National General Insurance Co PSC (DFM:NGI) OCF Margin %: 12.13% (As of Mar. 2026) — 13% Below Median


DFM:NGI National General Insurance Co PSC DFM:NGI
76 GF Score
Price د.إ5.80
GF Value د.إ6.65
Valuation Modestly Undervalued
! 3 Warning Signs
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What is National General Insurance Co PSC OCF Margin %?

National General Insurance Co PSC DFM:NGI 76 OCF Margin % is 12.13% as of Mar. 2026, which is 13% below its 10-year median of 14.00. GuruFocus rates DFM:NGI with a GF Score™ of 76/100 and a GF Value™ of د.إ6.65 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 506 Insurance companies, National General Insurance Co PSC ranks better than 83.4% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. National General Insurance Co PSC's Cash Flow from Operations for the three months ended in Mar. 2026 was د.إ17.7 Mil. National General Insurance Co PSC's Revenue for the three months ended in Mar. 2026 was د.إ146.1 Mil. Therefore, National General Insurance Co PSC's OCF Margin % for the quarter that ended in Mar. 2026 was 12.13%.

As of today, National General Insurance Co PSC's current OCF Yield % is 21.42%.

The historical rank and industry rank for National General Insurance Co PSC's OCF Margin % or its related term are showing as below:

DFM:NGI' s OCF Margin % Range Over the Past 10 Years
Min: 3.39   Med: 14   Max: 35.64
Current: 28.99


During the past 13 years, the highest OCF Margin % of National General Insurance Co PSC was 35.64%. The lowest was 3.39%. And the median was 14.00%.

DFM:NGI's OCF Margin % is ranked better than
83.4% of 506 companies
in the Insurance industry
Industry Median: 10.775 vs DFM:NGI: 28.99


National General Insurance Co PSC OCF Margin % Related Terms


National General Insurance Co PSC OCF Margin % Historical Data

* Premium members only.

The historical data trend for National General Insurance Co PSC's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National General Insurance Co PSC OCF Margin % Chart

National General Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.41 11.83 35.64 3.39 23.48

National General Insurance Co PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -17.32 32.87 47.73 21.53 12.13

DFM:NGI vs BRK.A, AIG, HIG: OCF Margin % Comparison

For the Insurance - Diversified subindustry, National General Insurance Co PSC's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National General Insurance Co PSC OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, National General Insurance Co PSC's OCF Margin % distribution charts can be found below:

* The bar in red indicates where National General Insurance Co PSC's OCF Margin % falls into.


DFM:NGI
76GF Score
National General Insurance Co PSC DFM:NGI
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National General Insurance Co PSC OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

National General Insurance Co PSC's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=162.084/690.218
=23.48 %

National General Insurance Co PSC's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=17.732/146.134
=12.13 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 12.13% mean?
National General Insurance Co PSC (DFM:NGI) has a OCF Margin % of 12.13% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on National General Insurance Co PSC and its competitors. This is 13% below median its historical median of 14.00. Over the past decade, National General Insurance Co PSC's OCF Margin % has ranged from 3.39 to 35.64. According to the industry distribution chart, National General Insurance Co PSC ranks #84 out of 506 companies in the Insurance industry, placing it in the top 16.6%.
Is National General Insurance Co PSC's OCF Margin % too high?
National General Insurance Co PSC's current OCF Margin % of 12.13% is 13% below median its 10-year median of 14.00. Over the past 10 years, this metric has ranged from a low of 3.39 to a high of 35.64. The Insurance industry median OCF Margin % is 10.78. National General Insurance Co PSC's value of 12.13% is 12.6% above this industry median. Based on the distribution chart, National General Insurance Co PSC ranks #84 out of 506 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, National General Insurance Co PSC has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National General Insurance Co PSC's OCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, National General Insurance Co PSC ranks #84 out of 506 companies for OCF Margin %. This places National General Insurance Co PSC in the top 17% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 10.78. National General Insurance Co PSC's value of 12.13% is 12.6% above this benchmark. Historically, National General Insurance Co PSC's own OCF Margin % has ranged from 3.39 to 35.64 over the past decade. While the company's 10-year median is 14.00 vs. the industry median of 10.78, National General Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.78, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National General Insurance Co PSC's current OCF Margin % of 12.13% is 12.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on National General Insurance Co PSC and its competitors. For the Insurance industry, the median OCF Margin % is 10.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National General Insurance Co PSC's current OCF Margin % is 12.13%, which is 13% below median its own 10-year median of 14.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National General Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, National General Insurance Co PSC (DFM:NGI) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ6.65, compared to a current price of د.إ5.80 — trading 12.8% below its estimated fair value. The current OCF Margin % is 12.13%, which is 13% below median its 10-year median of 14.00 and 12.6% above the Insurance industry median of 10.78. National General Insurance Co PSC's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For National General Insurance Co PSC (DFM:NGI), the current OCF Margin % is 12.13% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National General Insurance Co PSC (DFM:NGI) Overvalued in 2026?

Based on GuruFocus' analysis, National General Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ5.80 is trading 12.8% below its estimated GF Value™ of د.إ6.65. GuruFocus considers National General Insurance Co PSC to be Modestly Undervalued.

Key valuation signals for DFM:NGI:

  • OCF Margin %: 12.13% (13% below median its 10-year median of 14.00)
  • GF Value™: د.إ6.65 vs. price of د.إ5.80 (12.8% below fair value)
  • GF Score™: 76/100 with 3 warning signs
  • Industry Position: 12.6% above the Insurance median (#84 of 506)

No single metric tells the full story. See the DFM:NGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National General Insurance Co PSC Business Description

Address Port Saeed Street, P.O. Box 154, Levels Ground, 3, 5, 6, NGI House, Dubai, ARE
National General Insurance Co PSC is an insurance service provider. The company operates in two segments namely insurance and investments. Its majority of the revenue is derived from the General Insurance segment. The company products portfolio includes Motor, Marine, Property and Casualty, Construction, Engineering, Life Protection, Savings, Investment and Health or Medical Insurance.
76GF Score

Get the complete analysis for DFM:NGI

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ5.80
Price
د.إ6.65
GF Value