FinTech Global (TSE:8789) ROE %: 69.26% (As of Mar. 2026)

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TSE:8789 FinTech Global Inc TSE:8789
69 GF Score
Price 円129.00
GF Value 円132.89
Valuation Fairly Valued
! 1 Warning Sign
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What is FinTech Global ROE %?

FinTech Global TSE:8789 -0.77% 69 ROE % is 69.26% as of Mar. 2026. GuruFocus rates TSE:8789 with a GF Score™ of 69/100 and a GF Value™ of 円132.89 (Fairly Valued). The stock has 1 warning sign investors should review. Among 485 Diversified Financial Services companies, FinTech Global ranks better than 97.11% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. FinTech Global's annualized net income for the quarter that ended in Mar. 2026 was 円8,741 Mil. FinTech Global's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was 円12,622 Mil. Therefore, FinTech Global's annualized ROE % for the quarter that ended in Mar. 2026 was 69.26%.

The historical rank and industry rank for FinTech Global's ROE % or its related term are showing as below:

TSE:8789' s ROE % Range Over the Past 10 Years
Min: -24.38   Med: -5.69   Max: 35.29
Current: 35.29

During the past 13 years, FinTech Global's highest ROE % was 35.29%. The lowest was -24.38%. And the median was -5.69%.

TSE:8789's ROE % is ranked better than
97.11% of 485 companies
in the Diversified Financial Services industry
Industry Median: 1.63 vs TSE:8789: 35.29

FinTech Global  (TSE:8789) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=8741.344/12621.6895
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(8741.344 / 15095.472)*(15095.472 / 28200.227)*(28200.227 / 12621.6895)
=Net Margin %*Asset Turnover*Equity Multiplier
=57.91 %*0.5353*2.2343
=ROA %*Equity Multiplier
=31 %*2.2343
=69.26 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=8741.344/12621.6895
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (8741.344 / 8468.32) * (8468.32 / 4416.388) * (4416.388 / 15095.472) * (15095.472 / 28200.227) * (28200.227 / 12621.6895)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 1.0322 * 1.9175 * 29.26 % * 0.5353 * 2.2343
=69.26 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


FinTech Global ROE % Related Terms


FinTech Global ROE % Historical Data

* Premium members only.

The historical data trend for FinTech Global's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FinTech Global ROE % Chart

FinTech Global Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.06 2.70 21.36 18.62 20.60

FinTech Global Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 11.79 19.53 35.86 69.26

TSE:8789 vs VOYA, FRHC: ROE % Comparison

For the Financial Conglomerates subindustry, FinTech Global's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FinTech Global ROE % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, FinTech Global's ROE % distribution charts can be found below:

* The bar in red indicates where FinTech Global's ROE % falls into.


TSE:8789
69GF Score
FinTech Global Inc TSE:8789
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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FinTech Global ROE % Calculation

FinTech Global's annualized ROE % for the fiscal year that ended in Sep. 2025 is calculated as

ROE %=Net Income (A: Sep. 2025 )/( (Total Stockholders Equity (A: Sep. 2024 )+Total Stockholders Equity (A: Sep. 2025 ))/ count )
=2121.987/( (9634.049+10967.976)/ 2 )
=2121.987/10301.0125
=20.60 %

FinTech Global's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=8741.344/( (11495.772+13747.607)/ 2 )
=8741.344/12621.6895
=69.26 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 69.26% mean?
FinTech Global (TSE:8789) has a ROE % of 69.26% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on FinTech Global and its competitors. According to the industry distribution chart, FinTech Global ranks #14 out of 485 companies in the Diversified Financial Services industry, placing it in the top 2.9%.
Is FinTech Global's ROE % too high?
FinTech Global's current ROE % is 69.26%. The Diversified Financial Services industry median ROE % is 1.63. FinTech Global's value of 69.26% is 4149.1% above this industry median. Based on the distribution chart, FinTech Global ranks #14 out of 485 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, FinTech Global has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FinTech Global's ROE % compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, FinTech Global ranks #14 out of 485 companies for ROE %. This places FinTech Global in the top 3% of its industry — outperforming the majority of peers. The industry median ROE % is 1.63. FinTech Global's value of 69.26% is 4149.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Diversified Financial Services company?
The median ROE % among Diversified Financial Services companies is 1.63, based on 485 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FinTech Global's current ROE % of 69.26% is 4149.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on FinTech Global and its competitors. For the Diversified Financial Services industry, the median ROE % is 1.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FinTech Global's current ROE % is 69.26%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinTech Global stock overvalued right now?
Based on GuruFocus' analysis, FinTech Global (TSE:8789) is currently considered Fairly Valued. The stock's GF Value™ is 円132.89, compared to a current price of 円129.00 — trading 2.9% below its estimated fair value. The current ROE % is 69.26% and 4149.1% above the Diversified Financial Services industry median of 1.63. FinTech Global's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For FinTech Global (TSE:8789), the current ROE % is 69.26% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FinTech Global (TSE:8789) Overvalued in 2026?

Based on GuruFocus' analysis, FinTech Global stock appears to be undervalued. The current stock price of 円129.00 is trading 2.9% below its estimated GF Value™ of 円132.89. GuruFocus considers FinTech Global to be Fairly Valued.

Key valuation signals for TSE:8789:

  • ROE %: 69.26%
  • GF Value™: 円132.89 vs. price of 円129.00 (2.9% below fair value)
  • GF Score™: 69/100 with 1 warning sign
  • Industry Position: 4149.1% above the Diversified Financial Services median (#14 of 485)

No single metric tells the full story. See the TSE:8789 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FinTech Global Business Description

Address 1-1-1 Kami-Osaki 3-chome, 15th floor, Meguro Central Square, Shinagawa-ku, Tokyo, JPN, 141-0021
FinTech Global Inc is an investment bank with divisions for securities, investment management, and principal finance. The company primarily focuses on three areas of financial services, namely, investment banking, principal investment, and asset management. Further, it provides services, such as management participation, corporate revitalization, venture development and fund-procurement arrangements from both debt and equity perspectives to support the real economy. Geographically it operates through the region of Japan.
69GF Score

Get the complete analysis for TSE:8789

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円129.00
Price
円132.89
GF Value