Agesa Hayat Ve Emeklilik AS (IST:AGESA) Moat Score: 0/10 (As of Jul. 03, 2026)


IST:AGESA Agesa Hayat Ve Emeklilik AS IST:AGESA
57 GF Score
Price ₺244.00
GF Value ₺318.74
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Agesa Hayat Ve Emeklilik AS Moat Score?

Agesa Hayat Ve Emeklilik AS has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Agesa Hayat Ve Emeklilik AS has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Agesa Hayat Ve Emeklilik AS might have No Moat - No discernible moat.

Agesa Hayat Ve Emeklilik AS  (IST:AGESA) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Agesa Hayat Ve Emeklilik AS Moat Score Related Terms

IST:AGESA
57GF Score
Agesa Hayat Ve Emeklilik AS IST:AGESA
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Agesa Hayat Ve Emeklilik AS (IST:AGESA) Overvalued in 2026?

Based on GuruFocus' analysis, Agesa Hayat Ve Emeklilik AS stock appears to be undervalued. The current stock price of ₺244.00 is trading 23.4% below its estimated GF Value™ of ₺318.74. GuruFocus considers Agesa Hayat Ve Emeklilik AS to be Modestly Undervalued.

Key valuation signals for IST:AGESA:

  • Moat Score: 0
  • GF Value™: ₺318.74 vs. price of ₺244.00 (23.4% below fair value)
  • GF Score™: 57/100 with 2 warning signs

No single metric tells the full story. See the IST:AGESA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Agesa Hayat Ve Emeklilik AS Business Description

Address icerenkoy Mah. Umut Street, Quick Tower Site, N 10-12/9, Atasehir, Istanbul, TUR, 34768
Agesa Hayat Ve Emeklilik AS is a diversified insurance company that provides private pension and life insurance services to customers in Turkey. The company operates various distribution channels including direct advisor sales, sales from the bank branch representatives, agents, and telemarketing. AvivaSA reports through four segments, including Pension, Life Protection, Life Savings, and Personal Accident. The company generates key revenue through its Life Protection segment.
57GF Score

Get the complete analysis for IST:AGESA

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺244.00
Price
₺318.74
GF Value