FinTech Global (TSE:8789) Scaled Net Operating Assets: 0.44 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8789 FinTech Global Inc TSE:8789
69 GF Score
Price 円129.00
GF Value 円132.89
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is FinTech Global Scaled Net Operating Assets?

FinTech Global TSE:8789 -0.77% 69 Scaled Net Operating Assets is 0.44 as of Mar. 2026. GuruFocus rates TSE:8789 with a GF Score™ of 69/100 and a GF Value™ of 円132.89 (Fairly Valued). The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

FinTech Global's operating assets for the quarter that ended in Mar. 2026 was 円15,815 Mil. FinTech Global's operating liabilities for the quarter that ended in Mar. 2026 was 円2,934 Mil. FinTech Global's Total Assets for the quarter that ended in Dec. 2025 was 円29,438 Mil. Therefore, FinTech Global's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.44.


FinTech Global Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for FinTech Global's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FinTech Global Scaled Net Operating Assets Chart

FinTech Global Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.68 0.68 0.63 0.57 0.79

FinTech Global Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.65 0.61 0.63 0.64 0.44

TSE:8789 vs VOYA, FRHC: Scaled Net Operating Assets Comparison

For the Financial Conglomerates subindustry, FinTech Global's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FinTech Global Scaled Net Operating Assets vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, FinTech Global's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where FinTech Global's Scaled Net Operating Assets falls into.


TSE:8789
69GF Score
FinTech Global Inc TSE:8789
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FinTech Global Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

FinTech Global's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Sep. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Sep. 2025 )
=(Operating Assets (A: Sep. 2025 )-Operating Liabilities (A: Sep. 2025 ))/Total Assets (A: Sep. 2024 )
=(19531.141-3249.966)/20669.679
=0.79

where

Operating Assets(A: Sep. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=26994.129 - 7462.988
=19531.141

Operating Liabilities(A: Sep. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=14951.957 - 2196.821 - 9505.17
=3249.966

FinTech Global's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(15814.99-2934.286)/29437.674
=0.44

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=26962.78 - 11147.79
=15814.99

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=12395.481 - 4964.385 - 4496.81
=2934.286

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.44 mean?
FinTech Global (TSE:8789) has a Scaled Net Operating Assets of 0.44 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on FinTech Global and its competitors.
Is FinTech Global's Scaled Net Operating Assets too high?
FinTech Global's current Scaled Net Operating Assets is 0.44. Overall, FinTech Global has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FinTech Global's Scaled Net Operating Assets compare to VOYA and FRHC?
FinTech Global's Scaled Net Operating Assets of 0.44 can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Diversified Financial Services company?
A good Scaled Net Operating Assets depends on the Diversified Financial Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on FinTech Global and its competitors. FinTech Global's current Scaled Net Operating Assets is 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinTech Global stock overvalued right now?
Based on GuruFocus' analysis, FinTech Global (TSE:8789) is currently considered Fairly Valued. The stock's GF Value™ is 円132.89, compared to a current price of 円129.00 — trading 2.9% below its estimated fair value. The current Scaled Net Operating Assets is 0.44. FinTech Global's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For FinTech Global (TSE:8789), the current Scaled Net Operating Assets is 0.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FinTech Global (TSE:8789) Overvalued in 2026?

Based on GuruFocus' analysis, FinTech Global stock appears to be undervalued. The current stock price of 円129.00 is trading 2.9% below its estimated GF Value™ of 円132.89. GuruFocus considers FinTech Global to be Fairly Valued.

Key valuation signals for TSE:8789:

  • Scaled Net Operating Assets: 0.44
  • GF Value™: 円132.89 vs. price of 円129.00 (2.9% below fair value)
  • GF Score™: 69/100 with 1 warning sign

No single metric tells the full story. See the TSE:8789 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FinTech Global Business Description

Address 1-1-1 Kami-Osaki 3-chome, 15th floor, Meguro Central Square, Shinagawa-ku, Tokyo, JPN, 141-0021
FinTech Global Inc is an investment bank with divisions for securities, investment management, and principal finance. The company primarily focuses on three areas of financial services, namely, investment banking, principal investment, and asset management. Further, it provides services, such as management participation, corporate revitalization, venture development and fund-procurement arrangements from both debt and equity perspectives to support the real economy. Geographically it operates through the region of Japan.
69GF Score

Get the complete analysis for TSE:8789

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円129.00
Price
円132.89
GF Value