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CNO Financial GroupFRA:COS -1.72%68 3-Year Share Buyback Ratio is 6.20 as of Mar. 2026, which is 44% above its 10-year median of 4.30. GuruFocus rates FRA:COS with a GF Score™ of 68/100 and a GF Value™ of €33.93. The stock has 8 warning signs investors should review. Among 280 Insurance companies, CNO Financial Group ranks better than 93.57% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. CNO Financial Group's current 3-Year Share Buyback Ratio was 6.20%.
The historical rank and industry rank for CNO Financial Group's 3-Year Share Buyback Ratio or its related term are showing as below:
FRA:COS'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -18.1 Med: 4.3 Max: 9.5
Current: 6.2
During the past 13 years, CNO Financial Group's highest 3-Year Share Buyback Ratio was 9.50%. The lowest was -18.10%. And the median was 4.30%.
FRA:COS's 3-Year Share Buyback Ratio is ranked better than 93.57% of 280
companies
in the Insurance industry
Industry Median: -0.1
vs FRA:COS: 6.20
CNO Financial Group (FRA:COS) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
CNO Financial Group 3-Year Share Buyback Ratio Related Terms
FRA:COS vs FG, GNW, BHF: 3-Year Share Buyback Ratio Comparison
For the Insurance - Life subindustry, CNO Financial Group's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNO Financial Group 3-Year Share Buyback Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, CNO Financial Group's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where CNO Financial Group's 3-Year Share Buyback Ratio falls into.
CNO Financial Group 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 6.20 mean?
CNO Financial Group (FRA:COS) has a 3-Year Share Buyback Ratio of 6.20 as of Mar. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for CNO Financial Group and its competitors. This is 44% above median its historical median of 4.30. According to the industry distribution chart, CNO Financial Group ranks #18 out of 280 companies in the Insurance industry, placing it in the top 6.4%.
Is CNO Financial Group's 3-Year Share Buyback Ratio too high?
CNO Financial Group's current 3-Year Share Buyback Ratio of 6.20 is 44% above median its 10-year median of 4.30. Based on the distribution chart, CNO Financial Group ranks #18 out of 280 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, CNO Financial Group has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does CNO Financial Group's 3-Year Share Buyback Ratio compare to FG and GNW?
According to the Insurance industry distribution chart, CNO Financial Group ranks #18 out of 280 companies for 3-Year Share Buyback Ratio. This places CNO Financial Group in the top 6% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for an Insurance company?
A good 3-Year Share Buyback Ratio depends on the Insurance industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for CNO Financial Group and its competitors. CNO Financial Group's current 3-Year Share Buyback Ratio is 6.20, which is 44% above median its own 10-year median of 4.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNO Financial Group stock overvalued right now?
CNO Financial Group (FRA:COS) has a current 3-Year Share Buyback Ratio of 6.20. The stock's GF Value™ is €33.93, compared to a current price of €45.80 — trading 35% above its estimated fair value. The current 3-Year Share Buyback Ratio is 6.20, which is 44% above median its 10-year median of 4.30. CNO Financial Group's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For CNO Financial Group (FRA:COS), the current 3-Year Share Buyback Ratio is 6.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNO Financial Group (FRA:COS) Overvalued in 2026?
Based on GuruFocus' analysis, CNO Financial Group stock appears to be overvalued.
The current stock price of €45.80 is trading 35% above its estimated GF Value™ of €33.93.
Key valuation signals for FRA:COS:
3-Year Share Buyback Ratio: 6.20 (44% above median its 10-year median of 4.30)
GF Value™: €33.93 vs. price of €45.80 (35% above fair value)
No single metric tells the full story. See the FRA:COS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNO Financial Group Inc is a holding company for a group of insurance companies that develop, market and administer health insurance, annuity, individual life insurance and other insurance and financial services products. Consumers are served through the phone, online, mail, face-to-face with agents, or sales channels. The company's operating segments include annuity, health, and life insurance product lines as well as the investment and fee revenue segments. Maximum revenue is generated from the health product line segment. Annuity premiums account for the majority of the total premiums collected. Annuity products include fixed index annuities, traditional fixed-rate annuities, and single-premium immediate annuity products.
68GF Score
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