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Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.
Live Oak Bancshares's Efficiency Overhead Ratio % for the quarter that ended in Jun. 2024 was 61.89% , which is lower than 67.71% for the pervious quarter ended in Mar. 2024.
Live Oak Bancshares's Efficiency Overhead Ratio % for the annual that ended in Dec. 2023 was 70.65% , which is higher than 55.57% for the pervious year ended in Dec. 2022.
The historical rank and industry rank for Live Oak Bancshares's Efficiency Overhead Ratio % or its related term are showing as below:
The historical data trend for Live Oak Bancshares's Efficiency Overhead Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Live Oak Bancshares Annual Data | |||||||||||
Trend | Dec19 | Dec20 | Dec21 | Dec22 | Dec23 | ||||||
Efficiency Overhead Ratio % | Get a 7-Day Free Trial | ||||||||||
Capital Adequacy Tier - Tier 1 Ratio % | Get a 7-Day Free Trial | ||||||||||
Capital Adequacy Tier - Leverage Ratio % | Get a 7-Day Free Trial | ||||||||||
Capital Adequacy Tier - Total Capital Ratio % | Get a 7-Day Free Trial | ||||||||||
Net Charge Offs to Average Loans % | Get a 7-Day Free Trial |
Live Oak BancsharesQuarterly Data | |||||||||||||||||||||||||||||||||||||||||
Trend | Sep19 | Dec19 | Mar20 | Jun20 | Sep20 | Dec20 | Mar21 | Jun21 | Sep21 | Dec21 | Mar22 | Jun22 | Sep22 | Dec22 | Mar23 | Jun23 | Sep23 | Dec23 | Mar24 | Jun24 | |||||||||||||||||||||
Efficiency Overhead Ratio % | Get a 7-Day Free Trial | ||||||||||||||||||||||||||||||||||||||||
Capital Adequacy Tier - Tier 1 Ratio % | Get a 7-Day Free Trial | ||||||||||||||||||||||||||||||||||||||||
Capital Adequacy Tier - Leverage Ratio % | Get a 7-Day Free Trial | ||||||||||||||||||||||||||||||||||||||||
Capital Adequacy Tier - Total Capital Ratio % | Get a 7-Day Free Trial | ||||||||||||||||||||||||||||||||||||||||
Net Charge Offs to Average Loans % | Get a 7-Day Free Trial |
For the Banks - Regional subindustry, Live Oak Bancshares's Efficiency Overhead Ratio %, along with its competitors' market caps and Efficiency Overhead Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Efficiency Overhead Ratio % is calculated as
Efficiency Overhead Ratio % | = | Non-interest Expenses | / | Revenue |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Live Oak Bancshares (NYSE:LOB) Efficiency Overhead Ratio % Explanation
Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.
An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.
Thank you for viewing the detailed overview of Live Oak Bancshares's Efficiency Overhead Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.
Steve Smits | officer: Chief Credit Officer | 1741 TIBURON DRIVE, WILMINGTON NC 28403 |
John W. Sutherland | officer: Chief Accounting Officer | 1741 TIBURON DRIVE, WILMINGTON NC 28403 |
Renato Derraik | officer: Chief Info. & Digital Officer | C/O LIVE OAK BANCSHARES, INC., 1741 TIBURON DRIVE, WILMINGTON NC 28403 |
David G Lucht | director | II CASCADE PLAZA, AKRON OH 44308 |
William Henderson Cameron | director | POST OFFICE BOX 3649, WILMINGTON NC 28406 |
Micah S Davis | officer: Chief Marketing & Comm Officer | 1741 TIBURON DRIVE, WILMINGTON NC 28403 |
Yousef A. Valine | director | 165 MADISON AVENUE, MEMPHIS TN 38103 |
Diane Beth Glossman | director | 2820 RIVER ROAD, NEW HOPE PA 18938 |
Casey S Crawford | director | 1741 TIBURON DRIVE, WILMINGTON NC 28403 |
Stephanie Mann | officer: Chief Strategy Officer | 1741 TIBURON DRIVE, WILMINGTON NC 28403 |
Spencer Courtney | officer: Chief Experience Officer | 1741 TIBURON DRIVE, WILMINGTON NC 28403 |
Losch William C Iii | officer: Chief Financial Officer | 165 MADISON AVENUE, MEMPHIS TN 38103 |
Tonya Williams Bradford | director | C/O LIVE OAK BANCSHARES, INC., 1741 TIBURON DRIVE, WILMINGTON NC 28403 |
Williams William L. Iii | director | 1741 TIBURON DRIVE, WILMINGTON NC 28403 |
Neil Lawrence Underwood | director, officer: President | 1420 CANOOCHEE DRIVE, ATLANTA GA 30319 |
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