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National General Insurance Co PSCDFM:NGI -1.23%75 5-Year Yield-on-Cost % is 31.78 as of Jul. 20, 2026, which is 34% above its 10-year median of 23.65. GuruFocus rates DFM:NGI with a GF Score™ of 75/100 and a GF Value™ of د.إ6.71 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 418 Insurance companies, National General Insurance Co PSC ranks better than 98.56% on this metric.
The historical rank and industry rank for National General Insurance Co PSC's 5-Year Yield-on-Cost % or its related term are showing as below:
DFM:NGI'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 13.95 Med: 23.65 Max: 74.65
Current: 31.78
During the past 13 years, National General Insurance Co PSC's highest Yield on Cost was 74.65. The lowest was 13.95. And the median was 23.65.
DFM:NGI's 5-Year Yield-on-Cost % is ranked better than 98.56% of 418
companies
in the Insurance industry
Industry Median: 3.9
vs DFM:NGI: 31.78
National General Insurance Co PSC (DFM:NGI) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
National General Insurance Co PSC 5-Year Yield-on-Cost % Related Terms
DFM:NGI vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, National General Insurance Co PSC's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National General Insurance Co PSC 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, National General Insurance Co PSC's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where National General Insurance Co PSC's 5-Year Yield-on-Cost % falls into.
National General Insurance Co PSC 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
National General Insurance Co PSC (DFM:NGI) has a 5-Year Yield-on-Cost % of 31.78 as of Jul. 20, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on National General Insurance Co PSC and its competitors. This is 34% above median its historical median of 23.65. Over the past decade, National General Insurance Co PSC's 5-Year Yield-on-Cost % has ranged from 13.95 to 74.65. According to the industry distribution chart, National General Insurance Co PSC ranks #6 out of 418 companies in the Insurance industry, placing it in the top 1.4%.
Is National General Insurance Co PSC's 5-Year Yield-on-Cost % too high?
National General Insurance Co PSC's current 5-Year Yield-on-Cost % of 31.78 is 34% above median its 10-year median of 23.65. Over the past 10 years, this metric has ranged from a low of 13.95 to a high of 74.65. The Insurance industry median 5-Year Yield-on-Cost % is 3.90. National General Insurance Co PSC's value of 31.78 is 714.9% above this industry median. Based on the distribution chart, National General Insurance Co PSC ranks #6 out of 418 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, National General Insurance Co PSC has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National General Insurance Co PSC's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, National General Insurance Co PSC ranks #6 out of 418 companies for 5-Year Yield-on-Cost %. This places National General Insurance Co PSC in the top 1% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.90. National General Insurance Co PSC's value of 31.78 is 714.9% above this benchmark. Historically, National General Insurance Co PSC's own 5-Year Yield-on-Cost % has ranged from 13.95 to 74.65 over the past decade. While the company's 10-year median is 23.65 vs. the industry median of 3.90, National General Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.90, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National General Insurance Co PSC's current 5-Year Yield-on-Cost % of 31.78 is 714.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on National General Insurance Co PSC and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National General Insurance Co PSC's current 5-Year Yield-on-Cost % is 31.78, which is 34% above median its own 10-year median of 23.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National General Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, National General Insurance Co PSC (DFM:NGI) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ6.71, compared to a current price of د.إ5.61 — trading 16.4% below its estimated fair value. The current 5-Year Yield-on-Cost % is 31.78, which is 34% above median its 10-year median of 23.65 and 714.9% above the Insurance industry median of 3.90. National General Insurance Co PSC's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For National General Insurance Co PSC (DFM:NGI), the current 5-Year Yield-on-Cost % is 31.78 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National General Insurance Co PSC (DFM:NGI) Overvalued in 2026?
Based on GuruFocus' analysis, National General Insurance Co PSC stock appears to be undervalued.
The current stock price of د.إ5.61 is trading 16.4% below its estimated GF Value™ of د.إ6.71.
GuruFocus considers National General Insurance Co PSC to be Modestly Undervalued.
Key valuation signals for DFM:NGI:
5-Year Yield-on-Cost %: 31.78 (34% above median its 10-year median of 23.65)
GF Value™: د.إ6.71 vs. price of د.إ5.61 (16.4% below fair value)
Industry Position: 714.9% above the Insurance median (#6 of 418)
No single metric tells the full story. See the DFM:NGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National General Insurance Co PSC Business Description
National General Insurance Co PSC is an insurance service provider. The company operates in two segments namely insurance and investments. Its majority of the revenue is derived from the General Insurance segment. The company products portfolio includes Motor, Marine, Property and Casualty, Construction, Engineering, Life Protection, Savings, Investment and Health or Medical Insurance.
75GF Score
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