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Agesa Hayat Ve Emeklilik ASIST:AGESA -0.21%58 EV-to-EBIT is 2.93 as of Sep. 22, 2026, which is 48% below its 10-year median of 5.63. GuruFocus rates IST:AGESA with a GF Score™ of 58/100 and a GF Value™ of ₺376.51 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 353 Insurance companies, Agesa Hayat Ve Emeklilik AS ranks worse than 283285.84% on this metric.
Agesa Hayat Ve Emeklilik AS (IST:AGESA) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Agesa Hayat Ve Emeklilik AS's Enterprise Value for the quarter that ended in Jun. 2026 was ₺44,924 Mil.
Agesa Hayat Ve Emeklilik AS's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺9,765 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Agesa Hayat Ve Emeklilik AS EV-to-EBIT Related Terms
Agesa Hayat Ve Emeklilik AS EV-to-EBIT Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IST:AGESA vs BRK.A, AIG, HIG: EV-to-EBIT Comparison
For the Insurance - Diversified subindustry, Agesa Hayat Ve Emeklilik AS's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Agesa Hayat Ve Emeklilik AS EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, Agesa Hayat Ve Emeklilik AS's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Agesa Hayat Ve Emeklilik AS's EV-to-EBIT falls into.
Agesa Hayat Ve Emeklilik AS's current Enterprise Value is ₺28,629 Mil.
Agesa Hayat Ve Emeklilik AS's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺9,765 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Agesa Hayat Ve Emeklilik AS (IST:AGESA) has a EV-to-EBIT of 2.93 as of Sep. 22, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Agesa Hayat Ve Emeklilik AS and its competitors. This is 48% below median its historical median of 5.63. Over the past decade, Agesa Hayat Ve Emeklilik AS's EV-to-EBIT has ranged from 3.33 to 25.95. According to the industry distribution chart, Agesa Hayat Ve Emeklilik AS ranks #999999 out of 353 companies in the Insurance industry.
Is Agesa Hayat Ve Emeklilik AS's EV-to-EBIT too high?
Agesa Hayat Ve Emeklilik AS's current EV-to-EBIT of 2.93 is 48% below median its 10-year median of 5.63. Over the past 10 years, this metric has ranged from a low of 3.33 to a high of 25.95. The Insurance industry median EV-to-EBIT is 8.30. Agesa Hayat Ve Emeklilik AS's value of 2.93 is 64.7% below this industry median. Based on the distribution chart, Agesa Hayat Ve Emeklilik AS ranks #999999 out of 353 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Agesa Hayat Ve Emeklilik AS has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Agesa Hayat Ve Emeklilik AS's EV-to-EBIT compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Agesa Hayat Ve Emeklilik AS ranks #999999 out of 353 companies for EV-to-EBIT. This places Agesa Hayat Ve Emeklilik AS in the lower half of its industry. The industry median EV-to-EBIT is 8.30. Agesa Hayat Ve Emeklilik AS's value of 2.93 is 64.7% below this benchmark. Historically, Agesa Hayat Ve Emeklilik AS's own EV-to-EBIT has ranged from 3.33 to 25.95 over the past decade. While the company's 10-year median is 5.63 vs. the industry median of 8.30, Agesa Hayat Ve Emeklilik AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.30, based on 353 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agesa Hayat Ve Emeklilik AS's current EV-to-EBIT of 2.93 is 64.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Agesa Hayat Ve Emeklilik AS and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agesa Hayat Ve Emeklilik AS's current EV-to-EBIT is 2.93, which is 48% below median its own 10-year median of 5.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agesa Hayat Ve Emeklilik AS stock overvalued right now?
Based on GuruFocus' analysis, Agesa Hayat Ve Emeklilik AS (IST:AGESA) is currently considered Significantly Undervalued. The stock's GF Value™ is ₺376.51, compared to a current price of ₺242.00 — trading 35.7% below its estimated fair value. The current EV-to-EBIT is 2.93, which is 48% below median its 10-year median of 5.63 and 64.7% below the Insurance industry median of 8.30. Agesa Hayat Ve Emeklilik AS's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Agesa Hayat Ve Emeklilik AS (IST:AGESA), the current EV-to-EBIT is 2.93 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Agesa Hayat Ve Emeklilik AS (IST:AGESA) Overvalued in 2026?
Based on GuruFocus' analysis, Agesa Hayat Ve Emeklilik AS stock appears to be undervalued.
The current stock price of ₺242.00 is trading 35.7% below its estimated GF Value™ of ₺376.51.
GuruFocus considers Agesa Hayat Ve Emeklilik AS to be Significantly Undervalued.
Key valuation signals for IST:AGESA:
EV-to-EBIT: 2.93 (48% below median its 10-year median of 5.63)
GF Value™: ₺376.51 vs. price of ₺242.00 (35.7% below fair value)
Industry Position: 64.7% below the Insurance median (#999999 of 353)
No single metric tells the full story. See the IST:AGESA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Agesa Hayat Ve Emeklilik AS is a diversified insurance company that provides private pension and life insurance services to customers in Turkey. The company operates various distribution channels including direct advisor sales, sales from the bank branch representatives, agents, and telemarketing. AvivaSA reports through four segments, including Pension, Life Protection, Life Savings, and Personal Accident. The company generates key revenue through its Life Protection segment.
58GF Score
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