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FinTech GlobalTSE:8789 -0.77%69 Interest Coverage is 13.57 as of Mar. 2026, which is 30% above its 10-year median of 10.41. GuruFocus rates TSE:8789 with a GF Score™ of 69/100 and a GF Value™ of 円132.83 (Fairly Valued). The stock has 1 warning sign investors should review. Among 389 Diversified Financial Services companies, FinTech Global ranks worse than 92.54% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. FinTech Global's
Operating Income
for the
three
months ended in Mar. 2026 was 円1,104 Mil. FinTech Global's Interest Expense for the
three
months ended in Mar. 2026 was 円-81 Mil.
FinTech Global's interest coverage for the quarter that ended in Mar. 2026 was 13.57.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for FinTech Global's Interest Coverage or its related term are showing as below:
TSE:8789'
s Interest Coverage Range Over the Past 10 Years
Min: 1.43 Med: 10.41 Max: 20.06
Current: 16.97
TSE:8789's Interest Coverage is ranked worse than 92.54% of 389
companies
in the Diversified Financial Services industry
Industry Median: No Debt
vs TSE:8789: 16.97
FinTech Global (TSE:8789) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
FinTech Global Interest Coverage Related Terms
FinTech Global Interest Coverage Historical Data
* Premium members only.
The historical data trend for FinTech Global's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:8789 vs VOYA, FRHC: Interest Coverage Comparison
For the Financial Conglomerates subindustry, FinTech Global's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FinTech Global Interest Coverage vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, FinTech Global's Interest Coverage distribution charts can be found below:
* The bar in red indicates where FinTech Global's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FinTech Global (TSE:8789) has a Interest Coverage of 13.57 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on FinTech Global and its competitors. This is 30% above median its historical median of 10.41. Over the past decade, FinTech Global's Interest Coverage has ranged from 1.43 to 20.06. According to the industry distribution chart, FinTech Global ranks #360 out of 389 companies in the Diversified Financial Services industry, placing it in the top 92.5%.
Is FinTech Global's Interest Coverage too high?
FinTech Global's current Interest Coverage of 13.57 is 30% above median its 10-year median of 10.41. Over the past 10 years, this metric has ranged from a low of 1.43 to a high of 20.06. The Diversified Financial Services industry median Interest Coverage is 10,000.00. FinTech Global's value of 13.57 is 99.9% below this industry median. Based on the distribution chart, FinTech Global ranks #360 out of 389 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, FinTech Global has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FinTech Global's Interest Coverage compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, FinTech Global ranks #360 out of 389 companies for Interest Coverage. This places FinTech Global in the lower half of its industry. The industry median Interest Coverage is 10,000.00. FinTech Global's value of 13.57 is 99.9% below this benchmark. Historically, FinTech Global's own Interest Coverage has ranged from 1.43 to 20.06 over the past decade. While the company's 10-year median is 10.41 vs. the industry median of 10,000.00, FinTech Global has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Diversified Financial Services company?
The median Interest Coverage among Diversified Financial Services companies is 10,000.00, based on 389 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FinTech Global's current Interest Coverage of 13.57 is 99.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on FinTech Global and its competitors. For the Diversified Financial Services industry, the median Interest Coverage is 10,000.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FinTech Global's current Interest Coverage is 13.57, which is 30% above median its own 10-year median of 10.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinTech Global stock overvalued right now?
Based on GuruFocus' analysis, FinTech Global (TSE:8789) is currently considered Fairly Valued. The stock's GF Value™ is 円132.83, compared to a current price of 円129.00 — trading 2.9% below its estimated fair value. The current Interest Coverage is 13.57, which is 30% above median its 10-year median of 10.41 and 99.9% below the Diversified Financial Services industry median of 10,000.00. FinTech Global's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For FinTech Global (TSE:8789), the current Interest Coverage is 13.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FinTech Global (TSE:8789) Overvalued in 2026?
Based on GuruFocus' analysis, FinTech Global stock appears to be undervalued.
The current stock price of 円129.00 is trading 2.9% below its estimated GF Value™ of 円132.83.
GuruFocus considers FinTech Global to be Fairly Valued.
Key valuation signals for TSE:8789:
Interest Coverage: 13.57 (30% above median its 10-year median of 10.41)
GF Value™: 円132.83 vs. price of 円129.00 (2.9% below fair value)
Industry Position: 99.9% below the Diversified Financial Services median (#360 of 389)
No single metric tells the full story. See the TSE:8789 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FinTech Global Inc is an investment bank with divisions for securities, investment management, and principal finance. The company primarily focuses on three areas of financial services, namely, investment banking, principal investment, and asset management. Further, it provides services, such as management participation, corporate revitalization, venture development and fund-procurement arrangements from both debt and equity perspectives to support the real economy. Geographically it operates through the region of Japan.
69GF Score
Get the complete analysis for TSE:8789
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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