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Sagicor Financial CoSGCFF 73 EV-to-EBITDA is 7.43 as of Jul. 24, 2026, which is 45% above its 10-year median of 5.12. GuruFocus rates SGCFF with a GF Score™ of 73/100 and a GF Value™ of $6.15 (Fairly Valued). The stock has 6 warning signs investors should review. Among 346 Insurance companies, Sagicor Financial Co ranks better than 54.62% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Sagicor Financial Co's enterprise value is $2,715 Mil.
Sagicor Financial Co's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was $365 Mil. Therefore, Sagicor Financial Co's EV-to-EBITDA for today is 7.43.
The historical rank and industry rank for Sagicor Financial Co's EV-to-EBITDA or its related term are showing as below:
SGCFF'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -348.85 Med: 5.12 Max: 338.45
Current: 7.43
During the past 9 years, the highest EV-to-EBITDA of Sagicor Financial Co was 338.45. The lowest was -348.85. And the median was 5.12.
SGCFF's EV-to-EBITDA is ranked better than 54.62% of 346
companies
in the Insurance industry
Industry Median: 8.235
vs SGCFF: 7.43
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
Sagicor Financial Co (OTCPK:SGCFF) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sagicor Financial Co's PE Ratio (TTM) for today is calculated as:
Sagicor Financial Co's share price for today is $5.99.
Sagicor Financial Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.174.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Sagicor Financial Co's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Sagicor Financial Co's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sagicor Financial Co EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Sagicor Financial Co's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Sagicor Financial Co's EV-to-EBITDA falls into.
Sagicor Financial Co's current Enterprise Value is $2,715 Mil.
Sagicor Financial Co's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $365 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sagicor Financial Co (SGCFF) has a EV-to-EBITDA of 7.43 as of Jul. 24, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Sagicor Financial Co. This is 45% above median its historical median of 5.12. According to the industry distribution chart, Sagicor Financial Co ranks #157 out of 346 companies in the Insurance industry, placing it in the top 45.4%.
Is Sagicor Financial Co's EV-to-EBITDA too high?
Sagicor Financial Co's current EV-to-EBITDA of 7.43 is 45% above median its 10-year median of 5.12. The Insurance industry median EV-to-EBITDA is 8.24. Sagicor Financial Co's value of 7.43 is 9.8% below this industry median. Based on the distribution chart, Sagicor Financial Co ranks #157 out of 346 companies in the Insurance industry, which is above the industry midpoint. Overall, Sagicor Financial Co has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Financial Co's EV-to-EBITDA compare to AFL and MET?
According to the Insurance industry distribution chart, Sagicor Financial Co ranks #157 out of 346 companies for EV-to-EBITDA. This puts Sagicor Financial Co in the upper half of its industry. The industry median EV-to-EBITDA is 8.24. Sagicor Financial Co's value of 7.43 is 9.8% below this benchmark. While the company's 10-year median is 5.12 vs. the industry median of 8.24, Sagicor Financial Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.24, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sagicor Financial Co's current EV-to-EBITDA of 7.43 is 9.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Sagicor Financial Co. For the Insurance industry, the median EV-to-EBITDA is 8.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sagicor Financial Co's current EV-to-EBITDA is 7.43, which is 45% above median its own 10-year median of 5.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Financial Co stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Financial Co (SGCFF) is currently considered Fairly Valued. The stock's GF Value™ is $6.15, compared to a current price of $5.99 — trading 2.6% below its estimated fair value. The current EV-to-EBITDA is 7.43, which is 45% above median its 10-year median of 5.12 and 9.8% below the Insurance industry median of 8.24. Sagicor Financial Co's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Sagicor Financial Co (SGCFF), the current EV-to-EBITDA is 7.43 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sagicor Financial Co (SGCFF) Overvalued in 2026?
Based on GuruFocus' analysis, Sagicor Financial Co stock appears to be undervalued.
The current stock price of $5.99 is trading 2.6% below its estimated GF Value™ of $6.15.
GuruFocus considers Sagicor Financial Co to be Fairly Valued.
Key valuation signals for SGCFF:
EV-to-EBITDA: 7.43 (45% above median its 10-year median of 5.12)
GF Value™: $6.15 vs. price of $5.99 (2.6% below fair value)
Industry Position: 9.8% below the Insurance median (#157 of 346)
No single metric tells the full story. See the SGCFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sagicor Financial Co Ltd is a financial services provider based in the Caribbean. Along with its subsidiaries, the company offers life and health insurance products, annuities and pension administration services, banking and investment management services, and also underwrites property and casualty insurance. The group's reportable operating segments are: Sagicor Canada, Sagicor Life USA, Sagicor Jamaica, and Sagicor Life. Maximum revenue is generated from the Sagicor Canada segment, which engages in individual life insurance, annuities, segregated funds, and accident and sickness insurance business throughout Canada. Geographically, the group generates maximum revenue from its business in Canada, followed by the USA, Jamaica, and Other Caribbean markets.
73GF Score
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EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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