* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IST:AGESA vs BRK.A, AIG, HIG: OCF Margin % Comparison
For the Insurance - Diversified subindustry, Agesa Hayat Ve Emeklilik AS's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Agesa Hayat Ve Emeklilik AS OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Agesa Hayat Ve Emeklilik AS's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Agesa Hayat Ve Emeklilik AS's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Agesa Hayat Ve Emeklilik AS (IST:AGESA) has a OCF Margin % of 5.70% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Agesa Hayat Ve Emeklilik AS and its competitors. This is 77% below median its historical median of 24.35. Over the past decade, Agesa Hayat Ve Emeklilik AS's OCF Margin % has ranged from 13.04 to 45.50. According to the industry distribution chart, Agesa Hayat Ve Emeklilik AS ranks #253 out of 502 companies in the Insurance industry, placing it in the top 50.4%.
Is Agesa Hayat Ve Emeklilik AS's OCF Margin % too high?
Agesa Hayat Ve Emeklilik AS's current OCF Margin % of 5.70% is 77% below median its 10-year median of 24.35. Over the past 10 years, this metric has ranged from a low of 13.04 to a high of 45.50. The Insurance industry median OCF Margin % is 10.86. Agesa Hayat Ve Emeklilik AS's value of 5.70% is 47.5% below this industry median. Based on the distribution chart, Agesa Hayat Ve Emeklilik AS ranks #253 out of 502 companies in the Insurance industry, which is below the industry midpoint. Overall, Agesa Hayat Ve Emeklilik AS has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Agesa Hayat Ve Emeklilik AS's OCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Agesa Hayat Ve Emeklilik AS ranks #253 out of 502 companies for OCF Margin %. This places Agesa Hayat Ve Emeklilik AS in the lower half of its industry. The industry median OCF Margin % is 10.86. Agesa Hayat Ve Emeklilik AS's value of 5.70% is 47.5% below this benchmark. Historically, Agesa Hayat Ve Emeklilik AS's own OCF Margin % has ranged from 13.04 to 45.50 over the past decade. While the company's 10-year median is 24.35 vs. the industry median of 10.86, Agesa Hayat Ve Emeklilik AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.86, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agesa Hayat Ve Emeklilik AS's current OCF Margin % of 5.70% is 47.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Agesa Hayat Ve Emeklilik AS and its competitors. For the Insurance industry, the median OCF Margin % is 10.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agesa Hayat Ve Emeklilik AS's current OCF Margin % is 5.70%, which is 77% below median its own 10-year median of 24.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agesa Hayat Ve Emeklilik AS stock overvalued right now?
Based on GuruFocus' analysis, Agesa Hayat Ve Emeklilik AS (IST:AGESA) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺313.75, compared to a current price of ₺250.00 — trading 20.3% below its estimated fair value. The current OCF Margin % is 5.70%, which is 77% below median its 10-year median of 24.35 and 47.5% below the Insurance industry median of 10.86. Agesa Hayat Ve Emeklilik AS's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Agesa Hayat Ve Emeklilik AS (IST:AGESA), the current OCF Margin % is 5.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Agesa Hayat Ve Emeklilik AS (IST:AGESA) Overvalued in 2026?
Based on GuruFocus' analysis, Agesa Hayat Ve Emeklilik AS stock appears to be undervalued.
The current stock price of ₺250.00 is trading 20.3% below its estimated GF Value™ of ₺313.75.
GuruFocus considers Agesa Hayat Ve Emeklilik AS to be Modestly Undervalued.
Key valuation signals for IST:AGESA:
OCF Margin %: 5.70% (77% below median its 10-year median of 24.35)
GF Value™: ₺313.75 vs. price of ₺250.00 (20.3% below fair value)
Industry Position: 47.5% below the Insurance median (#253 of 502)
No single metric tells the full story. See the IST:AGESA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Agesa Hayat Ve Emeklilik AS is a diversified insurance company that provides private pension and life insurance services to customers in Turkey. The company operates various distribution channels including direct advisor sales, sales from the bank branch representatives, agents, and telemarketing. AvivaSA reports through four segments, including Pension, Life Protection, Life Savings, and Personal Accident. The company generates key revenue through its Life Protection segment.
57GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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