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CNO Financial Group (FRA:COS) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
CNO Financial Group's Enterprise Value for the quarter that ended in Mar. 2026 was €6,027 Mil.
CNO Financial Group's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €459 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNO Financial Group EV-to-EBIT Related Terms
CNO Financial Group EV-to-EBIT Historical Data
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The historical data trend for CNO Financial Group's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, CNO Financial Group's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNO Financial Group EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, CNO Financial Group's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where CNO Financial Group's EV-to-EBIT falls into.
CNO Financial Group's current Enterprise Value is €7,179 Mil.
CNO Financial Group's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €459 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNO Financial Group (FRA:COS) has a EV-to-EBIT of 15.64 as of Jul. 19, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on CNO Financial Group and its competitors. This is 41% above median its historical median of 11.08. According to the industry distribution chart, CNO Financial Group ranks #267 out of 345 companies in the Insurance industry, placing it in the top 77.4%.
Is CNO Financial Group's EV-to-EBIT too high?
CNO Financial Group's current EV-to-EBIT of 15.64 is 41% above median its 10-year median of 11.08. The Insurance industry median EV-to-EBIT is 8.69. CNO Financial Group's value of 15.64 is 80% above this industry median. Based on the distribution chart, CNO Financial Group ranks #267 out of 345 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, CNO Financial Group has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does CNO Financial Group's EV-to-EBIT compare to BHF and GNW?
According to the Insurance industry distribution chart, CNO Financial Group ranks #267 out of 345 companies for EV-to-EBIT. This places CNO Financial Group in the lower half of its industry. The industry median EV-to-EBIT is 8.69. CNO Financial Group's value of 15.64 is 80% above this benchmark. While the company's 10-year median is 11.08 vs. the industry median of 8.69, CNO Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.69, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNO Financial Group's current EV-to-EBIT of 15.64 is 80% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on CNO Financial Group and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNO Financial Group's current EV-to-EBIT is 15.64, which is 41% above median its own 10-year median of 11.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNO Financial Group stock overvalued right now?
CNO Financial Group (FRA:COS) has a current EV-to-EBIT of 15.64. The stock's GF Value™ is €34.31, compared to a current price of €46.20 — trading 34.7% above its estimated fair value. The current EV-to-EBIT is 15.64, which is 41% above median its 10-year median of 11.08 and 80% above the Insurance industry median of 8.69. CNO Financial Group's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For CNO Financial Group (FRA:COS), the current EV-to-EBIT is 15.64 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNO Financial Group (FRA:COS) Overvalued in 2026?
Based on GuruFocus' analysis, CNO Financial Group stock appears to be overvalued.
The current stock price of €46.20 is trading 34.7% above its estimated GF Value™ of €34.31.
Key valuation signals for FRA:COS:
EV-to-EBIT: 15.64 (41% above median its 10-year median of 11.08)
GF Value™: €34.31 vs. price of €46.20 (34.7% above fair value)
Industry Position: 80% above the Insurance median (#267 of 345)
No single metric tells the full story. See the FRA:COS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNO Financial Group Inc is a holding company for a group of insurance companies that develop, market and administer health insurance, annuity, individual life insurance and other insurance and financial services products. Consumers are served through the phone, online, mail, face-to-face with agents, or sales channels. The company's operating segments include annuity, health, and life insurance product lines as well as the investment and fee revenue segments. Maximum revenue is generated from the health product line segment. Annuity premiums account for the majority of the total premiums collected. Annuity products include fixed index annuities, traditional fixed-rate annuities, and single-premium immediate annuity products.
68GF Score
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