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EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, CNO Financial Group's enterprise value is €7,179 Mil.
CNO Financial Group's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was €738 Mil. Therefore, CNO Financial Group's EV-to-EBITDA for today is 9.73.
The historical rank and industry rank for CNO Financial Group's EV-to-EBITDA or its related term are showing as below:
FRA:COS'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 4.27 Med: 8.2 Max: 179.47
Current: 9.53
During the past 13 years, the highest EV-to-EBITDA of CNO Financial Group was 179.47. The lowest was 4.27. And the median was 8.20.
FRA:COS's EV-to-EBITDA is ranked worse than 59.25% of 346
companies
in the Insurance industry
Industry Median: 8.23
vs FRA:COS: 9.53
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
CNO Financial Group (FRA:COS) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
CNO Financial Group's PE Ratio (TTM) for today is calculated as:
CNO Financial Group's share price for today is €46.20.
CNO Financial Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.141.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for CNO Financial Group's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, CNO Financial Group's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNO Financial Group EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, CNO Financial Group's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where CNO Financial Group's EV-to-EBITDA falls into.
CNO Financial Group's current Enterprise Value is €7,179 Mil.
CNO Financial Group's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €738 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNO Financial Group (FRA:COS) has a EV-to-EBITDA of 9.73 as of Jul. 18, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on CNO Financial Group. This is 19% above median its historical median of 8.20. Over the past decade, CNO Financial Group's EV-to-EBITDA has ranged from 4.27 to 179.47. According to the industry distribution chart, CNO Financial Group ranks #205 out of 346 companies in the Insurance industry, placing it in the top 59.2%.
Is CNO Financial Group's EV-to-EBITDA too high?
CNO Financial Group's current EV-to-EBITDA of 9.73 is 19% above median its 10-year median of 8.20. Over the past 10 years, this metric has ranged from a low of 4.27 to a high of 179.47. The Insurance industry median EV-to-EBITDA is 8.23. CNO Financial Group's value of 9.73 is 18.2% above this industry median. Based on the distribution chart, CNO Financial Group ranks #205 out of 346 companies in the Insurance industry, which is below the industry midpoint. Overall, CNO Financial Group has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does CNO Financial Group's EV-to-EBITDA compare to BHF and GNW?
According to the Insurance industry distribution chart, CNO Financial Group ranks #205 out of 346 companies for EV-to-EBITDA. This places CNO Financial Group in the lower half of its industry. The industry median EV-to-EBITDA is 8.23. CNO Financial Group's value of 9.73 is 18.2% above this benchmark. Historically, CNO Financial Group's own EV-to-EBITDA has ranged from 4.27 to 179.47 over the past decade. While the company's 10-year median is 8.20 vs. the industry median of 8.23, CNO Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.23, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNO Financial Group's current EV-to-EBITDA of 9.73 is 18.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on CNO Financial Group. For the Insurance industry, the median EV-to-EBITDA is 8.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNO Financial Group's current EV-to-EBITDA is 9.73, which is 19% above median its own 10-year median of 8.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNO Financial Group stock overvalued right now?
CNO Financial Group (FRA:COS) has a current EV-to-EBITDA of 9.73. The stock's GF Value™ is €34.31, compared to a current price of €46.20 — trading 34.7% above its estimated fair value. The current EV-to-EBITDA is 9.73, which is 19% above median its 10-year median of 8.20 and 18.2% above the Insurance industry median of 8.23. CNO Financial Group's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For CNO Financial Group (FRA:COS), the current EV-to-EBITDA is 9.73 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNO Financial Group (FRA:COS) Overvalued in 2026?
Based on GuruFocus' analysis, CNO Financial Group stock appears to be overvalued.
The current stock price of €46.20 is trading 34.7% above its estimated GF Value™ of €34.31.
Key valuation signals for FRA:COS:
EV-to-EBITDA: 9.73 (19% above median its 10-year median of 8.20)
GF Value™: €34.31 vs. price of €46.20 (34.7% above fair value)
Industry Position: 18.2% above the Insurance median (#205 of 346)
No single metric tells the full story. See the FRA:COS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNO Financial Group Inc is a holding company for a group of insurance companies that develop, market and administer health insurance, annuity, individual life insurance and other insurance and financial services products. Consumers are served through the phone, online, mail, face-to-face with agents, or sales channels. The company's operating segments include annuity, health, and life insurance product lines as well as the investment and fee revenue segments. Maximum revenue is generated from the health product line segment. Annuity premiums account for the majority of the total premiums collected. Annuity products include fixed index annuities, traditional fixed-rate annuities, and single-premium immediate annuity products.
68GF Score
Get the complete analysis for FRA:COS
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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