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Agesa Hayat Ve Emeklilik ASIST:AGESA +2.87%57 5-Year Yield-on-Cost % is 2.89 as of Jul. 19, 2026, which is 14% above its 10-year median of 2.53. GuruFocus rates IST:AGESA with a GF Score™ of 57/100 and a GF Value™ of ₺327.60 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 418 Insurance companies, Agesa Hayat Ve Emeklilik AS ranks worse than 64.59% on this metric.
The historical rank and industry rank for Agesa Hayat Ve Emeklilik AS's 5-Year Yield-on-Cost % or its related term are showing as below:
IST:AGESA'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.88 Med: 2.53 Max: 6.33
Current: 2.89
During the past 13 years, Agesa Hayat Ve Emeklilik AS's highest Yield on Cost was 6.33. The lowest was 0.88. And the median was 2.53.
IST:AGESA's 5-Year Yield-on-Cost % is ranked worse than 64.59% of 418
companies
in the Insurance industry
Industry Median: 3.9
vs IST:AGESA: 2.89
Agesa Hayat Ve Emeklilik AS (IST:AGESA) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Agesa Hayat Ve Emeklilik AS 5-Year Yield-on-Cost % Related Terms
IST:AGESA vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, Agesa Hayat Ve Emeklilik AS's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Agesa Hayat Ve Emeklilik AS 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Agesa Hayat Ve Emeklilik AS's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Agesa Hayat Ve Emeklilik AS's 5-Year Yield-on-Cost % falls into.
Agesa Hayat Ve Emeklilik AS 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Agesa Hayat Ve Emeklilik AS (IST:AGESA) has a 5-Year Yield-on-Cost % of 2.89 as of Jul. 19, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Agesa Hayat Ve Emeklilik AS and its competitors. This is 14% above median its historical median of 2.53. Over the past decade, Agesa Hayat Ve Emeklilik AS's 5-Year Yield-on-Cost % has ranged from 0.88 to 6.33. According to the industry distribution chart, Agesa Hayat Ve Emeklilik AS ranks #270 out of 418 companies in the Insurance industry, placing it in the top 64.6%.
Is Agesa Hayat Ve Emeklilik AS's 5-Year Yield-on-Cost % too high?
Agesa Hayat Ve Emeklilik AS's current 5-Year Yield-on-Cost % of 2.89 is 14% above median its 10-year median of 2.53. Over the past 10 years, this metric has ranged from a low of 0.88 to a high of 6.33. The Insurance industry median 5-Year Yield-on-Cost % is 3.90. Agesa Hayat Ve Emeklilik AS's value of 2.89 is 25.9% below this industry median. Based on the distribution chart, Agesa Hayat Ve Emeklilik AS ranks #270 out of 418 companies in the Insurance industry, which is below the industry midpoint. Overall, Agesa Hayat Ve Emeklilik AS has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Agesa Hayat Ve Emeklilik AS's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Agesa Hayat Ve Emeklilik AS ranks #270 out of 418 companies for 5-Year Yield-on-Cost %. This places Agesa Hayat Ve Emeklilik AS in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.90. Agesa Hayat Ve Emeklilik AS's value of 2.89 is 25.9% below this benchmark. Historically, Agesa Hayat Ve Emeklilik AS's own 5-Year Yield-on-Cost % has ranged from 0.88 to 6.33 over the past decade. While the company's 10-year median is 2.53 vs. the industry median of 3.90, Agesa Hayat Ve Emeklilik AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.90, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agesa Hayat Ve Emeklilik AS's current 5-Year Yield-on-Cost % of 2.89 is 25.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Agesa Hayat Ve Emeklilik AS and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agesa Hayat Ve Emeklilik AS's current 5-Year Yield-on-Cost % is 2.89, which is 14% above median its own 10-year median of 2.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agesa Hayat Ve Emeklilik AS stock overvalued right now?
Based on GuruFocus' analysis, Agesa Hayat Ve Emeklilik AS (IST:AGESA) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺327.60, compared to a current price of ₺240.20 — trading 26.7% below its estimated fair value. The current 5-Year Yield-on-Cost % is 2.89, which is 14% above median its 10-year median of 2.53 and 25.9% below the Insurance industry median of 3.90. Agesa Hayat Ve Emeklilik AS's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Agesa Hayat Ve Emeklilik AS (IST:AGESA), the current 5-Year Yield-on-Cost % is 2.89 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Agesa Hayat Ve Emeklilik AS (IST:AGESA) Overvalued in 2026?
Based on GuruFocus' analysis, Agesa Hayat Ve Emeklilik AS stock appears to be undervalued.
The current stock price of ₺240.20 is trading 26.7% below its estimated GF Value™ of ₺327.60.
GuruFocus considers Agesa Hayat Ve Emeklilik AS to be Modestly Undervalued.
Key valuation signals for IST:AGESA:
5-Year Yield-on-Cost %: 2.89 (14% above median its 10-year median of 2.53)
GF Value™: ₺327.60 vs. price of ₺240.20 (26.7% below fair value)
Industry Position: 25.9% below the Insurance median (#270 of 418)
No single metric tells the full story. See the IST:AGESA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Agesa Hayat Ve Emeklilik AS is a diversified insurance company that provides private pension and life insurance services to customers in Turkey. The company operates various distribution channels including direct advisor sales, sales from the bank branch representatives, agents, and telemarketing. AvivaSA reports through four segments, including Pension, Life Protection, Life Savings, and Personal Accident. The company generates key revenue through its Life Protection segment.
57GF Score
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