Agesa Hayat Ve Emeklilik AS (IST:AGESA) Enterprise Value: ₺34,155 Mil (As of Jul. 01, 2026) ***


IST:AGESA Agesa Hayat Ve Emeklilik AS IST:AGESA
57 GF Score
Price ₺250.25
GF Value ₺317.63
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Agesa Hayat Ve Emeklilik AS Enterprise Value?

Agesa Hayat Ve Emeklilik AS IST:AGESA -1.09% 57 Enterprise Value is ₺34,155 Mil as of Jul. 01, 2026. GuruFocus rates IST:AGESA with a GF Score™ of 57/100 and a GF Value™ of ₺317.63 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Agesa Hayat Ve Emeklilik AS's Enterprise Value is ₺34,155 Mil. Agesa Hayat Ve Emeklilik AS's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₺0 Mil. Therefore, Agesa Hayat Ve Emeklilik AS's EV-to-EBIT ratio for today is .

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Agesa Hayat Ve Emeklilik AS's Enterprise Value is ₺34,155 Mil. Agesa Hayat Ve Emeklilik AS's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₺0 Mil. Therefore, Agesa Hayat Ve Emeklilik AS's EV-to-EBITDA ratio for today is .

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Agesa Hayat Ve Emeklilik AS's Enterprise Value is ₺34,155 Mil. Agesa Hayat Ve Emeklilik AS's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₺99,546 Mil. Therefore, Agesa Hayat Ve Emeklilik AS's EV-to-Revenue ratio for today is 0.34.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Agesa Hayat Ve Emeklilik AS's Enterprise Value is ₺34,155 Mil. Agesa Hayat Ve Emeklilik AS's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₺10,736 Mil. Therefore, Agesa Hayat Ve Emeklilik AS's EV-to-OCF ratio for today is 3.18.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Agesa Hayat Ve Emeklilik AS's Enterprise Value is ₺34,155 Mil. Agesa Hayat Ve Emeklilik AS's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₺8,815 Mil. Therefore, Agesa Hayat Ve Emeklilik AS's EV-to-FCF ratio for today is 3.87.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Agesa Hayat Ve Emeklilik AS  (IST:AGESA) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Agesa Hayat Ve Emeklilik AS's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=34154.753/0
=

Agesa Hayat Ve Emeklilik AS's current Enterprise Value is ₺34,155 Mil.
Agesa Hayat Ve Emeklilik AS's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺0 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Agesa Hayat Ve Emeklilik AS's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=34154.753/0
=

Agesa Hayat Ve Emeklilik AS's current Enterprise Value is ₺34,155 Mil.
Agesa Hayat Ve Emeklilik AS's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺0 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Agesa Hayat Ve Emeklilik AS's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=34154.753/99546.28
=0.34

Agesa Hayat Ve Emeklilik AS's current Enterprise Value is ₺34,155 Mil.
Agesa Hayat Ve Emeklilik AS's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺99,546 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Agesa Hayat Ve Emeklilik AS's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=34154.753/10735.811
=3.18

Agesa Hayat Ve Emeklilik AS's current Enterprise Value is ₺34,155 Mil.
Agesa Hayat Ve Emeklilik AS's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺10,736 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Agesa Hayat Ve Emeklilik AS's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=34154.753/8814.771
=3.87

Agesa Hayat Ve Emeklilik AS's current Enterprise Value is ₺34,155 Mil.
Agesa Hayat Ve Emeklilik AS's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺8,815 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Agesa Hayat Ve Emeklilik AS Enterprise Value Related Terms


Agesa Hayat Ve Emeklilik AS Enterprise Value Historical Data

* Premium members only.

The historical data trend for Agesa Hayat Ve Emeklilik AS's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Agesa Hayat Ve Emeklilik AS Enterprise Value Chart

Agesa Hayat Ve Emeklilik AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,679.39 6,208.45 8,854.34 23,563.30 30,921.64

Agesa Hayat Ve Emeklilik AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15,848.24 21,247.13 24,874.45 30,921.64 30,185.75

IST:AGESA vs BRK.A, AIG, HIG: Enterprise Value Comparison

For the Insurance - Diversified subindustry, Agesa Hayat Ve Emeklilik AS's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Agesa Hayat Ve Emeklilik AS Enterprise Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Agesa Hayat Ve Emeklilik AS's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Agesa Hayat Ve Emeklilik AS's Enterprise Value falls into.


IST:AGESA
57GF Score
Agesa Hayat Ve Emeklilik AS IST:AGESA
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Agesa Hayat Ve Emeklilik AS Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Agesa Hayat Ve Emeklilik AS's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Agesa Hayat Ve Emeklilik AS's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₺34,155 Mil mean?
Agesa Hayat Ve Emeklilik AS (IST:AGESA) has a Enterprise Value of ₺34,155 Mil as of Jul. 01, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Agesa Hayat Ve Emeklilik AS and its competitors.
Is Agesa Hayat Ve Emeklilik AS's Enterprise Value too high?
Agesa Hayat Ve Emeklilik AS's current Enterprise Value is ₺34,155 Mil. Overall, Agesa Hayat Ve Emeklilik AS has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Agesa Hayat Ve Emeklilik AS's Enterprise Value compare to BRK.A and AIG?
Agesa Hayat Ve Emeklilik AS's Enterprise Value of ₺34,155 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Agesa Hayat Ve Emeklilik AS and its competitors. Agesa Hayat Ve Emeklilik AS's current Enterprise Value is ₺34,155 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agesa Hayat Ve Emeklilik AS stock overvalued right now?
Based on GuruFocus' analysis, Agesa Hayat Ve Emeklilik AS (IST:AGESA) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺317.63, compared to a current price of ₺250.25 — trading 21.2% below its estimated fair value. The current Enterprise Value is ₺34,155 Mil. Agesa Hayat Ve Emeklilik AS's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Agesa Hayat Ve Emeklilik AS (IST:AGESA), the current Enterprise Value is ₺34,155 Mil as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Agesa Hayat Ve Emeklilik AS (IST:AGESA) Overvalued in 2026?

Based on GuruFocus' analysis, Agesa Hayat Ve Emeklilik AS stock appears to be undervalued. The current stock price of ₺250.25 is trading 21.2% below its estimated GF Value™ of ₺317.63. GuruFocus considers Agesa Hayat Ve Emeklilik AS to be Modestly Undervalued.

Key valuation signals for IST:AGESA:

  • Enterprise Value: ₺34,155 Mil
  • GF Value™: ₺317.63 vs. price of ₺250.25 (21.2% below fair value)
  • GF Score™: 57/100 with 2 warning signs

No single metric tells the full story. See the IST:AGESA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Agesa Hayat Ve Emeklilik AS Business Description

Address icerenkoy Mah. Umut Street, Quick Tower Site, N 10-12/9, Atasehir, Istanbul, TUR, 34768
Agesa Hayat Ve Emeklilik AS is a diversified insurance company that provides private pension and life insurance services to customers in Turkey. The company operates various distribution channels including direct advisor sales, sales from the bank branch representatives, agents, and telemarketing. AvivaSA reports through four segments, including Pension, Life Protection, Life Savings, and Personal Accident. The company generates key revenue through its Life Protection segment.
57GF Score

Get the complete analysis for IST:AGESA

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺250.25
Price
₺317.63
GF Value