National General Insurance Co PSC (DFM:NGI) EV-to-EBITDA: 7.80 (As of Sep. 22, 2026)

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DFM:NGI National General Insurance Co PSC DFM:NGI
77 GF Score
Price د.إ5.60
GF Value د.إ6.83
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is National General Insurance Co PSC EV-to-EBITDA?

National General Insurance Co PSC DFM:NGI -3.97% 77 EV-to-EBITDA is 7.80 as of Sep. 22, 2026. GuruFocus rates DFM:NGI with a GF Score™ of 77/100 and a GF Value™ of د.إ6.83 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 355 Insurance companies, National General Insurance Co PSC ranks worse than 281689.86% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, National General Insurance Co PSC's enterprise value is د.إ854 Mil. National General Insurance Co PSC's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ109 Mil. Therefore, National General Insurance Co PSC's EV-to-EBITDA for today is 7.80.

The historical rank and industry rank for National General Insurance Co PSC's EV-to-EBITDA or its related term are showing as below:

DFM:NGI's EV-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 7.77
* Ranked among companies with meaningful EV-to-EBITDA only.

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-09-22), National General Insurance Co PSC's stock price is د.إ5.60. National General Insurance Co PSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ0.593. Therefore, National General Insurance Co PSC's PE Ratio (TTM) for today is 9.44.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


National General Insurance Co PSC  (DFM:NGI) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

National General Insurance Co PSC's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=5.60/0.593
=9.44

National General Insurance Co PSC's share price for today is د.إ5.60.
National General Insurance Co PSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.593.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


National General Insurance Co PSC EV-to-EBITDA Related Terms


National General Insurance Co PSC EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for National General Insurance Co PSC's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National General Insurance Co PSC EV-to-EBITDA Chart

National General Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.47 7.76 9.05 5.85 7.82

National General Insurance Co PSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.75 7.09 7.83 8.33 8.74

DFM:NGI vs BRK.A, AIG, HIG: EV-to-EBITDA Comparison

For the Insurance - Diversified subindustry, National General Insurance Co PSC's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National General Insurance Co PSC EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, National General Insurance Co PSC's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where National General Insurance Co PSC's EV-to-EBITDA falls into.


DFM:NGI
77GF Score
National General Insurance Co PSC DFM:NGI
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National General Insurance Co PSC EV-to-EBITDA Calculation

National General Insurance Co PSC's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=854.009/109.444674
=7.80

National General Insurance Co PSC's current Enterprise Value is د.إ854 Mil.
National General Insurance Co PSC's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ109 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 7.80 mean?
National General Insurance Co PSC (DFM:NGI) has a EV-to-EBITDA of 7.80 as of Sep. 22, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on National General Insurance Co PSC. According to the industry distribution chart, National General Insurance Co PSC ranks #999999 out of 355 companies in the Insurance industry.
Is National General Insurance Co PSC's EV-to-EBITDA too high?
National General Insurance Co PSC's current EV-to-EBITDA is 7.80. The Insurance industry median EV-to-EBITDA is 7.77. National General Insurance Co PSC's value of 7.80 is 0.4% above this industry median. Based on the distribution chart, National General Insurance Co PSC ranks #999999 out of 355 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, National General Insurance Co PSC has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National General Insurance Co PSC's EV-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, National General Insurance Co PSC ranks #999999 out of 355 companies for EV-to-EBITDA. This places National General Insurance Co PSC in the lower half of its industry. The industry median EV-to-EBITDA is 7.77. National General Insurance Co PSC's value of 7.80 is 0.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 7.77, based on 355 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National General Insurance Co PSC's current EV-to-EBITDA of 7.80 is 0.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on National General Insurance Co PSC. For the Insurance industry, the median EV-to-EBITDA is 7.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National General Insurance Co PSC's current EV-to-EBITDA is 7.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National General Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, National General Insurance Co PSC (DFM:NGI) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ6.83, compared to a current price of د.إ5.60 — trading 18% below its estimated fair value. The current EV-to-EBITDA is 7.80 and 0.4% above the Insurance industry median of 7.77. National General Insurance Co PSC's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For National General Insurance Co PSC (DFM:NGI), the current EV-to-EBITDA is 7.80 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National General Insurance Co PSC (DFM:NGI) Overvalued in 2026?

Based on GuruFocus' analysis, National General Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ5.60 is trading 18% below its estimated GF Value™ of د.إ6.83. GuruFocus considers National General Insurance Co PSC to be Modestly Undervalued.

Key valuation signals for DFM:NGI:

  • EV-to-EBITDA: 7.80
  • GF Value™: د.إ6.83 vs. price of د.إ5.60 (18% below fair value)
  • GF Score™: 77/100 with 2 warning signs
  • Industry Position: 0.4% above the Insurance median (#999999 of 355)

No single metric tells the full story. See the DFM:NGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National General Insurance Co PSC Business Description

Address Port Saeed Street, P.O. Box 154, Levels Ground, 3, 5, 6, NGI House, Dubai, ARE
National General Insurance Co PSC is an insurance service provider. The company operates in two segments namely insurance and investments. Its majority of the revenue is derived from the General Insurance segment. The company products portfolio includes Motor, Marine, Property and Casualty, Construction, Engineering, Life Protection, Savings, Investment and Health or Medical Insurance.
77GF Score

Get the complete analysis for DFM:NGI

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ5.60
Price
د.إ6.83
GF Value