CNO Financial GroupFRA:COS +0.44%68 5-Year Yield-on-Cost % is 1.85 as of Jul. 06, 2026, which is 37% below its 10-year median of 2.92. GuruFocus rates FRA:COS with a GF Score™ of 68/100 and a GF Value™ of €34.79. The stock has 8 warning signs investors should review. Among 423 Insurance companies, CNO Financial Group ranks worse than 79.43% on this metric.
CNO Financial Group's yield on cost for the quarter that ended in Mar. 2026 was 1.85.
The historical rank and industry rank for CNO Financial Group's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:COS'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.83 Med: 2.92 Max: 6.22
Current: 1.85
During the past 13 years, CNO Financial Group's highest Yield on Cost was 6.22. The lowest was 1.83. And the median was 2.92.
FRA:COS's 5-Year Yield-on-Cost % is ranked worse than 79.43% of 423
companies
in the Insurance industry
Industry Median: 3.98
vs FRA:COS: 1.85
CNO Financial Group (FRA:COS) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
CNO Financial Group 5-Year Yield-on-Cost % Related Terms
FRA:COS vs BHF, GNW, FG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Life subindustry, CNO Financial Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNO Financial Group 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, CNO Financial Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where CNO Financial Group's 5-Year Yield-on-Cost % falls into.
CNO Financial Group 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
CNO Financial Group (FRA:COS) has a 5-Year Yield-on-Cost % of 1.85 as of Jul. 06, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on CNO Financial Group and its competitors. This is 37% below median its historical median of 2.92. Over the past decade, CNO Financial Group's 5-Year Yield-on-Cost % has ranged from 1.83 to 6.22. According to the industry distribution chart, CNO Financial Group ranks #336 out of 423 companies in the Insurance industry, placing it in the top 79.4%.
Is CNO Financial Group's 5-Year Yield-on-Cost % too high?
CNO Financial Group's current 5-Year Yield-on-Cost % of 1.85 is 37% below median its 10-year median of 2.92. Over the past 10 years, this metric has ranged from a low of 1.83 to a high of 6.22. The Insurance industry median 5-Year Yield-on-Cost % is 3.98. CNO Financial Group's value of 1.85 is 53.5% below this industry median. Based on the distribution chart, CNO Financial Group ranks #336 out of 423 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, CNO Financial Group has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does CNO Financial Group's 5-Year Yield-on-Cost % compare to BHF and GNW?
According to the Insurance industry distribution chart, CNO Financial Group ranks #336 out of 423 companies for 5-Year Yield-on-Cost %. This places CNO Financial Group in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.98. CNO Financial Group's value of 1.85 is 53.5% below this benchmark. Historically, CNO Financial Group's own 5-Year Yield-on-Cost % has ranged from 1.83 to 6.22 over the past decade. While the company's 10-year median is 2.92 vs. the industry median of 3.98, CNO Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.98, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNO Financial Group's current 5-Year Yield-on-Cost % of 1.85 is 53.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on CNO Financial Group and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNO Financial Group's current 5-Year Yield-on-Cost % is 1.85, which is 37% below median its own 10-year median of 2.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNO Financial Group stock overvalued right now?
CNO Financial Group (FRA:COS) has a current 5-Year Yield-on-Cost % of 1.85. The stock's GF Value™ is €34.79, compared to a current price of €45.60 — trading 31.1% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.85, which is 37% below median its 10-year median of 2.92 and 53.5% below the Insurance industry median of 3.98. CNO Financial Group's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For CNO Financial Group (FRA:COS), the current 5-Year Yield-on-Cost % is 1.85 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNO Financial Group (FRA:COS) Overvalued in 2026?
Based on GuruFocus' analysis, CNO Financial Group stock appears to be overvalued.
The current stock price of €45.60 is trading 31.1% above its estimated GF Value™ of €34.79.
Key valuation signals for FRA:COS:
5-Year Yield-on-Cost %: 1.85 (37% below median its 10-year median of 2.92)
GF Value™: €34.79 vs. price of €45.60 (31.1% above fair value)
Industry Position: 53.5% below the Insurance median (#336 of 423)
No single metric tells the full story. See the FRA:COS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNO Financial Group Inc is a holding company for a group of insurance companies that develop, market and administer health insurance, annuity, individual life insurance and other insurance and financial services products. Consumers are served through the phone, online, mail, face-to-face with agents, or sales channels. The company's operating segments include annuity, health, and life insurance product lines as well as the investment and fee revenue segments. Maximum revenue is generated from the health product line segment. Annuity premiums account for the majority of the total premiums collected. Annuity products include fixed index annuities, traditional fixed-rate annuities, and single-premium immediate annuity products.
68GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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