The Estee Lauder (MEX:EL) Effective Interest Rate on Debt %: 3.51% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:EL The Estee Lauder Companies Inc MEX:EL
65 GF Score
Price MXN1,441.00
GF Value MXN1,566.98
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is The Estee Lauder Effective Interest Rate on Debt %?

The Estee Lauder MEX:EL 65 Effective Interest Rate on Debt % is 3.51% as of Mar. 2026. GuruFocus rates MEX:EL with a GF Score™ of 65/100 and a GF Value™ of MXN1,566.98 (Fairly Valued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. The Estee Lauder's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was MXN5,915 Mil. The Estee Lauder's average total debt for the quarter that ended in Mar. 2026 was MXN168,389 Mil. Therefore, The Estee Lauder's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.51%.


The Estee Lauder  (MEX:EL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


The Estee Lauder Effective Interest Rate on Debt % Related Terms


The Estee Lauder Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for The Estee Lauder's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Estee Lauder Effective Interest Rate on Debt % Chart

The Estee Lauder Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.89 2.13 2.66 3.91 3.75

The Estee Lauder Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.67 3.58 3.59 3.58 3.51

MEX:EL vs CHD, KMB, KVUE: Effective Interest Rate on Debt % Comparison

For the Household & Personal Products subindustry, The Estee Lauder's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Estee Lauder Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, The Estee Lauder's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where The Estee Lauder's Effective Interest Rate on Debt % falls into.


MEX:EL
65GF Score
The Estee Lauder Companies Inc MEX:EL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Estee Lauder Effective Interest Rate on Debt % Calculation

The Estee Lauder's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -6722.024/( (180013.332+178256.037)/ 2 )
=-1  *  -6722.024/179134.6845
=3.75 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=164294.684 + 15718.648
=180013.332

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=170554.894 + 7701.143
=178256.037

The Estee Lauder's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -5914.724/( (169073.523+167704.11)/ 2 )
=-1  *  -5914.724/168388.8165
=3.51 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=161583.152 + 7490.371
=169073.523

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=151420.582 + 16283.528
=167704.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.51% mean?
The Estee Lauder (MEX:EL) has a Effective Interest Rate on Debt % of 3.51% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on The Estee Lauder and its competitors.
Is The Estee Lauder's Effective Interest Rate on Debt % too high?
The Estee Lauder's current Effective Interest Rate on Debt % is 3.51%. Overall, The Estee Lauder has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Estee Lauder's Effective Interest Rate on Debt % compare to CHD and KMB?
The Estee Lauder's Effective Interest Rate on Debt % of 3.51% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on The Estee Lauder and its competitors. The Estee Lauder's current Effective Interest Rate on Debt % is 3.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Estee Lauder stock overvalued right now?
Based on GuruFocus' analysis, The Estee Lauder (MEX:EL) is currently considered Fairly Valued. The stock's GF Value™ is MXN1,566.98, compared to a current price of MXN1,441.00 — trading 8% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.51%. The Estee Lauder's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For The Estee Lauder (MEX:EL), the current Effective Interest Rate on Debt % is 3.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Estee Lauder (MEX:EL) Overvalued in 2026?

Based on GuruFocus' analysis, The Estee Lauder stock appears to be undervalued. The current stock price of MXN1,441.00 is trading 8% below its estimated GF Value™ of MXN1,566.98. GuruFocus considers The Estee Lauder to be Fairly Valued.

Key valuation signals for MEX:EL:

  • Effective Interest Rate on Debt %: 3.51%
  • GF Value™: MXN1,566.98 vs. price of MXN1,441.00 (8% below fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the MEX:EL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Estee Lauder Business Description

Address 767 Fifth Avenue, New York, NY, USA, 10153
Estée Lauder is a leader in the global prestige beauty market, participating across skin care (49% of fiscal 2025 sales), makeup (29%), fragrance (17%), and hair care and others (5%). Top-selling brands include Estée Lauder, Clinique, M.A.C, La Mer, Jo Malone London, Aveda, Bobbi Brown, and Origins. The firm operates in more than 150 countries, generating 31% of revenue from the Americas, 37% from Europe, the Middle East and Africa (including travel retail), and 32% from Asia-Pacific. Estée Lauder sells its products through department stores, travel retail, specialty multibrand beauty stores, brand-dedicated freestanding stores, e-commerce, salons/spas, and perfumeries.
65GF Score

Get the complete analysis for MEX:EL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,441.00
Price
MXN1,566.98
GF Value