SGCFF (Sagicor Financial Co) EV-to-OCF: -400.00 (As of Aug. 12, 2026)

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SGCFF Sagicor Financial Co Ltd SGCFF
78 GF Score
Price $6.38
GF Value $6.46
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Sagicor Financial Co EV-to-OCF?

Sagicor Financial Co SGCFF +2.18% 78 EV-to-OCF is -400.00 as of Aug. 12, 2026. GuruFocus rates SGCFF with a GF Score™ of 78/100 and a GF Value™ of $6.46 (Fairly Valued). The stock has 7 warning signs investors should review. Among 507 Insurance companies, Sagicor Financial Co ranks better than 99.01% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Sagicor Financial Co's Enterprise Value is $2,784 Mil. Sagicor Financial Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $-7 Mil. Therefore, Sagicor Financial Co's EV-to-OCF for today is -400.00.

The historical rank and industry rank for Sagicor Financial Co's EV-to-OCF or its related term are showing as below:

SGCFF' s EV-to-OCF Range Over the Past 10 Years
Min: -400   Med: -12.89   Max: 92.4
Current: -400

During the past 9 years, the highest EV-to-OCF of Sagicor Financial Co was 92.40. The lowest was -400.00. And the median was -12.89.

SGCFF's EV-to-OCF is ranked better than
99.01% of 507 companies
in the Insurance industry
Industry Median: 6.73 vs SGCFF: -400.00

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-12), Sagicor Financial Co's stock price is $6.38. Sagicor Financial Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.174. Therefore, Sagicor Financial Co's PE Ratio (TTM) for today is 36.67.


Sagicor Financial Co  (OTCPK:SGCFF) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Sagicor Financial Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=6.38/0.174
=36.67

Sagicor Financial Co's share price for today is $6.38.
Sagicor Financial Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.174.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Sagicor Financial Co EV-to-OCF Related Terms


Sagicor Financial Co EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Sagicor Financial Co's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sagicor Financial Co EV-to-OCF Chart

Sagicor Financial Co Annual Data
Trend Mar17 Mar18 Mar19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only 11.86 -7.65 -37.44 7.00 -361.76

Sagicor Financial Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.69 4.27 4.45 -361.76 -241.39

SGCFF vs AFL, MET, PRU: EV-to-OCF Comparison

For the Insurance - Life subindustry, Sagicor Financial Co's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sagicor Financial Co EV-to-OCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Sagicor Financial Co's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Sagicor Financial Co's EV-to-OCF falls into.


SGCFF
78GF Score
Sagicor Financial Co Ltd SGCFF
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sagicor Financial Co EV-to-OCF Calculation

Sagicor Financial Co's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=2784.425/-6.961
=-400.00

Sagicor Financial Co's current Enterprise Value is $2,784 Mil.
Sagicor Financial Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -400.00 mean?
Sagicor Financial Co (SGCFF) has a EV-to-OCF of -400.00 as of Aug. 12, 2026. According to the industry distribution chart, Sagicor Financial Co ranks #5 out of 507 companies in the Insurance industry, placing it in the top 1%.
Is Sagicor Financial Co's EV-to-OCF too high?
Sagicor Financial Co's current EV-to-OCF is -400.00. Based on the distribution chart, Sagicor Financial Co ranks #5 out of 507 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sagicor Financial Co has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Financial Co's EV-to-OCF compare to AFL and MET?
According to the Insurance industry distribution chart, Sagicor Financial Co ranks #5 out of 507 companies for EV-to-OCF. This places Sagicor Financial Co in the top 1% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 6.73. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.73, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sagicor Financial Co's current EV-to-OCF is -400.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Financial Co stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Financial Co (SGCFF) is currently considered Fairly Valued. The stock's GF Value™ is $6.46, compared to a current price of $6.38 — trading 1.2% below its estimated fair value. The current EV-to-OCF is -400.00. Sagicor Financial Co's overall GF Score™ is 78/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Sagicor Financial Co (SGCFF), the current EV-to-OCF is -400.00 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sagicor Financial Co (SGCFF) Overvalued in 2026?

Based on GuruFocus' analysis, Sagicor Financial Co stock appears to be undervalued. The current stock price of $6.38 is trading 1.2% below its estimated GF Value™ of $6.46. GuruFocus considers Sagicor Financial Co to be Fairly Valued.

Key valuation signals for SGCFF:

  • EV-to-OCF: -400.00
  • GF Value™: $6.46 vs. price of $6.38 (1.2% below fair value)
  • GF Score™: 78/100 with 7 warning signs

No single metric tells the full story. See the SGCFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sagicor Financial Co Business Description

Other Exchanges SFC:Canada
Address Wildey, Cecil F De Caires Building, Saint Michael, BRB, BB15096
Sagicor Financial Co Ltd is a financial services provider based in the Caribbean. Along with its subsidiaries, the company offers life and health insurance products, annuities and pension administration services, banking and investment management services, and also underwrites property and casualty insurance. The group's reportable operating segments are: Sagicor Canada, Sagicor Life USA, Sagicor Jamaica, and Sagicor Life. Maximum revenue is generated from the Sagicor Canada segment, which engages in individual life insurance, annuities, segregated funds, and accident and sickness insurance business throughout Canada. Geographically, the group generates maximum revenue from its business in Canada, followed by the USA, Jamaica, and Other Caribbean markets.
78GF Score

Get the complete analysis for SGCFF

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.38
Price
$6.46
GF Value