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FinTech GlobalTSE:8789 +7.97%70 5-Year ROIIC % is 38.34 as of Sep. 2025. GuruFocus rates TSE:8789 with a GF Score™ of 70/100 and a GF Value™ of 円134.25 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 119 Diversified Financial Services companies, FinTech Global ranks better than 89.08% on this metric.
5-Year Return on Invested Incremental Capital (5-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 5-year.
FinTech Global's 5-Year ROIIC % for the quarter that ended in Sep. 2025 was 38.34%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for FinTech Global's 5-Year ROIIC % or its related term are showing as below:
TSE:8789's 5-Year ROIIC % is ranked better than 89.08% of 119
companies
in the Diversified Financial Services industry
Industry Median: 0.03
vs TSE:8789: 38.34
FinTech Global (TSE:8789) 5-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
FinTech Global 5-Year ROIIC % Related Terms
FinTech Global 5-Year ROIIC % Historical Data
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The historical data trend for FinTech Global's 5-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, FinTech Global's 5-Year ROIIC %, along with its competitors' market caps and 5-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FinTech Global 5-Year ROIIC % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, FinTech Global's 5-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where FinTech Global's 5-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 5-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
FinTech Global (TSE:8789) has a 5-Year ROIIC % of 38.34 as of Sep. 2025. 5-Year ROIIC % measures the change in earnings as a percentage of change in investment over 5-year. View historical data on FinTech Global and its competitors. According to the industry distribution chart, FinTech Global ranks #13 out of 119 companies in the Diversified Financial Services industry, placing it in the top 10.9%.
Is FinTech Global's 5-Year ROIIC % too high?
FinTech Global's current 5-Year ROIIC % is 38.34. The Diversified Financial Services industry median 5-Year ROIIC % is 0.03. FinTech Global's value of 38.34 is 127700% above this industry median. Based on the distribution chart, FinTech Global ranks #13 out of 119 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, FinTech Global has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FinTech Global's 5-Year ROIIC % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, FinTech Global ranks #13 out of 119 companies for 5-Year ROIIC %. This places FinTech Global in the top 11% of its industry — outperforming the majority of peers. The industry median 5-Year ROIIC % is 0.03. FinTech Global's value of 38.34 is 127700% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year ROIIC % for a Diversified Financial Services company?
The median 5-Year ROIIC % among Diversified Financial Services companies is 0.03, based on 119 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FinTech Global's current 5-Year ROIIC % of 38.34 is 127700% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year ROIIC % mean?
A high 5-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 5-Year ROIIC % measures the change in earnings as a percentage of change in investment over 5-year. View historical data on FinTech Global and its competitors. For the Diversified Financial Services industry, the median 5-Year ROIIC % is 0.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FinTech Global's current 5-Year ROIIC % is 38.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinTech Global stock overvalued right now?
Based on GuruFocus' analysis, FinTech Global (TSE:8789) is currently considered Modestly Overvalued. The stock's GF Value™ is 円134.25, compared to a current price of 円149.00 — trading 11% above its estimated fair value. The current 5-Year ROIIC % is 38.34 and 127700% above the Diversified Financial Services industry median of 0.03. FinTech Global's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year ROIIC % calculated?
5-Year ROIIC % is calculated from a company's financial statements. For FinTech Global (TSE:8789), the current 5-Year ROIIC % is 38.34 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FinTech Global (TSE:8789) Overvalued in 2026?
Based on GuruFocus' analysis, FinTech Global stock appears to be overvalued.
The current stock price of 円149.00 is trading 11% above its estimated GF Value™ of 円134.25.
GuruFocus considers FinTech Global to be Modestly Overvalued.
Key valuation signals for TSE:8789:
5-Year ROIIC %: 38.34
GF Value™: 円134.25 vs. price of 円149.00 (11% above fair value)
Industry Position: 127700% above the Diversified Financial Services median (#13 of 119)
No single metric tells the full story. See the TSE:8789 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FinTech Global Inc is an investment bank with divisions for securities, investment management, and principal finance. The company primarily focuses on three areas of financial services, namely, investment banking, principal investment, and asset management. Further, it provides services, such as management participation, corporate revitalization, venture development and fund-procurement arrangements from both debt and equity perspectives to support the real economy. Geographically it operates through the region of Japan.
70GF Score
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