Agesa Hayat Ve Emeklilik ASIST:AGESA -1.09%57 Dividend Payout Ratio is 0.71 as of Mar. 2026, which is 196% above its 10-year median of 0.24. GuruFocus rates IST:AGESA with a GF Score™ of 57/100 and a GF Value™ of ₺317.63 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 337 Insurance companies, Agesa Hayat Ve Emeklilik AS ranks better than 77.15% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Agesa Hayat Ve Emeklilik AS's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.71.
The historical rank and industry rank for Agesa Hayat Ve Emeklilik AS's Dividend Payout Ratio or its related term are showing as below:
IST:AGESA'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.1 Med: 0.24 Max: 0.39
Current: 0.2
During the past 13 years, the highest Dividend Payout Ratio of Agesa Hayat Ve Emeklilik AS was 0.39. The lowest was 0.10. And the median was 0.24.
IST:AGESA's Dividend Payout Ratio is ranked better than 77.15% of 337
companies
in the Insurance industry
Industry Median: 0.38
vs IST:AGESA: 0.20
During the past 13 years, the highest Trailing Annual Dividend Yield of Agesa Hayat Ve Emeklilik AS was 6.33%. The lowest was 0.88%. And the median was 2.52%.
During the past 12 months, Agesa Hayat Ve Emeklilik AS's average Dividends Per Share Growth Rate was -3.90% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Agesa Hayat Ve Emeklilik AS was 66.70% per year. The lowest was 6.60% per year. And the median was 35.60% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Agesa Hayat Ve Emeklilik AS (IST:AGESA) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Agesa Hayat Ve Emeklilik AS Dividend Payout Ratio Related Terms
Agesa Hayat Ve Emeklilik AS Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Agesa Hayat Ve Emeklilik AS Dividend Payout Ratio Chart
IST:AGESA vs BRK.A, AIG, HIG: Dividend Payout Ratio Comparison
For the Insurance - Diversified subindustry, Agesa Hayat Ve Emeklilik AS's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Agesa Hayat Ve Emeklilik AS Dividend Payout Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Agesa Hayat Ve Emeklilik AS's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Agesa Hayat Ve Emeklilik AS's Dividend Payout Ratio falls into.
Agesa Hayat Ve Emeklilik AS Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Agesa Hayat Ve Emeklilik AS's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Agesa Hayat Ve Emeklilik AS (IST:AGESA) has a Dividend Payout Ratio of 0.71 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Agesa Hayat Ve Emeklilik AS and its competitors. This is 196% above median its historical median of 0.24. Over the past decade, Agesa Hayat Ve Emeklilik AS's Dividend Payout Ratio has ranged from 0.10 to 0.39. According to the industry distribution chart, Agesa Hayat Ve Emeklilik AS ranks #77 out of 337 companies in the Insurance industry, placing it in the top 22.8%.
Is Agesa Hayat Ve Emeklilik AS's Dividend Payout Ratio too high?
Agesa Hayat Ve Emeklilik AS's current Dividend Payout Ratio of 0.71 is 196% above median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.39. The Insurance industry median Dividend Payout Ratio is 0.38. Agesa Hayat Ve Emeklilik AS's value of 0.71 is 86.8% above this industry median. Based on the distribution chart, Agesa Hayat Ve Emeklilik AS ranks #77 out of 337 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Agesa Hayat Ve Emeklilik AS has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Agesa Hayat Ve Emeklilik AS's Dividend Payout Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Agesa Hayat Ve Emeklilik AS ranks #77 out of 337 companies for Dividend Payout Ratio. This places Agesa Hayat Ve Emeklilik AS in the top 23% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.38. Agesa Hayat Ve Emeklilik AS's value of 0.71 is 86.8% above this benchmark. Historically, Agesa Hayat Ve Emeklilik AS's own Dividend Payout Ratio has ranged from 0.10 to 0.39 over the past decade. While the company's 10-year median is 0.24 vs. the industry median of 0.38, Agesa Hayat Ve Emeklilik AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 337 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agesa Hayat Ve Emeklilik AS's current Dividend Payout Ratio of 0.71 is 86.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Agesa Hayat Ve Emeklilik AS and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agesa Hayat Ve Emeklilik AS's current Dividend Payout Ratio is 0.71, which is 196% above median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agesa Hayat Ve Emeklilik AS stock overvalued right now?
Based on GuruFocus' analysis, Agesa Hayat Ve Emeklilik AS (IST:AGESA) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺317.63, compared to a current price of ₺250.25 — trading 21.2% below its estimated fair value. The current Dividend Payout Ratio is 0.71, which is 196% above median its 10-year median of 0.24 and 86.8% above the Insurance industry median of 0.38. Agesa Hayat Ve Emeklilik AS's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Agesa Hayat Ve Emeklilik AS (IST:AGESA), the current Dividend Payout Ratio is 0.71 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Agesa Hayat Ve Emeklilik AS (IST:AGESA) Overvalued in 2026?
Based on GuruFocus' analysis, Agesa Hayat Ve Emeklilik AS stock appears to be undervalued.
The current stock price of ₺250.25 is trading 21.2% below its estimated GF Value™ of ₺317.63.
GuruFocus considers Agesa Hayat Ve Emeklilik AS to be Modestly Undervalued.
Key valuation signals for IST:AGESA:
Dividend Payout Ratio: 0.71 (196% above median its 10-year median of 0.24)
GF Value™: ₺317.63 vs. price of ₺250.25 (21.2% below fair value)
Industry Position: 86.8% above the Insurance median (#77 of 337)
No single metric tells the full story. See the IST:AGESA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Agesa Hayat Ve Emeklilik AS is a diversified insurance company that provides private pension and life insurance services to customers in Turkey. The company operates various distribution channels including direct advisor sales, sales from the bank branch representatives, agents, and telemarketing. AvivaSA reports through four segments, including Pension, Life Protection, Life Savings, and Personal Accident. The company generates key revenue through its Life Protection segment.
57GF Score
Get the complete analysis for IST:AGESA
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