CNO Financial Group (FRA:COS) Dividend Payout Ratio: 0.44 (As of Mar. 2026) — 110% Above Median


FRA:COS CNO Financial Group Inc FRA:COS
68 GF Score
Price €45.20
GF Value €34.51
! 8 Warning Signs
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What is CNO Financial Group Dividend Payout Ratio?

CNO Financial Group FRA:COS -0.44% 68 Dividend Payout Ratio is 0.44 as of Mar. 2026, which is 110% above its 10-year median of 0.21. GuruFocus rates FRA:COS with a GF Score™ of 68/100 and a GF Value™ of €34.51. The stock has 8 warning signs investors should review. Among 335 Insurance companies, CNO Financial Group ranks better than 73.43% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. CNO Financial Group's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.44.

The historical rank and industry rank for CNO Financial Group's Dividend Payout Ratio or its related term are showing as below:

FRA:COS' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.1   Med: 0.21   Max: 0.25
Current: 0.22


During the past 13 years, the highest Dividend Payout Ratio of CNO Financial Group was 0.25. The lowest was 0.10. And the median was 0.21.

FRA:COS's Dividend Payout Ratio is ranked better than
73.43% of 335 companies
in the Insurance industry
Industry Median: 0.38 vs FRA:COS: 0.22

As of today (2026-06-27), the Dividend Yield % of CNO Financial Group is 1.31%.

During the past 13 years, the highest Trailing Annual Dividend Yield of CNO Financial Group was 4.37%. The lowest was 1.29%. And the median was 2.05%.

CNO Financial Group's Dividends per Share for the months ended in Mar. 2026 was €0.15.

During the past 12 months, CNO Financial Group's average Dividends Per Share Growth Rate was 6.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 6.80% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 7.30% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 9.30% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of CNO Financial Group was 65.10% per year. The lowest was 6.80% per year. And the median was 10.30% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


CNO Financial Group (FRA:COS) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


CNO Financial Group Dividend Payout Ratio Related Terms


CNO Financial Group Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for CNO Financial Group's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CNO Financial Group Dividend Payout Ratio Chart

CNO Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.12 0.10 0.25 0.17 0.17

CNO Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.80 0.19 0.20 0.17 0.44

FRA:COS vs FG, BHF, GNW: Dividend Payout Ratio Comparison

For the Insurance - Life subindustry, CNO Financial Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CNO Financial Group Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, CNO Financial Group's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where CNO Financial Group's Dividend Payout Ratio falls into.


FRA:COS
68GF Score
CNO Financial Group Inc FRA:COS
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CNO Financial Group Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

CNO Financial Group's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.572/ 3.433
=0.17

CNO Financial Group's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.147/ 0.337
=0.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.44 mean?
CNO Financial Group (FRA:COS) has a Dividend Payout Ratio of 0.44 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on CNO Financial Group and its competitors. This is 110% above median its historical median of 0.21. Over the past decade, CNO Financial Group's Dividend Payout Ratio has ranged from 0.10 to 0.25. According to the industry distribution chart, CNO Financial Group ranks #89 out of 335 companies in the Insurance industry, placing it in the top 26.6%.
Is CNO Financial Group's Dividend Payout Ratio too high?
CNO Financial Group's current Dividend Payout Ratio of 0.44 is 110% above median its 10-year median of 0.21. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.25. The Insurance industry median Dividend Payout Ratio is 0.38. CNO Financial Group's value of 0.44 is 15.8% above this industry median. Based on the distribution chart, CNO Financial Group ranks #89 out of 335 companies in the Insurance industry, which is above the industry midpoint. Overall, CNO Financial Group has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does CNO Financial Group's Dividend Payout Ratio compare to FG and BHF?
According to the Insurance industry distribution chart, CNO Financial Group ranks #89 out of 335 companies for Dividend Payout Ratio. This puts CNO Financial Group in the upper half of its industry. The industry median Dividend Payout Ratio is 0.38. CNO Financial Group's value of 0.44 is 15.8% above this benchmark. Historically, CNO Financial Group's own Dividend Payout Ratio has ranged from 0.10 to 0.25 over the past decade. While the company's 10-year median is 0.21 vs. the industry median of 0.38, CNO Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNO Financial Group's current Dividend Payout Ratio of 0.44 is 15.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on CNO Financial Group and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNO Financial Group's current Dividend Payout Ratio is 0.44, which is 110% above median its own 10-year median of 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNO Financial Group stock overvalued right now?
CNO Financial Group (FRA:COS) has a current Dividend Payout Ratio of 0.44. The stock's GF Value™ is €34.51, compared to a current price of €45.20 — trading 31% above its estimated fair value. The current Dividend Payout Ratio is 0.44, which is 110% above median its 10-year median of 0.21 and 15.8% above the Insurance industry median of 0.38. CNO Financial Group's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For CNO Financial Group (FRA:COS), the current Dividend Payout Ratio is 0.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CNO Financial Group (FRA:COS) Overvalued in 2026?

Based on GuruFocus' analysis, CNO Financial Group stock appears to be overvalued. The current stock price of €45.20 is trading 31% above its estimated GF Value™ of €34.51.

Key valuation signals for FRA:COS:

  • Dividend Payout Ratio: 0.44 (110% above median its 10-year median of 0.21)
  • GF Value™: €34.51 vs. price of €45.20 (31% above fair value)
  • GF Score™: 68/100 with 8 warning signs
  • Industry Position: 15.8% above the Insurance median (#89 of 335)

No single metric tells the full story. See the FRA:COS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CNO Financial Group Business Description

Other Exchanges CNO:USA
Address 11299 Illinois Street, Carmel, IN, USA, 46032
CNO Financial Group Inc is a holding company for a group of insurance companies that develop, market and administer health insurance, annuity, individual life insurance and other insurance and financial services products. Consumers are served through the phone, online, mail, face-to-face with agents, or sales channels. The company's operating segments include annuity, health, and life insurance product lines as well as the investment and fee revenue segments. Maximum revenue is generated from the health product line segment. Annuity premiums account for the majority of the total premiums collected. Annuity products include fixed index annuities, traditional fixed-rate annuities, and single-premium immediate annuity products.
68GF Score

Get the complete analysis for FRA:COS

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€45.20
Price
€34.51
GF Value