Sagicor Financial CoSGCFF 73 Net Debt Paydown Yield % is -5.70% as of Jul. 05, 2026. GuruFocus rates SGCFF with a GF Score™ of 73/100 and a GF Value™ of $6.00 (Fairly Valued). The stock has 6 warning signs investors should review. Among 423 Insurance companies, Sagicor Financial Co ranks worse than 88.42% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, Sagicor Financial Co's Net Debt Paydown Yield % was -5.70%.
Sagicor Financial Co (OTCPK:SGCFF) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
Sagicor Financial Co Net Debt Paydown Yield % Related Terms
Sagicor Financial Co Net Debt Paydown Yield % Historical Data
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The historical data trend for Sagicor Financial Co's Net Debt Paydown Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sagicor Financial Co Net Debt Paydown Yield % Chart
SGCFF vs AFL, MET, PRU: Net Debt Paydown Yield % Comparison
For the Insurance - Life subindustry, Sagicor Financial Co's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sagicor Financial Co Net Debt Paydown Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sagicor Financial Co's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where Sagicor Financial Co's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of -5.70% mean?
Sagicor Financial Co (SGCFF) has a Net Debt Paydown Yield % of -5.70% as of Jul. 05, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Sagicor Financial Co and its competitors. According to the industry distribution chart, Sagicor Financial Co ranks #374 out of 423 companies in the Insurance industry, placing it in the top 88.4%.
Is Sagicor Financial Co's Net Debt Paydown Yield % too high?
Sagicor Financial Co's current Net Debt Paydown Yield % is -5.70%. Based on the distribution chart, Sagicor Financial Co ranks #374 out of 423 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sagicor Financial Co has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Financial Co's Net Debt Paydown Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, Sagicor Financial Co ranks #374 out of 423 companies for Net Debt Paydown Yield %. This places Sagicor Financial Co in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for an Insurance company?
A good Net Debt Paydown Yield % depends on the Insurance industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Sagicor Financial Co and its competitors. Sagicor Financial Co's current Net Debt Paydown Yield % is -5.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Financial Co stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Financial Co (SGCFF) is currently considered Fairly Valued. The stock's GF Value™ is $6.00, compared to a current price of $6.00 — trading right at its estimated fair value. The current Net Debt Paydown Yield % is -5.70%. Sagicor Financial Co's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Sagicor Financial Co (SGCFF), the current Net Debt Paydown Yield % is -5.70% as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sagicor Financial Co (SGCFF) Overvalued in 2026?
Based on GuruFocus' analysis, Sagicor Financial Co stock appears to be undervalued.
The current stock price of $6.00 is trading 0% below its estimated GF Value™ of $6.00.
GuruFocus considers Sagicor Financial Co to be Fairly Valued.
Key valuation signals for SGCFF:
Net Debt Paydown Yield %: -5.70%
GF Value™: $6.00 vs. price of $6.00 (0% below fair value)
No single metric tells the full story. See the SGCFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sagicor Financial Co Ltd is a financial services provider based in the Caribbean. Along with its subsidiaries, the company offers life and health insurance products, annuities and pension administration services, banking and investment management services, and also underwrites property and casualty insurance. The group's reportable operating segments are: Sagicor Canada, Sagicor Life USA, Sagicor Jamaica, and Sagicor Life. Maximum revenue is generated from the Sagicor Canada segment, which engages in individual life insurance, annuities, segregated funds, and accident and sickness insurance business throughout Canada. Geographically, the group generates maximum revenue from its business in Canada, followed by the USA, Jamaica, and Other Caribbean markets.
73GF Score
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