SGCFF (Sagicor Financial Co) OCF Margin %: -5.04% (As of Mar. 2026)


SGCFF Sagicor Financial Co Ltd SGCFF
73 GF Score
Price $5.98
GF Value $6.09
Valuation Fairly Valued
! 6 Warning Signs
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What is Sagicor Financial Co OCF Margin %?

Sagicor Financial Co SGCFF 73 OCF Margin % is -5.04% as of Mar. 2026. GuruFocus rates SGCFF with a GF Score™ of 73/100 and a GF Value™ of $6.09 (Fairly Valued). The stock has 6 warning signs investors should review. Among 501 Insurance companies, Sagicor Financial Co ranks worse than 79.84% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Sagicor Financial Co's Cash Flow from Operations for the three months ended in Mar. 2026 was $-16 Mil. Sagicor Financial Co's Revenue for the three months ended in Mar. 2026 was $320 Mil. Therefore, Sagicor Financial Co's OCF Margin % for the quarter that ended in Mar. 2026 was -5.04%.

As of today, Sagicor Financial Co's current OCF Yield % is -1.00%.

The historical rank and industry rank for Sagicor Financial Co's OCF Margin % or its related term are showing as below:

SGCFF' s OCF Margin % Range Over the Past 10 Years
Min: -59   Med: -3.55   Max: 9.25
Current: -0.32


During the past 9 years, the highest OCF Margin % of Sagicor Financial Co was 9.25%. The lowest was -59.00%. And the median was -3.55%.

SGCFF's OCF Margin % is ranked worse than
79.84% of 501 companies
in the Insurance industry
Industry Median: 10.85 vs SGCFF: -0.32


Sagicor Financial Co OCF Margin % Related Terms


Sagicor Financial Co OCF Margin % Historical Data

* Premium members only.

The historical data trend for Sagicor Financial Co's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sagicor Financial Co OCF Margin % Chart

Sagicor Financial Co Annual Data
Trend Mar17 Mar18 Mar19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only 5.30 -59.00 -1.88 9.25 -0.25

Sagicor Financial Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.11 24.93 -3.14 -22.89 -5.04

SGCFF vs AFL, MET, PRU: OCF Margin % Comparison

For the Insurance - Life subindustry, Sagicor Financial Co's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sagicor Financial Co OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Sagicor Financial Co's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Sagicor Financial Co's OCF Margin % falls into.


SGCFF
73GF Score
Sagicor Financial Co Ltd SGCFF
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sagicor Financial Co OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Sagicor Financial Co's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-5.686/2302.233
=-0.25 %

Sagicor Financial Co's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-16.131/319.832
=-5.04 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -5.04% mean?
Sagicor Financial Co (SGCFF) has a OCF Margin % of -5.04% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Sagicor Financial Co and its competitors. According to the industry distribution chart, Sagicor Financial Co ranks #400 out of 501 companies in the Insurance industry, placing it in the top 79.8%.
Is Sagicor Financial Co's OCF Margin % too high?
Sagicor Financial Co's current OCF Margin % is -5.04%. Based on the distribution chart, Sagicor Financial Co ranks #400 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sagicor Financial Co has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Financial Co's OCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Sagicor Financial Co ranks #400 out of 501 companies for OCF Margin %. This places Sagicor Financial Co in the lower half of its industry. The industry median OCF Margin % is 10.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Sagicor Financial Co and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sagicor Financial Co's current OCF Margin % is -5.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Financial Co stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Financial Co (SGCFF) is currently considered Fairly Valued. The stock's GF Value™ is $6.09, compared to a current price of $5.98 — trading 1.8% below its estimated fair value. The current OCF Margin % is -5.04%. Sagicor Financial Co's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Sagicor Financial Co (SGCFF), the current OCF Margin % is -5.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sagicor Financial Co (SGCFF) Overvalued in 2026?

Based on GuruFocus' analysis, Sagicor Financial Co stock appears to be undervalued. The current stock price of $5.98 is trading 1.8% below its estimated GF Value™ of $6.09. GuruFocus considers Sagicor Financial Co to be Fairly Valued.

Key valuation signals for SGCFF:

  • OCF Margin %: -5.04%
  • GF Value™: $6.09 vs. price of $5.98 (1.8% below fair value)
  • GF Score™: 73/100 with 6 warning signs

No single metric tells the full story. See the SGCFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sagicor Financial Co Business Description

Other Exchanges SFC:Canada
Address Wildey, Cecil F De Caires Building, Saint Michael, BRB, BB15096
Sagicor Financial Co Ltd is a financial services provider based in the Caribbean. Along with its subsidiaries, the company offers life and health insurance products, annuities and pension administration services, banking and investment management services, and also underwrites property and casualty insurance. The group's reportable operating segments are: Sagicor Canada, Sagicor Life USA, Sagicor Jamaica, and Sagicor Life. Maximum revenue is generated from the Sagicor Canada segment, which engages in individual life insurance, annuities, segregated funds, and accident and sickness insurance business throughout Canada. Geographically, the group generates maximum revenue from its business in Canada, followed by the USA, Jamaica, and Other Caribbean markets.
73GF Score

Get the complete analysis for SGCFF

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.98
Price
$6.09
GF Value