Sagicor Financial Co (OTCPK:SGCFF) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Sagicor Financial Co Effective Interest Rate on Debt % Related Terms
Sagicor Financial Co Effective Interest Rate on Debt % Historical Data
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The historical data trend for Sagicor Financial Co's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sagicor Financial Co Effective Interest Rate on Debt % Chart
SGCFF vs AFL, MET, PRU: Effective Interest Rate on Debt % Comparison
For the Insurance - Life subindustry, Sagicor Financial Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sagicor Financial Co Effective Interest Rate on Debt % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sagicor Financial Co's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Sagicor Financial Co's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 20.55% mean?
Sagicor Financial Co (SGCFF) has a Effective Interest Rate on Debt % of 20.55% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sagicor Financial Co and its competitors.
Is Sagicor Financial Co's Effective Interest Rate on Debt % too high?
Sagicor Financial Co's current Effective Interest Rate on Debt % is 20.55%. Overall, Sagicor Financial Co has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Financial Co's Effective Interest Rate on Debt % compare to AFL and MET?
Sagicor Financial Co's Effective Interest Rate on Debt % of 20.55% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sagicor Financial Co and its competitors. Sagicor Financial Co's current Effective Interest Rate on Debt % is 20.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Financial Co stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Financial Co (SGCFF) is currently considered Fairly Valued. The stock's GF Value™ is $6.00, compared to a current price of $6.00 — trading right at its estimated fair value. The current Effective Interest Rate on Debt % is 20.55%. Sagicor Financial Co's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Sagicor Financial Co (SGCFF), the current Effective Interest Rate on Debt % is 20.55% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sagicor Financial Co (SGCFF) Overvalued in 2026?
Based on GuruFocus' analysis, Sagicor Financial Co stock appears to be undervalued.
The current stock price of $6.00 is trading 0% below its estimated GF Value™ of $6.00.
GuruFocus considers Sagicor Financial Co to be Fairly Valued.
Key valuation signals for SGCFF:
Effective Interest Rate on Debt %: 20.55%
GF Value™: $6.00 vs. price of $6.00 (0% below fair value)
No single metric tells the full story. See the SGCFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sagicor Financial Co Ltd is a financial services provider based in the Caribbean. Along with its subsidiaries, the company offers life and health insurance products, annuities and pension administration services, banking and investment management services, and also underwrites property and casualty insurance. The group's reportable operating segments are: Sagicor Canada, Sagicor Life USA, Sagicor Jamaica, and Sagicor Life. Maximum revenue is generated from the Sagicor Canada segment, which engages in individual life insurance, annuities, segregated funds, and accident and sickness insurance business throughout Canada. Geographically, the group generates maximum revenue from its business in Canada, followed by the USA, Jamaica, and Other Caribbean markets.
71GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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