Agesa Hayat Ve Emeklilik AS (IST:AGESA) FCF Yield %: 19.57 (As of Jul. 01, 2026) — 12% Below Median


IST:AGESA Agesa Hayat Ve Emeklilik AS IST:AGESA
57 GF Score
Price ₺250.25
GF Value ₺317.63
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Agesa Hayat Ve Emeklilik AS FCF Yield %?

Agesa Hayat Ve Emeklilik AS IST:AGESA -1.09% 57 FCF Yield % is 19.57 as of Jul. 01, 2026, which is 12% below its 10-year median of 22.19. GuruFocus rates IST:AGESA with a GF Score™ of 57/100 and a GF Value™ of ₺317.63 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 508 Insurance companies, Agesa Hayat Ve Emeklilik AS ranks better than 81.3% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Agesa Hayat Ve Emeklilik AS's Trailing 12-Month Free Cash Flow is ₺8,815 Mil, and Market Cap is ₺45,045 Mil. Therefore, Agesa Hayat Ve Emeklilik AS's FCF Yield % for today is 19.57%.

The historical rank and industry rank for Agesa Hayat Ve Emeklilik AS's FCF Yield % or its related term are showing as below:

IST:AGESA' s FCF Yield % Range Over the Past 10 Years
Min: -1.06   Med: 22.19   Max: 52.92
Current: 19.57


During the past 13 years, the highest FCF Yield % of Agesa Hayat Ve Emeklilik AS was 52.92%. The lowest was -1.06%. And the median was 22.19%.

IST:AGESA's FCF Yield % is ranked better than
81.3% of 508 companies
in the Insurance industry
Industry Median: 7.08 vs IST:AGESA: 19.57

Agesa Hayat Ve Emeklilik AS's FCF Margin % for the quarter that ended in Mar. 2026 was 5.10%.


Agesa Hayat Ve Emeklilik AS FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Agesa Hayat Ve Emeklilik AS FCF Yield % Related Terms


Agesa Hayat Ve Emeklilik AS FCF Yield % Historical Data

* Premium members only.

The historical data trend for Agesa Hayat Ve Emeklilik AS's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Agesa Hayat Ve Emeklilik AS FCF Yield % Chart

Agesa Hayat Ve Emeklilik AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.34 29.15 32.08 22.86 21.68

Agesa Hayat Ve Emeklilik AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 53.59 15.94 38.10 12.64 31.83

IST:AGESA vs BRK.A, AIG, HIG: FCF Yield % Comparison

For the Insurance - Diversified subindustry, Agesa Hayat Ve Emeklilik AS's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Agesa Hayat Ve Emeklilik AS FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Agesa Hayat Ve Emeklilik AS's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Agesa Hayat Ve Emeklilik AS's FCF Yield % falls into.


IST:AGESA
57GF Score
Agesa Hayat Ve Emeklilik AS IST:AGESA
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Agesa Hayat Ve Emeklilik AS FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Agesa Hayat Ve Emeklilik AS's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=8630.228 / 39816
=21.68%

Agesa Hayat Ve Emeklilik AS's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=3268.726 * 4 / 41076
=31.83%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 19.57 mean?
Agesa Hayat Ve Emeklilik AS (IST:AGESA) has a FCF Yield % of 19.57 as of Jul. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Agesa Hayat Ve Emeklilik AS and its competitors. This is 12% below median its historical median of 22.19. According to the industry distribution chart, Agesa Hayat Ve Emeklilik AS ranks #95 out of 508 companies in the Insurance industry, placing it in the top 18.7%.
Is Agesa Hayat Ve Emeklilik AS's FCF Yield % too high?
Agesa Hayat Ve Emeklilik AS's current FCF Yield % of 19.57 is 12% below median its 10-year median of 22.19. The Insurance industry median FCF Yield % is 7.08. Agesa Hayat Ve Emeklilik AS's value of 19.57 is 176.4% above this industry median. Based on the distribution chart, Agesa Hayat Ve Emeklilik AS ranks #95 out of 508 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Agesa Hayat Ve Emeklilik AS has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Agesa Hayat Ve Emeklilik AS's FCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Agesa Hayat Ve Emeklilik AS ranks #95 out of 508 companies for FCF Yield %. This places Agesa Hayat Ve Emeklilik AS in the top 19% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 7.08. Agesa Hayat Ve Emeklilik AS's value of 19.57 is 176.4% above this benchmark. While the company's 10-year median is 22.19 vs. the industry median of 7.08, Agesa Hayat Ve Emeklilik AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.08, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agesa Hayat Ve Emeklilik AS's current FCF Yield % of 19.57 is 176.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Agesa Hayat Ve Emeklilik AS and its competitors. For the Insurance industry, the median FCF Yield % is 7.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agesa Hayat Ve Emeklilik AS's current FCF Yield % is 19.57, which is 12% below median its own 10-year median of 22.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agesa Hayat Ve Emeklilik AS stock overvalued right now?
Based on GuruFocus' analysis, Agesa Hayat Ve Emeklilik AS (IST:AGESA) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺317.63, compared to a current price of ₺250.25 — trading 21.2% below its estimated fair value. The current FCF Yield % is 19.57, which is 12% below median its 10-year median of 22.19 and 176.4% above the Insurance industry median of 7.08. Agesa Hayat Ve Emeklilik AS's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Agesa Hayat Ve Emeklilik AS (IST:AGESA), the current FCF Yield % is 19.57 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Agesa Hayat Ve Emeklilik AS (IST:AGESA) Overvalued in 2026?

Based on GuruFocus' analysis, Agesa Hayat Ve Emeklilik AS stock appears to be undervalued. The current stock price of ₺250.25 is trading 21.2% below its estimated GF Value™ of ₺317.63. GuruFocus considers Agesa Hayat Ve Emeklilik AS to be Modestly Undervalued.

Key valuation signals for IST:AGESA:

  • FCF Yield %: 19.57 (12% below median its 10-year median of 22.19)
  • GF Value™: ₺317.63 vs. price of ₺250.25 (21.2% below fair value)
  • GF Score™: 57/100 with 2 warning signs
  • Industry Position: 176.4% above the Insurance median (#95 of 508)

No single metric tells the full story. See the IST:AGESA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Agesa Hayat Ve Emeklilik AS Business Description

Address icerenkoy Mah. Umut Street, Quick Tower Site, N 10-12/9, Atasehir, Istanbul, TUR, 34768
Agesa Hayat Ve Emeklilik AS is a diversified insurance company that provides private pension and life insurance services to customers in Turkey. The company operates various distribution channels including direct advisor sales, sales from the bank branch representatives, agents, and telemarketing. AvivaSA reports through four segments, including Pension, Life Protection, Life Savings, and Personal Accident. The company generates key revenue through its Life Protection segment.
57GF Score

Get the complete analysis for IST:AGESA

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺250.25
Price
₺317.63
GF Value