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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
FinTech Global's 3-Year RORE % for the quarter that ended in Mar. 2026 was 27.37%.
The industry rank for FinTech Global's 3-Year RORE % or its related term are showing as below:
TSE:8789's 3-Year RORE % is ranked better than 68.1% of 210
companies
in the Diversified Financial Services industry
Industry Median: 5.19
vs TSE:8789: 27.37
FinTech Global (TSE:8789) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
FinTech Global 3-Year RORE % Related Terms
FinTech Global 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for FinTech Global's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, FinTech Global's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FinTech Global 3-Year RORE % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, FinTech Global's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where FinTech Global's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
FinTech Global (TSE:8789) has a 3-Year RORE % of 27.37 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on FinTech Global and its competitors. According to the industry distribution chart, FinTech Global ranks #67 out of 210 companies in the Diversified Financial Services industry, placing it in the top 31.9%.
Is FinTech Global's 3-Year RORE % too high?
FinTech Global's current 3-Year RORE % is 27.37. The Diversified Financial Services industry median 3-Year RORE % is 5.19. FinTech Global's value of 27.37 is 427.4% above this industry median. Based on the distribution chart, FinTech Global ranks #67 out of 210 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, FinTech Global has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FinTech Global's 3-Year RORE % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, FinTech Global ranks #67 out of 210 companies for 3-Year RORE %. This puts FinTech Global in the upper half of its industry. The industry median 3-Year RORE % is 5.19. FinTech Global's value of 27.37 is 427.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Diversified Financial Services company?
The median 3-Year RORE % among Diversified Financial Services companies is 5.19, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FinTech Global's current 3-Year RORE % of 27.37 is 427.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on FinTech Global and its competitors. For the Diversified Financial Services industry, the median 3-Year RORE % is 5.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FinTech Global's current 3-Year RORE % is 27.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinTech Global stock overvalued right now?
Based on GuruFocus' analysis, FinTech Global (TSE:8789) is currently considered Fairly Valued. The stock's GF Value™ is 円133.79, compared to a current price of 円133.00 — trading 0.6% below its estimated fair value. The current 3-Year RORE % is 27.37 and 427.4% above the Diversified Financial Services industry median of 5.19. FinTech Global's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For FinTech Global (TSE:8789), the current 3-Year RORE % is 27.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FinTech Global (TSE:8789) Overvalued in 2026?
Based on GuruFocus' analysis, FinTech Global stock appears to be undervalued.
The current stock price of 円133.00 is trading 0.6% below its estimated GF Value™ of 円133.79.
GuruFocus considers FinTech Global to be Fairly Valued.
Key valuation signals for TSE:8789:
3-Year RORE %: 27.37
GF Value™: 円133.79 vs. price of 円133.00 (0.6% below fair value)
Industry Position: 427.4% above the Diversified Financial Services median (#67 of 210)
No single metric tells the full story. See the TSE:8789 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FinTech Global Inc is an investment bank with divisions for securities, investment management, and principal finance. The company primarily focuses on three areas of financial services, namely, investment banking, principal investment, and asset management. Further, it provides services, such as management participation, corporate revitalization, venture development and fund-procurement arrangements from both debt and equity perspectives to support the real economy. Geographically it operates through the region of Japan.
70GF Score
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3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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