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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. FinTech Global's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was 円326 Mil. FinTech Global's average total debt for the quarter that ended in Mar. 2026 was 円11,681 Mil. Therefore, FinTech Global's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.79%.
FinTech Global (TSE:8789) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
FinTech Global Effective Interest Rate on Debt % Related Terms
FinTech Global Effective Interest Rate on Debt % Historical Data
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The historical data trend for FinTech Global's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FinTech Global Effective Interest Rate on Debt % Chart
TSE:8789 vs FRHC, VOYA: Effective Interest Rate on Debt % Comparison
For the Financial Conglomerates subindustry, FinTech Global's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FinTech Global Effective Interest Rate on Debt % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, FinTech Global's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where FinTech Global's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 2.79% mean?
FinTech Global (TSE:8789) has a Effective Interest Rate on Debt % of 2.79% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on FinTech Global and its competitors.
Is FinTech Global's Effective Interest Rate on Debt % too high?
FinTech Global's current Effective Interest Rate on Debt % is 2.79%. Overall, FinTech Global has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FinTech Global's Effective Interest Rate on Debt % compare to FRHC and VOYA?
FinTech Global's Effective Interest Rate on Debt % of 2.79% can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Diversified Financial Services company?
A good Effective Interest Rate on Debt % depends on the Diversified Financial Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on FinTech Global and its competitors. FinTech Global's current Effective Interest Rate on Debt % is 2.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinTech Global stock overvalued right now?
Based on GuruFocus' analysis, FinTech Global (TSE:8789) is currently considered Modestly Overvalued. The stock's GF Value™ is 円134.63, compared to a current price of 円173.00 — trading 28.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.79%. FinTech Global's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For FinTech Global (TSE:8789), the current Effective Interest Rate on Debt % is 2.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FinTech Global (TSE:8789) Overvalued in 2026?
Based on GuruFocus' analysis, FinTech Global stock appears to be overvalued.
The current stock price of 円173.00 is trading 28.5% above its estimated GF Value™ of 円134.63.
GuruFocus considers FinTech Global to be Modestly Overvalued.
Key valuation signals for TSE:8789:
Effective Interest Rate on Debt %: 2.79%
GF Value™: 円134.63 vs. price of 円173.00 (28.5% above fair value)
No single metric tells the full story. See the TSE:8789 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FinTech Global Inc is an investment bank with divisions for securities, investment management, and principal finance. The company primarily focuses on three areas of financial services, namely, investment banking, principal investment, and asset management. Further, it provides services, such as management participation, corporate revitalization, venture development and fund-procurement arrangements from both debt and equity perspectives to support the real economy. Geographically it operates through the region of Japan.
69GF Score
Get the complete analysis for TSE:8789
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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