Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
FinTech GlobalTSE:8789 -1.84%69 Return-on-Tangible-Equity is 70.09% as of Mar. 2026. GuruFocus rates TSE:8789 with a GF Score™ of 69/100 and a GF Value™ of 円135.54 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 458 Diversified Financial Services companies, FinTech Global ranks better than 96.51% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. FinTech Global's annualized net income for the quarter that ended in Mar. 2026 was 円8,741 Mil. FinTech Global's average shareholder tangible equity for the quarter that ended in Mar. 2026 was 円12,472 Mil. Therefore, FinTech Global's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 70.09%.
The historical rank and industry rank for FinTech Global's Return-on-Tangible-Equity or its related term are showing as below:
TSE:8789'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -24.66 Med: -5.8 Max: 40.74
Current: 40.74
During the past 13 years, FinTech Global's highest Return-on-Tangible-Equity was 40.74%. The lowest was -24.66%. And the median was -5.80%.
TSE:8789's Return-on-Tangible-Equity is ranked better than 96.51% of 458
companies
in the Diversified Financial Services industry
Industry Median: 1.805
vs TSE:8789: 40.74
FinTech Global (TSE:8789) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
FinTech Global Return-on-Tangible-Equity Related Terms
FinTech Global Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for FinTech Global's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:8789 vs FRHC, VOYA: Return-on-Tangible-Equity Comparison
For the Financial Conglomerates subindustry, FinTech Global's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FinTech Global Return-on-Tangible-Equity vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, FinTech Global's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where FinTech Global's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 70.09% mean?
FinTech Global (TSE:8789) has a Return-on-Tangible-Equity of 70.09% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on FinTech Global and its competitors. According to the industry distribution chart, FinTech Global ranks #16 out of 458 companies in the Diversified Financial Services industry, placing it in the top 3.5%.
Is FinTech Global's Return-on-Tangible-Equity too high?
FinTech Global's current Return-on-Tangible-Equity is 70.09%. The Diversified Financial Services industry median Return-on-Tangible-Equity is 1.81. FinTech Global's value of 70.09% is 3783.1% above this industry median. Based on the distribution chart, FinTech Global ranks #16 out of 458 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, FinTech Global has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FinTech Global's Return-on-Tangible-Equity compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, FinTech Global ranks #16 out of 458 companies for Return-on-Tangible-Equity. This places FinTech Global in the top 4% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 1.81. FinTech Global's value of 70.09% is 3783.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Diversified Financial Services company?
The median Return-on-Tangible-Equity among Diversified Financial Services companies is 1.81, based on 458 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FinTech Global's current Return-on-Tangible-Equity of 70.09% is 3783.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on FinTech Global and its competitors. For the Diversified Financial Services industry, the median Return-on-Tangible-Equity is 1.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FinTech Global's current Return-on-Tangible-Equity is 70.09%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinTech Global stock overvalued right now?
Based on GuruFocus' analysis, FinTech Global (TSE:8789) is currently considered Modestly Overvalued. The stock's GF Value™ is 円135.54, compared to a current price of 円160.00 — trading 18% above its estimated fair value. The current Return-on-Tangible-Equity is 70.09% and 3783.1% above the Diversified Financial Services industry median of 1.81. FinTech Global's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For FinTech Global (TSE:8789), the current Return-on-Tangible-Equity is 70.09% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FinTech Global (TSE:8789) Overvalued in 2026?
Based on GuruFocus' analysis, FinTech Global stock appears to be overvalued.
The current stock price of 円160.00 is trading 18% above its estimated GF Value™ of 円135.54.
GuruFocus considers FinTech Global to be Modestly Overvalued.
Key valuation signals for TSE:8789:
Return-on-Tangible-Equity: 70.09%
GF Value™: 円135.54 vs. price of 円160.00 (18% above fair value)
Industry Position: 3783.1% above the Diversified Financial Services median (#16 of 458)
No single metric tells the full story. See the TSE:8789 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FinTech Global Inc is an investment bank with divisions for securities, investment management, and principal finance. The company primarily focuses on three areas of financial services, namely, investment banking, principal investment, and asset management. Further, it provides services, such as management participation, corporate revitalization, venture development and fund-procurement arrangements from both debt and equity perspectives to support the real economy. Geographically it operates through the region of Japan.
69GF Score
Get the complete analysis for TSE:8789
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSE:8789 has been successfully added to your 
