Sagicor Financial CoSGCFF 71 5-Year Yield-on-Cost % is 6.12 as of Jul. 09, 2026, which is 4% above its 10-year median of 5.88. GuruFocus rates SGCFF with a GF Score™ of 71/100 and a GF Value™ of $6.03 (Fairly Valued). The stock has 6 warning signs investors should review. Among 418 Insurance companies, Sagicor Financial Co ranks better than 71.05% on this metric.
Sagicor Financial Co's yield on cost for the quarter that ended in Mar. 2026 was 6.12.
The historical rank and industry rank for Sagicor Financial Co's 5-Year Yield-on-Cost % or its related term are showing as below:
SGCFF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.56 Med: 5.88 Max: 9.03
Current: 6.12
During the past 9 years, Sagicor Financial Co's highest Yield on Cost was 9.03. The lowest was 1.56. And the median was 5.88.
SGCFF's 5-Year Yield-on-Cost % is ranked better than 71.05% of 418
companies
in the Insurance industry
Industry Median: 3.995
vs SGCFF: 6.12
Sagicor Financial Co (OTCPK:SGCFF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Sagicor Financial Co 5-Year Yield-on-Cost % Related Terms
SGCFF vs AFL, MET, PRU: 5-Year Yield-on-Cost % Comparison
For the Insurance - Life subindustry, Sagicor Financial Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sagicor Financial Co 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sagicor Financial Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Sagicor Financial Co's 5-Year Yield-on-Cost % falls into.
Sagicor Financial Co 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Sagicor Financial Co (SGCFF) has a 5-Year Yield-on-Cost % of 6.12 as of Jul. 09, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Sagicor Financial Co and its competitors. This is near median its historical median of 5.88. Over the past decade, Sagicor Financial Co's 5-Year Yield-on-Cost % has ranged from 1.56 to 9.03. According to the industry distribution chart, Sagicor Financial Co ranks #121 out of 418 companies in the Insurance industry, placing it in the top 28.9%.
Is Sagicor Financial Co's 5-Year Yield-on-Cost % too high?
Sagicor Financial Co's current 5-Year Yield-on-Cost % of 6.12 is near median its 10-year median of 5.88. Over the past 10 years, this metric has ranged from a low of 1.56 to a high of 9.03. The Insurance industry median 5-Year Yield-on-Cost % is 4.00. Sagicor Financial Co's value of 6.12 is 53.2% above this industry median. Based on the distribution chart, Sagicor Financial Co ranks #121 out of 418 companies in the Insurance industry, which is above the industry midpoint. Overall, Sagicor Financial Co has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Financial Co's 5-Year Yield-on-Cost % compare to AFL and MET?
According to the Insurance industry distribution chart, Sagicor Financial Co ranks #121 out of 418 companies for 5-Year Yield-on-Cost %. This puts Sagicor Financial Co in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 4.00. Sagicor Financial Co's value of 6.12 is 53.2% above this benchmark. Historically, Sagicor Financial Co's own 5-Year Yield-on-Cost % has ranged from 1.56 to 9.03 over the past decade. While the company's 10-year median is 5.88 vs. the industry median of 4.00, Sagicor Financial Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 4.00, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sagicor Financial Co's current 5-Year Yield-on-Cost % of 6.12 is 53.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Sagicor Financial Co and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sagicor Financial Co's current 5-Year Yield-on-Cost % is 6.12, which is near median its own 10-year median of 5.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Financial Co stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Financial Co (SGCFF) is currently considered Fairly Valued. The stock's GF Value™ is $6.03, compared to a current price of $6.00 — trading 0.5% below its estimated fair value. The current 5-Year Yield-on-Cost % is 6.12, which is near median its 10-year median of 5.88 and 53.2% above the Insurance industry median of 4.00. Sagicor Financial Co's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Sagicor Financial Co (SGCFF), the current 5-Year Yield-on-Cost % is 6.12 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sagicor Financial Co (SGCFF) Overvalued in 2026?
Based on GuruFocus' analysis, Sagicor Financial Co stock appears to be undervalued.
The current stock price of $6.00 is trading 0.5% below its estimated GF Value™ of $6.03.
GuruFocus considers Sagicor Financial Co to be Fairly Valued.
Key valuation signals for SGCFF:
5-Year Yield-on-Cost %: 6.12 (near median its 10-year median of 5.88)
GF Value™: $6.03 vs. price of $6.00 (0.5% below fair value)
Industry Position: 53.2% above the Insurance median (#121 of 418)
No single metric tells the full story. See the SGCFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sagicor Financial Co Ltd is a financial services provider based in the Caribbean. Along with its subsidiaries, the company offers life and health insurance products, annuities and pension administration services, banking and investment management services, and also underwrites property and casualty insurance. The group's reportable operating segments are: Sagicor Canada, Sagicor Life USA, Sagicor Jamaica, and Sagicor Life. Maximum revenue is generated from the Sagicor Canada segment, which engages in individual life insurance, annuities, segregated funds, and accident and sickness insurance business throughout Canada. Geographically, the group generates maximum revenue from its business in Canada, followed by the USA, Jamaica, and Other Caribbean markets.
71GF Score
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