CNO Financial Group (FRA:COS) Pre-Tax Income: €306 Mil (TTM As of Jun. 2026)

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FRA:COS CNO Financial Group Inc FRA:COS
69 GF Score
Price €46.80
GF Value €36.79
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is CNO Financial Group Pre-Tax Income?

CNO Financial Group FRA:COS -1.27% 69 Pre-Tax Income is €306 Mil as of Jun. 2026. GuruFocus rates FRA:COS with a GF Score™ of 69/100 and a GF Value™ of €36.79 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. CNO Financial Group's pretax income for the three months ended in Jun. 2026 was €139 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was €306 Mil. CNO Financial Group's pretax margin was 12.43%.

During the past 13 years, CNO Financial Group's highest Pretax Margin was 22.83%. The lowest was -6.14%. And the median was 8.93%.


CNO Financial Group  (FRA:COS) Pre-Tax Income Explanation

CNO Financial Group's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=138.62/1115.554
=12.43%

During the past 13 years, CNO Financial Group's highest Pretax Margin was 22.83%. The lowest was -6.14%. And the median was 8.93%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


CNO Financial Group Pre-Tax Income Related Terms


CNO Financial Group Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for CNO Financial Group's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CNO Financial Group Pre-Tax Income Chart

CNO Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 648.79 770.78 327.19 515.61 250.56

CNO Financial Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 102.31 30.84 95.14 41.87 138.62

FRA:COS vs FG, GNW, BHF: Pre-Tax Income Comparison

For the Insurance - Life subindustry, CNO Financial Group's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CNO Financial Group Pre-Tax Income vs Insurance Industry

For the Insurance industry and Financial Services sector, CNO Financial Group's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where CNO Financial Group's Pre-Tax Income falls into.


FRA:COS
69GF Score
CNO Financial Group Inc FRA:COS
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CNO Financial Group Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

CNO Financial Group's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+250.564
=251

CNO Financial Group's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+138.62
=139

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €306 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of €306 Mil mean?
CNO Financial Group (FRA:COS) has a Pre-Tax Income of €306 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on CNO Financial Group and its competitors.
Is CNO Financial Group's Pre-Tax Income too high?
CNO Financial Group's current Pre-Tax Income is €306 Mil. Overall, CNO Financial Group has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CNO Financial Group's Pre-Tax Income compare to FG and GNW?
CNO Financial Group's Pre-Tax Income of €306 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for an Insurance company?
A good Pre-Tax Income depends on the Insurance industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on CNO Financial Group and its competitors. CNO Financial Group's current Pre-Tax Income is €306 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNO Financial Group stock overvalued right now?
Based on GuruFocus' analysis, CNO Financial Group (FRA:COS) is currently considered Modestly Overvalued. The stock's GF Value™ is €36.79, compared to a current price of €46.80 — trading 27.2% above its estimated fair value. The current Pre-Tax Income is €306 Mil. CNO Financial Group's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For CNO Financial Group (FRA:COS), the current Pre-Tax Income is €306 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CNO Financial Group (FRA:COS) Overvalued in 2026?

Based on GuruFocus' analysis, CNO Financial Group stock appears to be overvalued. The current stock price of €46.80 is trading 27.2% above its estimated GF Value™ of €36.79. GuruFocus considers CNO Financial Group to be Modestly Overvalued.

Key valuation signals for FRA:COS:

  • Pre-Tax Income: €306 Mil
  • GF Value™: €36.79 vs. price of €46.80 (27.2% above fair value)
  • GF Score™: 69/100 with 8 warning signs

No single metric tells the full story. See the FRA:COS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CNO Financial Group Business Description

Other Exchanges CNO:USA
Address 11299 Illinois Street, Carmel, IN, USA, 46032
CNO Financial Group Inc is a holding company for a group of insurance companies that develop, market and administer health insurance, annuity, individual life insurance and other insurance and financial services products. Consumers are served through the phone, online, mail, face-to-face with agents, or sales channels. The company's operating segments include annuity, health, and life insurance product lines as well as the investment and fee revenue segments. Maximum revenue is generated from the health product line segment. Annuity premiums account for the majority of the total premiums collected. Annuity products include fixed index annuities, traditional fixed-rate annuities, and single-premium immediate annuity products.
69GF Score

Get the complete analysis for FRA:COS

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€46.80
Price
€36.79
GF Value