SGCFF (Sagicor Financial Co) Pre-Tax Income: $231 Mil (TTM As of Jun. 2026)

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SGCFF Sagicor Financial Co Ltd SGCFF
72 GF Score
Price $6.58
GF Value $6.39
Valuation Fairly Valued
! 4 Warning Signs
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What is Sagicor Financial Co Pre-Tax Income?

Sagicor Financial Co SGCFF +3.62% 72 Pre-Tax Income is $231 Mil as of Jun. 2026. GuruFocus rates SGCFF with a GF Score™ of 72/100 and a GF Value™ of $6.39 (Fairly Valued). The stock has 4 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Sagicor Financial Co's pretax income for the three months ended in Jun. 2026 was $128 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $231 Mil. Sagicor Financial Co's pretax margin was 11.17%.

During the past 9 years, Sagicor Financial Co's highest Pretax Margin was 31.92%. The lowest was -758.87%. And the median was 4.72%.


Sagicor Financial Co  (OTCPK:SGCFF) Pre-Tax Income Explanation

Sagicor Financial Co's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=127.677/1142.78
=11.17%

During the past 9 years, Sagicor Financial Co's highest Pretax Margin was 31.92%. The lowest was -758.87%. And the median was 4.72%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Sagicor Financial Co Pre-Tax Income Related Terms


Sagicor Financial Co Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Sagicor Financial Co's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sagicor Financial Co Pre-Tax Income Chart

Sagicor Financial Co Annual Data
Trend Mar17 Mar18 Mar19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only 264.73 -112.40 673.44 190.12 183.97

Sagicor Financial Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.64 130.30 -1.14 -25.93 127.68

SGCFF vs MET, AFL, PRU: Pre-Tax Income Comparison

For the Insurance - Life subindustry, Sagicor Financial Co's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sagicor Financial Co Pre-Tax Income vs Insurance Industry

For the Insurance industry and Financial Services sector, Sagicor Financial Co's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Sagicor Financial Co's Pre-Tax Income falls into.


SGCFF
72GF Score
Sagicor Financial Co Ltd SGCFF
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Sagicor Financial Co Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Sagicor Financial Co's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+183.967
=184

Sagicor Financial Co's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+127.677
=128

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $231 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $231 Mil mean?
Sagicor Financial Co (SGCFF) has a Pre-Tax Income of $231 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Sagicor Financial Co and its competitors.
Is Sagicor Financial Co's Pre-Tax Income too high?
Sagicor Financial Co's current Pre-Tax Income is $231 Mil. Overall, Sagicor Financial Co has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Financial Co's Pre-Tax Income compare to MET and AFL?
Sagicor Financial Co's Pre-Tax Income of $231 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for an Insurance company?
A good Pre-Tax Income depends on the Insurance industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Sagicor Financial Co and its competitors. Sagicor Financial Co's current Pre-Tax Income is $231 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Financial Co stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Financial Co (SGCFF) is currently considered Fairly Valued. The stock's GF Value™ is $6.39, compared to a current price of $6.58 — trading 3% above its estimated fair value. The current Pre-Tax Income is $231 Mil. Sagicor Financial Co's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Sagicor Financial Co (SGCFF), the current Pre-Tax Income is $231 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sagicor Financial Co (SGCFF) Overvalued in 2026?

Based on GuruFocus' analysis, Sagicor Financial Co stock appears to be overvalued. The current stock price of $6.58 is trading 3% above its estimated GF Value™ of $6.39. GuruFocus considers Sagicor Financial Co to be Fairly Valued.

Key valuation signals for SGCFF:

  • Pre-Tax Income: $231 Mil
  • GF Value™: $6.39 vs. price of $6.58 (3% above fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the SGCFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sagicor Financial Co Business Description

Other Exchanges SFC:Canada
Address Wildey, Cecil F De Caires Building, Saint Michael, BRB, BB15096
Sagicor Financial Co Ltd is a financial services provider based in the Caribbean. Along with its subsidiaries, the company offers life and health insurance products, annuities and pension administration services, banking and investment management services, and also underwrites property and casualty insurance. The group's reportable operating segments are: Sagicor Canada, Sagicor Life USA, Sagicor Jamaica, and Sagicor Life. Maximum revenue is generated from the Sagicor Canada segment, which engages in individual life insurance, annuities, segregated funds, and accident and sickness insurance business throughout Canada. Geographically, the group generates maximum revenue from its business in Canada, followed by the USA, Jamaica, and Other Caribbean markets.
72GF Score

Get the complete analysis for SGCFF

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.58
Price
$6.39
GF Value