CNO Financial Group (FRA:COS) PS Ratio: 1.14 (As of Jun. 29, 2026) — 44% Above Median


FRA:COS CNO Financial Group Inc FRA:COS
68 GF Score
Price €45.20
GF Value €34.51
! 8 Warning Signs
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What is CNO Financial Group PS Ratio?

CNO Financial Group FRA:COS -0.44% 68 PS Ratio is 1.14 as of Jun. 29, 2026, which is 44% above its 10-year median of 0.79. GuruFocus rates FRA:COS with a GF Score™ of 68/100 and a GF Value™ of €34.51. The stock has 8 warning signs investors should review. Among 505 Insurance companies, CNO Financial Group ranks better than 50.69% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, CNO Financial Group's share price is €45.20. CNO Financial Group's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €39.52. Hence, CNO Financial Group's PS Ratio for today is 1.14.

Warning Sign:

CNO Financial Group Inc stock PS Ratio (=1.14) is close to 10-year high of 1.14.

The historical rank and industry rank for CNO Financial Group's PS Ratio or its related term are showing as below:

FRA:COS' s PS Ratio Range Over the Past 10 Years
Min: 0.39   Med: 0.79   Max: 1.14
Current: 1.14

During the past 13 years, CNO Financial Group's highest PS Ratio was 1.14. The lowest was 0.39. And the median was 0.79.

FRA:COS's PS Ratio is ranked better than
50.69% of 505 companies
in the Insurance industry
Industry Median: 1.15 vs FRA:COS: 1.14

CNO Financial Group's Revenue per Sharefor the three months ended in Mar. 2026 was €9.26. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €39.52.

Good Sign:

CNO Financial Group Inc has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of CNO Financial Group was 13.60% per year. During the past 3 years, the average Revenue per Share Growth Rate was 13.90% per year. During the past 5 years, the average Revenue per Share Growth Rate was 10.80% per year. During the past 10 years, the average Revenue per Share Growth Rate was 7.80% per year.

During the past 13 years, CNO Financial Group's highest 3-Year average Revenue per Share Growth Rate was 13.90% per year. The lowest was -19.30% per year. And the median was 4.50% per year.

Back to Basics: PS Ratio


CNO Financial Group  (FRA:COS) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


CNO Financial Group PS Ratio Related Terms


CNO Financial Group PS Ratio Historical Data

* Premium members only.

The historical data trend for CNO Financial Group's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CNO Financial Group PS Ratio Chart

CNO Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.76 0.75 0.77 0.90 0.94

CNO Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.03 0.91 0.90 0.94 0.89

FRA:COS vs BHF, GNW, FG: PS Ratio Comparison

For the Insurance - Life subindustry, CNO Financial Group's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CNO Financial Group PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, CNO Financial Group's PS Ratio distribution charts can be found below:

* The bar in red indicates where CNO Financial Group's PS Ratio falls into.


FRA:COS
68GF Score
CNO Financial Group Inc FRA:COS
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CNO Financial Group PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

CNO Financial Group's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=45.20/39.52
=1.14

CNO Financial Group's Share Price of today is €45.20.
CNO Financial Group's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €39.52.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 1.14 mean?
CNO Financial Group (FRA:COS) has a PS Ratio of 1.14 as of Jun. 29, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on CNO Financial Group and its competitors. This is 44% above median its historical median of 0.79. Over the past decade, CNO Financial Group's PS Ratio has ranged from 0.39 to 1.14. According to the industry distribution chart, CNO Financial Group ranks #249 out of 505 companies in the Insurance industry, placing it in the top 49.3%.
Is CNO Financial Group's PS Ratio too high?
CNO Financial Group's current PS Ratio of 1.14 is 44% above median its 10-year median of 0.79. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 1.14. The Insurance industry median PS Ratio is 1.15. CNO Financial Group's value of 1.14 is 0.9% below this industry median. Based on the distribution chart, CNO Financial Group ranks #249 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, CNO Financial Group has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does CNO Financial Group's PS Ratio compare to BHF and GNW?
According to the Insurance industry distribution chart, CNO Financial Group ranks #249 out of 505 companies for PS Ratio. This puts CNO Financial Group in the upper half of its industry. The industry median PS Ratio is 1.15. CNO Financial Group's value of 1.14 is 0.9% below this benchmark. Historically, CNO Financial Group's own PS Ratio has ranged from 0.39 to 1.14 over the past decade. While the company's 10-year median is 0.79 vs. the industry median of 1.15, CNO Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.15, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNO Financial Group's current PS Ratio of 1.14 is 0.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on CNO Financial Group and its competitors. For the Insurance industry, the median PS Ratio is 1.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNO Financial Group's current PS Ratio is 1.14, which is 44% above median its own 10-year median of 0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNO Financial Group stock overvalued right now?
CNO Financial Group (FRA:COS) has a current PS Ratio of 1.14. The stock's GF Value™ is €34.51, compared to a current price of €45.20 — trading 31% above its estimated fair value. The current PS Ratio is 1.14, which is 44% above median its 10-year median of 0.79 and 0.9% below the Insurance industry median of 1.15. CNO Financial Group's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For CNO Financial Group (FRA:COS), the current PS Ratio is 1.14 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CNO Financial Group (FRA:COS) Overvalued in 2026?

Based on GuruFocus' analysis, CNO Financial Group stock appears to be overvalued. The current stock price of €45.20 is trading 31% above its estimated GF Value™ of €34.51.

Key valuation signals for FRA:COS:

  • PS Ratio: 1.14 (44% above median its 10-year median of 0.79)
  • GF Value™: €34.51 vs. price of €45.20 (31% above fair value)
  • GF Score™: 68/100 with 8 warning signs
  • Industry Position: 0.9% below the Insurance median (#249 of 505)

No single metric tells the full story. See the FRA:COS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CNO Financial Group Business Description

Other Exchanges CNO:USA
Address 11299 Illinois Street, Carmel, IN, USA, 46032
CNO Financial Group Inc is a holding company for a group of insurance companies that develop, market and administer health insurance, annuity, individual life insurance and other insurance and financial services products. Consumers are served through the phone, online, mail, face-to-face with agents, or sales channels. The company's operating segments include annuity, health, and life insurance product lines as well as the investment and fee revenue segments. Maximum revenue is generated from the health product line segment. Annuity premiums account for the majority of the total premiums collected. Annuity products include fixed index annuities, traditional fixed-rate annuities, and single-premium immediate annuity products.
68GF Score

Get the complete analysis for FRA:COS

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€45.20
Price
€34.51
GF Value