Coverage is 8.30. PT Indomobil Sukses International Tbk's value of 1.18 is 85.8% below this industry median. Based on the distribution chart, PT Indomobil Sukses International Tbk ranks #992 out of 1066 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, PT Indomobil Sukses International Tbk has a GF Score™ of 73/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Indomobil Sukses International Tbk's Interest Coverage compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, PT Indomobil Sukses International Tbk ranks #992 out of 1066 companies for Interest Coverage. This places PT Indomobil Sukses International Tbk in the lower half of its industry. The industry median Interest Coverage is 8.30. PT Indomobil Sukses International Tbk's value of 1.18 is 85.8% below this benchmark. Historically, PT Indomobil Sukses International Tbk's own Interest Coverage has ranged from 0.72 to 1.62 over the past decade. While the company's 10-year median is 1.04 vs. the industry median of 8.30, PT Indomobil Sukses International Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.30, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Indomobil Sukses International Tbk's current Interest Coverage of 1.18 is 85.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Indomobil Sukses International Tbk and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Indomobil Sukses International Tbk's current Interest Coverage is 1.18, which is 13% above median its own 10-year median of 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Indomobil Sukses International Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Indomobil Sukses International Tbk (ISX:IMAS) is currently considered Possible Value Trap. The stock's GF Value™ is Rp1,342.57, compared to a current price of Rp830.00 — trading 38.2% below its estimated fair value. The current Interest Coverage is 1.18, which is 13% above median its 10-year median of 1.04 and 85.8% below the Vehicles & Parts industry median of 8.30. PT Indomobil Sukses International Tbk's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PT Indomobil Sukses International Tbk (ISX:IMAS), the current Interest Coverage is 1.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Indomobil Sukses International Tbk (ISX:IMAS) Overvalued in 2026?

Based on GuruFocus' analysis, PT Indomobil Sukses International Tbk stock appears to be undervalued. The current stock price of Rp830.00 is trading 38.2% below its estimated GF Value™ of Rp1,342.57. GuruFocus considers PT Indomobil Sukses International Tbk to be Possible Value Trap.

Key valuation signals for ISX:IMAS:

  • Interest Coverage: 1.18 (13% above median its 10-year median of 1.04)
  • GF Value™: Rp1,342.57 vs. price of Rp830.00 (38.2% below fair value)
  • GF Score™: 73/100 with 4 warning signs
  • Industry Position: 85.8% below the Vehicles & Parts median (#992 of 1066)

No single metric tells the full story. See the ISX:IMAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Indomobil Sukses International Tbk Business Description

Address Jalan MT Haryono Kav. 8, Wisma lndomobil 1, 9th Floor, Jakarta, IDN, 13330
PT Indomobil Sukses International Tbk is engaged in automotive industry. It is engaged in assembling and distributing automobiles, buses, trucks and heavy equipment. The company operates through various segments namely automotive (including workshops), financial services, car rental and logistics, and others. It offers products under the Suzuki, Nissan, Volvo, Volkswagen, SsangYong, AUDI, KIA, Hino, Renault, Manitou, GEHL, Kalmar, Foton, Great Wall, SDLG, and other brands. In addition, it also offers motorcycles and their related components, and automotive maintenance and consumer financing services. Revenue for the group is derived from the sale of goods and by rendering of services.
73GF Score

Get the complete analysis for ISX:IMAS

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp830.00
Price
Rp1,342.57
GF Value